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AU Random Info

99 AU's free:
SPG Personal
SPG Biz
EDP
EDNP (non pref)
Blue Sky
Blue Cash Everyday
Blue for Business
Delta Personal
Delta Biz
BRG (add as green au's)
Plat Biz (add as green au's)
Green Biz

PRG is 5 AU's free..
Green Personal is 5 AU free the first year, after that its $30..

Jetblue?
Plum?
Plenti?
Costco?
Hilton Honors?
Mercedes Benz = $175 for 3 AU's
Serve = 4 AU's
Bluebird = 4 AU's

Do not add yourself as an AU with your SSN, it will come up on your credit report as a new account.

Author Topic: Authorized users  (Read 402806 times)

Offline Venilla

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Re: Authorized users
« Reply #1760 on: December 18, 2015, 09:51:07 AM »
Believe they stopped that a while back. It used to be.
Do you know any bank that still does it?
I like vanilla but my name is Venilla.

Offline benjie1305

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Re: Authorized users
« Reply #1761 on: December 18, 2015, 10:01:54 AM »
Do you know any bank that still does it?

Not sure on that. I know Amex/Chase do not.
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Offline mord1

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Re: Authorized users
« Reply #1762 on: December 21, 2015, 01:09:21 AM »
Well believe it or not, I only got refunded 250 per AU card not 300 despite cancelling within 60 days. Thoughts on how to get the full refund? Any specific language that says if cancelled within 60 you get the full 300 back?
Bump,
Any help would be appreciated, I am down $150 right now!

Offline yakrot

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Re: Authorized users
« Reply #1763 on: December 21, 2015, 01:53:33 AM »

Bump,
Any help would be appreciated, I am down $150 right now!
huca! You can try chatting as well . With enough persistence you should be able to get them to refund you

Offline mord1

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Re: Authorized users
« Reply #1764 on: December 21, 2015, 01:55:09 AM »
huca! You can try chatting as well . With enough persistence you should be able to get them to refund you
Do you have any proof that if you cancel within 60 you get the full 300 back? the rep said it would be 250 and she was right, I was shocked

Offline Josef.koney

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Re: Authorized users
« Reply #1765 on: December 21, 2015, 08:16:35 AM »
Do you have any proof that if you cancel within 60 you get the full 300 back? the rep said it would be 250 and she was right, I was shocked
I just spoke to a rep last night, this is for the personal... But she said I get the full money back within 60 of charge

Offline ya

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Re: Authorized users
« Reply #1766 on: December 21, 2015, 10:07:10 AM »
Not sure on that. I know Amex/Chase do not.
Chase doesn't? When did they stop?

Offline mord1

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Re: Authorized users
« Reply #1767 on: December 21, 2015, 10:16:45 AM »
I just spoke to a rep last night, this is for the personal... But she said I get the full money back within 60 of charge
Screenshot?
Would there be a difference? It's hard to believe that everyone here is wrong on this one, this is pretty common

Offline Josef.koney

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Re: Authorized users
« Reply #1768 on: December 21, 2015, 10:57:57 AM »
I didn't cancel yet. Just verified and made sure she put a note down of the fact

Offline mord1

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Re: Authorized users
« Reply #1769 on: December 21, 2015, 12:42:59 PM »
I didn't cancel yet. Just verified and made sure she put a note down of the fact
Smart, I also double checked and that's what i was told, didn't make them take notes though, I guess I could have them review but the only charge on the cards were for ge credit, looks kind of weird, - no?

Offline Malachi

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Re: Authorized users
« Reply #1770 on: December 29, 2015, 08:39:57 AM »
 I would  lke to add myself as an AU to other people accounts with American Express. Is there any way to add myself and activate it without putting in my social? Also if not how long does it take to get added to my credit report? Meaning if I would cancel it within 2 weeks would  it not even hit the credit bureau?
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Offline TimT

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Re: Authorized users
« Reply #1771 on: December 29, 2015, 08:47:58 AM »
I would  lke to add myself as an AU to other people accounts with American Express. Is there any way to add myself and activate it without putting in my social? Also if not how long does it take to get added to my credit report? Meaning if I would cancel it within 2 weeks would  it not even hit the credit bureau?
The primary could call & say he doesn't have your ssn handy & no need to activate it before use.

Offline Malachi

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Re: Authorized users
« Reply #1772 on: December 29, 2015, 10:12:14 AM »
The primary could call & say he doesn't have your ssn handy & no need to activate it before use.
does anyone else have experience with this? You can use an unactivated AU and still put on over 3kspending without an issue?would love to keep it off my credit report.
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Offline ya

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Re: Authorized users
« Reply #1773 on: December 29, 2015, 10:58:58 AM »
Not sure on that. I know Amex/Chase do not.
Chase 100% just did for me last week. Twice.

Offline Emkay

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Re: Authorized users
« Reply #1774 on: December 29, 2015, 11:01:16 AM »
Chase 100% just did for me last week. Twice.
On the AUs CR its backdated?

Offline ya

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Re: Authorized users
« Reply #1775 on: December 29, 2015, 11:01:39 AM »
Yes

Offline Malachi

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Re: Authorized users
« Reply #1776 on: December 29, 2015, 10:14:16 PM »
I would  lke to add myself as an AU to other people accounts with American Express. Is there any way to add myself and activate it without putting in my social? Also if not how long does it take to get added to my credit report? Meaning if I would cancel it within 2 weeks would  it not even hit the credit report?
does anyone else have experience with this? You can use an unactivated AU and still put on over 3kspending without an issue?would love to keep it off my credit report.
bump. Desperate for an answer. Does anybody know L
Denny Crane

Offline a mirrer

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Re: Authorized users
« Reply #1777 on: December 30, 2015, 03:05:01 AM »
bump. Desperate for an answer. Does anybody know L
ive used unactivated amex aus for 20k no problem at all

Offline Malachi

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Re: Authorized users
« Reply #1778 on: December 30, 2015, 09:57:08 AM »
ive used unactivated amex aus for 20k no problem at all
have to say this is exceedingly massive useful info. Does that make any sense :P
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Offline Venilla

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Re: Authorized users
« Reply #1779 on: December 30, 2015, 10:09:33 AM »
have to say this is exceedingly massive useful info. Does that make any sense :P
Chase cards no longer needs to be activated at all. It doesn't come with that sticker in front of the card.
I like vanilla but my name is Venilla.