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AU Random Info

99 AU's free:
SPG Personal
SPG Biz
EDP
EDNP (non pref)
Blue Sky
Blue Cash Everyday
Blue for Business
Delta Personal
Delta Biz
BRG (add as green au's)
Plat Biz (add as green au's)
Green Biz

PRG is 5 AU's free..
Green Personal is 5 AU free the first year, after that its $30..

Jetblue?
Plum?
Plenti?
Costco?
Hilton Honors?
Mercedes Benz = $175 for 3 AU's
Serve = 4 AU's
Bluebird = 4 AU's

Do not add yourself as an AU with your SSN, it will come up on your credit report as a new account.
« Last edited by gogreen on September 20, 2015, 07:18:10 PM »

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Author Topic: Authorized users  (Read 407366 times)

Offline noturbizniss

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Re: Authorized users
« Reply #1260 on: August 28, 2015, 12:49:45 AM »
Quote from: Jm1248 on August 28, 2015, 12:20:58 AM
no
ETA: Au or an actual new card?
I know biz balances don't get reported, but are you sure the cards and au cards themselves don't get reported either? I think they do...
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Offline Jm1248

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Re: Authorized users
« Reply #1261 on: August 28, 2015, 12:50:22 AM »
Quote from: noturbizniss on August 28, 2015, 12:49:45 AM
I know biz balances don't get reported, but are you sure the cards and au cards themselves don't get reported either? I think they do...
Aus don't. Actual account does I think
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Offline D93

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Re: Authorized users
« Reply #1262 on: August 28, 2015, 02:37:46 AM »
Quote from: noturbizniss on August 28, 2015, 12:49:45 AM
I know biz balances don't get reported, but are you sure the cards and au cards themselves don't get reported either? I think they do...
They don't.
Quote from: Jm1248 on August 28, 2015, 12:50:22 AM
Aus don't. Actual account does I think
-1

Take a look at your report and you'll see for yourself that no Amex/Chase/BofA/Citi Business cards are on there.
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Offline DaveInLA

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Re: Authorized users
« Reply #1263 on: August 28, 2015, 03:16:59 AM »

Quote from: Jm1248 on August 28, 2015, 12:20:58 AM
no
ETA: Au or an actual new card?

I'm asking about AU. So AU (employee) card for AMEX business won't count against me in credit report, then?
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Offline D93

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Re: Authorized users
« Reply #1264 on: August 28, 2015, 03:22:45 AM »
Quote from: DaveInLA on August 28, 2015, 03:16:59 AM
I'm asking about AU. So AU (employee) card for AMEX business won't count against me in credit report, then?
Correct
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Offline Jm1248

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Re: Authorized users
« Reply #1265 on: August 28, 2015, 09:35:14 AM »
Quote from: D93 on August 28, 2015, 02:37:46 AM
They don't. -1

Take a look at your report and you'll see for yourself that no Amex/Chase/BofA/Citi Business cards are on there.
Ok thanx. Not sure why I thought the regular account does. I got confused because the pull from a biz card does show up
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Offline E-MAN

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Re: Authorized users
« Reply #1266 on: August 28, 2015, 12:09:20 PM »
Quote from: noturbizniss on August 27, 2015, 10:49:44 PM
They don't ask for it when added the card but they do ask for dob and ssn when activating. All amex biz cards are like that now.
That's what I thought. Thanks for clarifying.
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Offline Ydad

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Re: Authorized users
« Reply #1267 on: August 28, 2015, 12:24:10 PM »
Quote from: Jm1248 on August 28, 2015, 12:50:22 AM
Aus don't. Actual account does I think
Wow, thanks for the info. You saved me a whole bunch of phone calls.
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Offline Hamavin

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Re: Authorized users
« Reply #1268 on: August 28, 2015, 02:21:13 PM »
Have an AU and was setting up online login. They asked me for ss and dob but I did not have.....so they asked me security questions and verified.....Will that hit the credit report without ss and dob?
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Offline Chapshnell

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Re: Authorized users
« Reply #1269 on: August 28, 2015, 02:25:55 PM »
Quote from: Hamavin on August 28, 2015, 02:21:13 PM
Have an AU and was setting up online login. They asked me for ss and dob but I did not have.....so they asked me security questions and verified.....Will that hit the credit report without ss and dob?

impossible for them to add something to a CR without a SSN. As posted somewhere in this CC section about a rare case of matching addresses but thats a 1 in a few hundred case scenario.
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Offline Chapshnell

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Re: Authorized users
« Reply #1270 on: August 28, 2015, 02:26:20 PM »
Quote from: Jm1248 on August 28, 2015, 09:35:14 AM
Ok thanx. Not sure why I thought the regular account does. I got confused because the pull from a biz card does show up

unless you pay late you will not see it.
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Offline Ydad

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Re: Authorized users
« Reply #1271 on: August 28, 2015, 02:27:39 PM »

Quote from: Hamavin on August 28, 2015, 02:21:13 PM
Have an AU and was setting up online login. They asked me for ss and dob but I did not have.....so they asked me security questions and verified.....Will that hit the credit report without ss and dob?
nope
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Offline Jm1248

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Re: Authorized users
« Reply #1272 on: August 28, 2015, 06:17:54 PM »
Quote from: Ydad on August 28, 2015, 02:27:39 PM
nope
Probably not but people have reported it hitting cr anyway by matching names and addresses etc
ETA - just saw chapshnell posted this already
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Offline D93

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Re: Authorized users
« Reply #1273 on: August 29, 2015, 03:32:07 PM »
Quote from: Chapshnell on August 28, 2015, 02:26:20 PM
unless you pay late you will not see it.
Late payments on business cards show up?
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Offline Hamavin

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Re: Authorized users
« Reply #1274 on: August 29, 2015, 11:12:30 PM »
Quote from: Ydad on August 28, 2015, 02:27:39 PM
nope
Gotcha! But how do they know wich security questions to ask?
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Offline Ydad

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Re: Authorized users
« Reply #1275 on: August 29, 2015, 11:14:55 PM »
They ask from the primary account holder's info. IME
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Offline Hamavin

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Re: Authorized users
« Reply #1276 on: August 29, 2015, 11:18:28 PM »
Called in as au and they asked me security questions?
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Offline Ydad

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Re: Authorized users
« Reply #1277 on: August 29, 2015, 11:23:53 PM »
Quote from: Hamavin on August 29, 2015, 11:18:28 PM
Called in as au and they asked me security questions?
Security questions from your credit report?
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Offline Hamavin

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Re: Authorized users
« Reply #1278 on: August 29, 2015, 11:25:28 PM »
Adresses? I knew the answers but what were they thinking?
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Offline Marco Polo

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Re: Authorized users
« Reply #1279 on: August 30, 2015, 12:23:41 AM »
They do ask questions based on AU's information.
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