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AU Random Info

99 AU's free:
SPG Personal
SPG Biz
EDP
EDNP (non pref)
Blue Sky
Blue Cash Everyday
Blue for Business
Delta Personal
Delta Biz
BRG (add as green au's)
Plat Biz (add as green au's)
Green Biz

PRG is 5 AU's free..
Green Personal is 5 AU free the first year, after that its $30..

Jetblue?
Plum?
Plenti?
Costco?
Hilton Honors?
Mercedes Benz = $175 for 3 AU's
Serve = 4 AU's
Bluebird = 4 AU's

Do not add yourself as an AU with your SSN, it will come up on your credit report as a new account.

Author Topic: Authorized users  (Read 402644 times)

Offline SoloExperiment

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Re: Authorized users
« Reply #1840 on: September 05, 2016, 02:23:36 PM »
Was recently added as an authorized user on my wife's CSR card; however, my card number is the same as hers and isn't showing up on my credit report. What do I need to do to have it show up?

Offline noturbizniss

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Re: Authorized users
« Reply #1841 on: September 05, 2016, 06:26:51 PM »
Was recently added as an authorized user on my wife's CSR card; however, my card number is the same as hers and isn't showing up on my credit report. What do I need to do to have it show up?
How long ago was it added? Will likely be at minimum after statement closes, if not a few cycles.
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Offline Boruch999

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Re: Authorized users
« Reply #1842 on: September 15, 2016, 05:01:22 PM »
Can I cancel Amex AUs myself online or do I need to chat?

Offline Boruch999

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Re: Authorized users
« Reply #1843 on: September 19, 2016, 04:36:00 PM »
Can I cancel Amex AUs myself online or do I need to chat?

Offline JTZ

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Re: Authorized users
« Reply #1844 on: September 20, 2016, 11:05:38 AM »
Are banks quicker than the credit agencies at removing AU accounts from my report? Is the consensus that I need to cancel the AU's 1st?
Chase is quick. Request both at the same time via SM.
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Offline Boondocks

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Re: Authorized users
« Reply #1845 on: October 05, 2016, 04:31:08 PM »
hi i was an authorized user of someone that got collected though had no clue about it first of all did that affect me negatively and also is there a way to fix the damage

Offline coralsnake

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Re: Authorized users
« Reply #1846 on: October 05, 2016, 04:33:10 PM »
hi i was an authorized user of someone that got collected though had no clue about it first of all did that affect me negatively and also is there a way to fix the damage
You can have the AU removed.
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Offline Boondocks

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Re: Authorized users
« Reply #1847 on: October 05, 2016, 04:35:22 PM »
it happened a few years ago and it was closed down from collections

Offline Davidthebest

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Re: Authorized users
« Reply #1848 on: January 05, 2017, 07:15:21 PM »
Question: if i was AU on my wife's account, which the primary account is already closed, an now its showing up on my credit report as a closed account. Can i still remove my self completely from that account if its already closed?

Online JACKBLUE

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Re: Authorized users
« Reply #1849 on: January 05, 2017, 07:35:21 PM »
Question: if i was AU on my wife's account, which the primary account is already closed, an now its showing up on my credit report as a closed account. Can i still remove my self completely from that account if its already closed?
yes

Offline Davidthebest

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Re: Authorized users
« Reply #1850 on: January 05, 2017, 08:46:19 PM »

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Re: Authorized users
« Reply #1851 on: January 05, 2017, 10:13:41 PM »
How can i do that?
i did it thru credit karma's Dispute center.

Offline Davidthebest

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Re: Authorized users
« Reply #1852 on: January 05, 2017, 10:15:04 PM »
i did it thru credit karma's Dispute center.
Karma can dispute ???

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Re: Authorized users
« Reply #1853 on: January 05, 2017, 10:17:51 PM »
Karma can dispute ???
No.
But they have a direct link to Dispute with TU and EQ.

Offline Davidthebest

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Re: Authorized users
« Reply #1854 on: January 05, 2017, 10:40:05 PM »
No.
But they have a direct link to Dispute with TU and EQ.
So what did you tell them?
It shows up on my account as closed accounts. What should i tell them?

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Re: Authorized users
« Reply #1855 on: January 06, 2017, 12:25:43 AM »
So what did you tell them?
It shows up on my account as closed accounts. What should i tell them?
that you were only a additional and that you're not liable on the account.

Offline Mplace

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Re: Authorized users
« Reply #1856 on: January 06, 2017, 12:50:26 AM »
i called them and explained that they are all copies of the same card and the credit and spend gets doubled, and they removed it, i never checked again to see that it wasnt re added
What's your plan for yud shvat?

Offline Davidthebest

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Re: Authorized users
« Reply #1857 on: January 06, 2017, 01:38:24 AM »
But the account is already closed

Online mochjas

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Re: Authorized users
« Reply #1858 on: January 06, 2017, 01:40:26 PM »
But the account is already closed
If you are going to ask for advice and get an answer and then not listen to the answer you got, why are you asking in the first place?

Offline noturbizniss

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Re: Authorized users
« Reply #1859 on: January 08, 2017, 12:53:08 AM »
But the account is already closed
excellent point! since the accoutn is closed it cannot be removed from you CR ever! why didn't you mention that before!! oh wait...
Question: if i was AU on my wife's account, which the primary account is already closed, an now its showing up on my credit report as a closed account. Can i still remove my self completely from that account if its already closed?
yes
So what did you tell them?
It shows up on my account as closed accounts. What should i tell them?
that you were only a additional and that you're not liable on the account.
READ THE DARN WIKI!!!!

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