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AU Random Info

99 AU's free:
SPG Personal
SPG Biz
EDP
EDNP (non pref)
Blue Sky
Blue Cash Everyday
Blue for Business
Delta Personal
Delta Biz
BRG (add as green au's)
Plat Biz (add as green au's)
Green Biz

PRG is 5 AU's free..
Green Personal is 5 AU free the first year, after that its $30..

Jetblue?
Plum?
Plenti?
Costco?
Hilton Honors?
Mercedes Benz = $175 for 3 AU's
Serve = 4 AU's
Bluebird = 4 AU's

Do not add yourself as an AU with your SSN, it will come up on your credit report as a new account.

Author Topic: Authorized users  (Read 406649 times)

Offline yakrot

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Re: Authorized users
« Reply #1500 on: September 22, 2015, 01:57:04 PM »
AAOA?  It's not in the acronyms thread so please don't tell me to look there

Offline Chapshnell

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Re: Authorized users
« Reply #1501 on: September 22, 2015, 01:57:30 PM »
I think it means "average age of accts"

Offline yakrot

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Re: Authorized users
« Reply #1502 on: September 22, 2015, 01:59:11 PM »
I think it means "average age of accts"
Thank you

Offline David Smith

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Re: Authorized users
« Reply #1503 on: September 22, 2015, 02:07:52 PM »
I ordered three platinum AU's, got one platinum (addressed to au) and two gold (addressed to me)? Is this common? (AmEx is on a screw up roll for me. In two weeks, they double pulled credit, messed up au's, and froze accounts for a fr. Can't seem to get anything right.  I'm tempted to ask for compensation.) Btw experian number to dispute pull is 1888 397 3742? Thanks.
« Last Edit: September 22, 2015, 02:35:54 PM by David Smith »
Who do you think you are fooling? You think you are going to pull a quick one on your Creator? Good luck with that.
JTZ

Offline Ydad

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Re: Authorized users
« Reply #1504 on: September 22, 2015, 04:04:28 PM »
Experian Customer Service
1 800-493-1058 I believe that's the number to dispute pulls.

Offline Jm1248

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Re: Authorized users
« Reply #1505 on: September 22, 2015, 04:19:44 PM »
Experian Customer Service
1 800-493-1058 I believe that's the number to dispute pulls.
+1

Offline noturbizniss

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Re: Authorized users
« Reply #1506 on: September 23, 2015, 10:45:49 PM »
Ah...the AAOA is the major risk. I was wondering why people don't just open all the AUs in their own name.

If I open up more than one AU in the same family member's name, does the same thing apply to them?
but it also increases your CL. Like I said above my score has not changed. I added a bunch more AU's so Ill update in the next month with my new AAOA, CL, and scores. My guess is the scores won't change much.
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Offline Mplace

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Re: Authorized users
« Reply #1507 on: September 24, 2015, 12:25:25 AM »
Is the only way to add without ss# by calling??
Or can it also be done on line?
What's your plan for yud shvat?

Offline TimT

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Re: Authorized users
« Reply #1508 on: September 24, 2015, 12:29:56 AM »
Is the only way to add without ss# by calling??
Or can it also be done on line?
If you mean ordering them, business cards you could order online without ss#.

Offline Mplace

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Re: Authorized users
« Reply #1509 on: September 24, 2015, 12:35:06 AM »
If you mean ordering them, business cards you could order online without ss#.
and personal would require a ss# if doing on line?
No way around it?
What's your plan for yud shvat?

Offline Jm1248

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Re: Authorized users
« Reply #1510 on: September 24, 2015, 12:40:12 AM »
and personal would require a ss# if doing on line?
No way around it?
Right. Maybe via chat it can be done. Not sure.

Offline TimT

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Re: Authorized users
« Reply #1511 on: September 24, 2015, 12:40:41 AM »
and personal would require a ss# if doing on line?
Yes
No way around it?
Don't think so. Someone CMIIW

Offline lfas25

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Re: Authorized users
« Reply #1512 on: September 24, 2015, 01:05:30 AM »
YesDon't think so. Someone CMIIW
Correct
I only paid 15% by switching to dansdeals

Offline Jm1248

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Re: Authorized users
« Reply #1513 on: September 24, 2015, 01:22:15 AM »

Offline lfas25

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Re: Authorized users
« Reply #1514 on: September 24, 2015, 01:25:45 AM »
Even via chat?
Depends on the rep that you are chatting with
I only paid 15% by switching to dansdeals

Online sammy n

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Re: Authorized users
« Reply #1515 on: September 24, 2015, 01:53:19 AM »
Is it ok that I don't activate a amex biz gold card AU that after using they emailed me to activate and I ignored?

Offline Emkay

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Re: Authorized users
« Reply #1516 on: September 24, 2015, 02:05:57 AM »
Is it ok that I don't activate a amex biz gold card AU that after using they emailed me to activate and I ignored?
I never had an issue. Mine aren't activated and I got those emails months ago

Online sammy n

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Re: Authorized users
« Reply #1517 on: September 24, 2015, 02:08:27 AM »
I never had an issue. Mine aren't activated and I got those emails months ago
Thanx

Offline MosheD

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Re: Authorized users
« Reply #1518 on: September 24, 2015, 04:35:26 AM »
Just go around to checking my experian fico 8 again. I added a bunch more amex cards. My AAOA went down from 6 years to 4.9 years, my total credit went from 250ish to 650ish.  The one other big change was one of my cc went from 70% usage (15K/23K) to less than 10% (1k/23k), and my Experian fico 8 went from 789 to 808.
I just checked report and none of my AUs are listed by accounts.
Is AAOA still at risk?
Where can I see it?

Offline noturbizniss

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Re: Authorized users
« Reply #1519 on: September 24, 2015, 07:29:03 AM »
I just checked report and none of my AUs are listed by accounts.
Is AAOA still at risk?
Where can I see it?
Amex AUs? When did you add them?
READ THE DARN WIKI!!!!

Chuck Norris...
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