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AU Random Info

99 AU's free:
SPG Personal
SPG Biz
EDP
EDNP (non pref)
Blue Sky
Blue Cash Everyday
Blue for Business
Delta Personal
Delta Biz
BRG (add as green au's)
Plat Biz (add as green au's)
Green Biz

PRG is 5 AU's free..
Green Personal is 5 AU free the first year, after that its $30..

Jetblue?
Plum?
Plenti?
Costco?
Hilton Honors?
Mercedes Benz = $175 for 3 AU's
Serve = 4 AU's
Bluebird = 4 AU's

Do not add yourself as an AU with your SSN, it will come up on your credit report as a new account.

Author Topic: Authorized users  (Read 402602 times)

Offline @Yehuda

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Re: Authorized users
« Reply #1420 on: September 17, 2015, 11:51:20 AM »
I have Barclays and Chase AUs on my EX... what's up with that?

Offline ChaimMoskowitz

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Re: Authorized users
« Reply #1421 on: September 17, 2015, 11:53:59 AM »
I have Barclays and Chase AUs on my EX... what's up with that?
Don't worry I won't use the cards.  :P
I just found a new supply of forks!

Offline noturbizniss

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Re: Authorized users
« Reply #1422 on: September 17, 2015, 11:57:09 AM »
I have Barclays and Chase AUs on my EX... what's up with that?
What's the question? What. Shouldn't they be there?
READ THE DARN WIKI!!!!

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Offline @Yehuda

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Re: Authorized users
« Reply #1423 on: September 17, 2015, 11:57:53 AM »
What's the question? What. Shouldn't they be there?
I thought only AMEX AU's show up. Why does everyone make a big stink about AMEX and not the others? Because you have 100s of AMEX ones and only a few of the others?

Don't worry I won't use the cards.  :P
;D

Online TimT

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Re: Authorized users
« Reply #1424 on: September 17, 2015, 11:59:58 AM »
Why does everyone make a big stink about AMEX and not the others? Because you have 100s of AMEX ones and only a few of the others?
That would probably be the reason.

Offline noturbizniss

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Re: Authorized users
« Reply #1425 on: September 17, 2015, 12:00:50 PM »


? Because you have 100s of AMEX ones and only a few of the others?
 ;D
I think that's it. A couple new accounts here and there don't make a difference. But if your doing the general amex method correctly (not the CM method) then the theory is hundreds of new accounts isnt so good. Honestly I'm. Ot so convinced it matters for the actual score. Especially cuz i think each card has its own credit limit reported so you get that benefit while the card is open.
READ THE DARN WIKI!!!!

Chuck Norris...
...can still do FT method
...READS THE WIKI!!!

Offline ChaimMoskowitz

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Re: Authorized users
« Reply #1426 on: September 17, 2015, 12:17:52 PM »
But if your doing the general amex method correctly (not the CM method) then the theory is hundreds of new accounts isnt so good.
Have you noticed any change in getting approvals?
I just found a new supply of forks!

Offline noturbizniss

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Re: Authorized users
« Reply #1427 on: September 17, 2015, 12:19:44 PM »
Have you noticed any change in getting approvals?
I haven't applied for a card since Feb or so. I'm trying to clear my account of pulls in anticipation of a mortgage in the next year. I did have an issue in Feb with barclays saying too many new au accounts.
READ THE DARN WIKI!!!!

Chuck Norris...
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...READS THE WIKI!!!

Offline @Yehuda

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Re: Authorized users
« Reply #1428 on: September 17, 2015, 12:20:07 PM »
I think that's it. A couple new accounts here and there don't make a difference. But if your doing the general amex method correctly (not the CM method) then the theory is hundreds of new accounts isnt so good. Honestly I'm. Ot so convinced it matters for the actual score. Especially cuz i think each card has its own credit limit reported so you get that benefit while the card is open.
CM method? What's what? 250K a month while sitting on your Tuchus?

Offline ChaimMoskowitz

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Re: Authorized users
« Reply #1429 on: September 17, 2015, 12:20:50 PM »
I did have an issue in Feb with barclays saying too many new au accounts.
Did you get it approved?
I just found a new supply of forks!

Offline noturbizniss

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Re: Authorized users
« Reply #1430 on: September 17, 2015, 12:23:47 PM »
Did you get it approved?
Had to HUCA 3 or 4  times and only got approved by shifting credit. they wouldn't add any new credit. I think nov-jan is when amex stopped backdating cards and they all showed up as new.
READ THE DARN WIKI!!!!

Chuck Norris...
...can still do FT method
...READS THE WIKI!!!

Offline a mirrer

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Re: Authorized users
« Reply #1431 on: September 17, 2015, 12:57:33 PM »
I think nov-jan is when amex stopped backdating cards and they all showed up as new.
more like march because my card from January showed up as open since my first account date

Offline Ydad

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Re: Authorized users
« Reply #1432 on: September 17, 2015, 01:14:15 PM »
I have Barclays and Chase AUs on my EX... what's up with that?
Same here. I only had Chase biz au's, though. That might make sense because the  Chase biz au's and Barclays au's have their own number.

Offline Marco Polo

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Re: Authorized users
« Reply #1433 on: September 17, 2015, 01:14:50 PM »
Business shouldn't be showing.
Quaerite et Invenietis.

Offline D93

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Re: Authorized users
« Reply #1434 on: September 17, 2015, 01:45:51 PM »
Same here. I only had Chase biz au's, though. That might make sense because the  Chase biz au's and Barclays au's have their own number.

Chase business cards aren't on your report.

Offline Ydad

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Re: Authorized users
« Reply #1435 on: September 17, 2015, 02:01:38 PM »
Business shouldn't be showing.
Oh that was my own assumption. (Report doesn't show full account #'s). Guess I was wrong.
Chase business cards aren't on your report.

Offline ygygold

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Re: Authorized users
« Reply #1436 on: September 17, 2015, 03:57:25 PM »
I'm sure this was asked before, but this thread is toooo long to read threw in עשרת ימי תשובה (busy doing Teshuva)...
I want to add a few AU's to my Amex cards, in time for SBS. Do I need real peoples names for this? What do I fill out in the SSN section?

Offline Marco Polo

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Re: Authorized users
« Reply #1437 on: September 17, 2015, 03:58:39 PM »
I'm sure this was asked before, but this thread is toooo long to read threw in עשרת ימי תשובה (busy doing Teshuva)...
I want to add a few AU's to my Amex cards, in time for SBS. Do I need real peoples names for this? What do I fill out in the SSN section?
If you can't read due to ^^, you should put real names.
Quaerite et Invenietis.

Offline ygygold

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Re: Authorized users
« Reply #1438 on: September 17, 2015, 04:02:03 PM »
Good point, will that change if the reason is because I'm too busy with other things? Work, etc.

Offline Marco Polo

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Re: Authorized users
« Reply #1439 on: September 17, 2015, 04:03:10 PM »
Good point, will that change if the reason is because I'm too busy with other things? Work, etc.
Probably more of an ethical question, but you can add names without an issue.
Quaerite et Invenietis.