Topic Wiki

AU Random Info

99 AU's free:
SPG Personal
SPG Biz
EDP
EDNP (non pref)
Blue Sky
Blue Cash Everyday
Blue for Business
Delta Personal
Delta Biz
BRG (add as green au's)
Plat Biz (add as green au's)
Green Biz

PRG is 5 AU's free..
Green Personal is 5 AU free the first year, after that its $30..

Jetblue?
Plum?
Plenti?
Costco?
Hilton Honors?
Mercedes Benz = $175 for 3 AU's
Serve = 4 AU's
Bluebird = 4 AU's

Do not add yourself as an AU with your SSN, it will come up on your credit report as a new account.

Author Topic: Authorized users  (Read 189098 times)

Offline Boondocks

  • DansDeals Copper Elite
  • *
  • Join Date: Sep 2016
  • Posts: 24
  • Total likes: 0
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: Usa
Re: Authorized users
« Reply #1845 on: October 05, 2016, 04:31:08 PM »
hi i was an authorized user of someone that got collected though had no clue about it first of all did that affect me negatively and also is there a way to fix the damage

Offline coralsnake

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: May 2008
  • Posts: 4508
  • Total likes: 133
  • DansDeals.com Hat Tips 9
    • View Profile
Re: Authorized users
« Reply #1846 on: October 05, 2016, 04:33:10 PM »
hi i was an authorized user of someone that got collected though had no clue about it first of all did that affect me negatively and also is there a way to fix the damage
You can have the AU removed.
"Here at DansDeals we donít do buses." -Dan

Offline Boondocks

  • DansDeals Copper Elite
  • *
  • Join Date: Sep 2016
  • Posts: 24
  • Total likes: 0
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: Usa
Re: Authorized users
« Reply #1847 on: October 05, 2016, 04:35:22 PM »
it happened a few years ago and it was closed down from collections

Offline Davidthebest

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Dec 2014
  • Posts: 8278
  • Total likes: 447
  • DansDeals.com Hat Tips 905
    • View Profile
Re: Authorized users
« Reply #1848 on: January 05, 2017, 07:15:21 PM »
Question: if i was AU on my wife's account, which the primary account is already closed, an now its showing up on my credit report as a closed account. Can i still remove my self completely from that account if its already closed?

Offline JACKBLUE

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Jan 2014
  • Posts: 1379
  • Total likes: 80
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: USA
Re: Authorized users
« Reply #1849 on: January 05, 2017, 07:35:21 PM »
Question: if i was AU on my wife's account, which the primary account is already closed, an now its showing up on my credit report as a closed account. Can i still remove my self completely from that account if its already closed?
yes

Offline Davidthebest

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Dec 2014
  • Posts: 8278
  • Total likes: 447
  • DansDeals.com Hat Tips 905
    • View Profile
Re: Authorized users
« Reply #1850 on: January 05, 2017, 08:46:19 PM »

Offline JACKBLUE

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Jan 2014
  • Posts: 1379
  • Total likes: 80
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: USA
Re: Authorized users
« Reply #1851 on: January 05, 2017, 10:13:41 PM »
How can i do that?
i did it thru credit karma's Dispute center.

Offline Davidthebest

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Dec 2014
  • Posts: 8278
  • Total likes: 447
  • DansDeals.com Hat Tips 905
    • View Profile
Re: Authorized users
« Reply #1852 on: January 05, 2017, 10:15:04 PM »
i did it thru credit karma's Dispute center.
Karma can dispute ???

Offline JACKBLUE

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Jan 2014
  • Posts: 1379
  • Total likes: 80
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: USA
Re: Authorized users
« Reply #1853 on: January 05, 2017, 10:17:51 PM »
Karma can dispute ???
No.
But they have a direct link to Dispute with TU and EQ.

Offline Davidthebest

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Dec 2014
  • Posts: 8278
  • Total likes: 447
  • DansDeals.com Hat Tips 905
    • View Profile
Re: Authorized users
« Reply #1854 on: January 05, 2017, 10:40:05 PM »
No.
But they have a direct link to Dispute with TU and EQ.
So what did you tell them?
It shows up on my account as closed accounts. What should i tell them?

Offline JACKBLUE

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Jan 2014
  • Posts: 1379
  • Total likes: 80
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: USA
Re: Authorized users
« Reply #1855 on: January 06, 2017, 12:25:43 AM »
So what did you tell them?
It shows up on my account as closed accounts. What should i tell them?
that you were only a additional and that you're not liable on the account.

Offline Mplace

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Oct 2014
  • Posts: 1972
  • Total likes: 4
  • DansDeals.com Hat Tips 2
    • View Profile
  • Location: New York
  • Programs: Kan tzivah
Re: Authorized users
« Reply #1856 on: January 06, 2017, 12:50:26 AM »
i called them and explained that they are all copies of the same card and the credit and spend gets doubled, and they removed it, i never checked again to see that it wasnt re added
What's your plan for yud shvat?

Offline Davidthebest

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Dec 2014
  • Posts: 8278
  • Total likes: 447
  • DansDeals.com Hat Tips 905
    • View Profile
Re: Authorized users
« Reply #1857 on: January 06, 2017, 01:38:24 AM »
But the account is already closed

Online mochjas

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Oct 2015
  • Posts: 6618
  • Total likes: 368
  • DansDeals.com Hat Tips 47
    • View Profile
  • Programs: Hyatt Diamond, SPG Platinum, Hilton Diamond, Marriott Platinum Elite
Re: Authorized users
« Reply #1858 on: January 06, 2017, 01:40:26 PM »
But the account is already closed
If you are going to ask for advice and get an answer and then not listen to the answer you got, why are you asking in the first place?

Online noturbizniss

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Dec 2012
  • Posts: 7186
  • Total likes: 105
  • DansDeals.com Hat Tips 4
  • Gender: Male
    • View Profile
  • Location: North Jersey
Re: Authorized users
« Reply #1859 on: January 08, 2017, 12:53:08 AM »
But the account is already closed
excellent point! since the accoutn is closed it cannot be removed from you CR ever! why didn't you mention that before!! oh wait...
Question: if i was AU on my wife's account, which the primary account is already closed, an now its showing up on my credit report as a closed account. Can i still remove my self completely from that account if its already closed?
yes
So what did you tell them?
It shows up on my account as closed accounts. What should i tell them?
that you were only a additional and that you're not liable on the account.
READ THE DARN WIKI!!!!

Chuck Norris...
...can still do FT method
...READS THE WIKI!!!