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AU Random Info

99 AU's free:
SPG Personal
SPG Biz
EDP
EDNP (non pref)
Blue Sky
Blue Cash Everyday
Blue for Business
Delta Personal
Delta Biz
BRG (add as green au's)
Plat Biz (add as green au's)
Green Biz

PRG is 5 AU's free..
Green Personal is 5 AU free the first year, after that its $30..

Jetblue?
Plum?
Plenti?
Costco?
Hilton Honors?
Mercedes Benz = $175 for 3 AU's
Serve = 4 AU's
Bluebird = 4 AU's

Do not add yourself as an AU with your SSN, it will come up on your credit report as a new account.

Author Topic: Authorized users  (Read 402899 times)

Offline US

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Re: Authorized users
« Reply #2140 on: January 10, 2020, 10:13:08 AM »
Just to clarify. I see there was a typo. If I have GOLD amex as AU. Can I still apply for amex gold and get approved?
Yes.

Offline smaxber

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Re: Authorized users
« Reply #2141 on: January 10, 2020, 10:15:28 AM »

Offline US

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Re: Authorized users
« Reply #2142 on: January 10, 2020, 10:21:41 AM »
Any reports of clawback once the AU's are automatically closed?

Just got 5,000 MR for 500 spend on 4 UA's
With AMEX these days it's kind of a תיקו. they can decide in a year to claw back.

Offline AussieMan

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Re: Authorized users
« Reply #2143 on: January 12, 2020, 08:52:06 AM »
With AMEX these days it's kind of a תיקו. they can decide in a year to claw back.

Fair enough, nothing is certain. But have there been ant reports is my question.

Offline davidrotts63

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Re: Authorized users
« Reply #2144 on: January 12, 2020, 08:56:19 AM »
Fair enough, nothing is certain. But have there been ant reports is my question.
No.
(Quit) pulling out the flowers, and watering the weeds. -Peter Lynch

Offline shmooz

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Re: Authorized users
« Reply #2145 on: January 12, 2020, 09:09:22 AM »
Any reports of clawback once the AU's are automatically closed?

Just got 5,000 MR for 500 spend on 4 UA's

I've got this on same card twice, wondering if I leave the first au on for a year is it safer

Offline shmooz

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Re: Authorized users
« Reply #2146 on: March 01, 2020, 11:19:25 PM »
I've got this on same card twice, wondering if I leave the first au on for a year is it safer

Bump

Does Amex claw back if au is closed within a year?

Offline justmeha

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Re: Authorized users
« Reply #2147 on: March 02, 2020, 12:20:23 PM »
Bump

Does Amex claw back if au is closed within a year?
no

Offline shmooz

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Re: Authorized users
« Reply #2148 on: March 02, 2020, 05:54:35 PM »

Offline Pesach

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Re: Authorized users
« Reply #2149 on: February 21, 2021, 01:11:45 AM »
someone told me that  he is  an au on his fathers amex platnum, and he gave his  social to open the card  and now the whole credit line on his fathers account is reporting to  his credit because  he is 19 and only has one other credit card and  his credit is now  the mid 600s because  of it,  is there a way for him to have the benefit of  building  up his credit by being an au on his fathers account without damaging his credit utilization?

Offline Yo ssi

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Re: Authorized users
« Reply #2150 on: February 21, 2021, 01:30:19 AM »
someone told me that  he is  an au on his fathers amex platnum, and he gave his  social to open the card  and now the whole credit line on his fathers account is reporting to  his credit because  he is 19 and only has one other credit card and  his credit is now  the mid 600s because  of it,  is there a way for him to have the benefit of  building  up his credit by being an au on his fathers account without damaging his credit utilization?
If the father doesn't post with a high balance he should be good.
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Offline zaltz

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Re: Authorized users
« Reply #2151 on: April 05, 2021, 10:14:39 AM »
Does an au on the platinum cards also get return protection?

Offline oldguy

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Re: Authorized users
« Reply #2152 on: April 05, 2021, 12:44:59 PM »
Does an au on the platinum cards also get return protection?
If your questions was are charges are they're card eligible for return protection, The answer is yes.
If your question was are they eligible for a seperate $1k, I think no, but not sure.

Offline zaltz

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Re: Authorized users
« Reply #2153 on: April 05, 2021, 01:07:39 PM »
If your questions was are charges are they're card eligible for return protection, The answer is yes.
If your question was are they eligible for a seperate $1k, I think no, but not sure.
My question was the latter, Dan wrote in a post on the lower end cards that they do, my question was if it's also on all cards with return protection

Offline sillypainter

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Re: Authorized users
« Reply #2154 on: April 11, 2021, 11:24:10 PM »
Which cards are now good to add authorized users to help build credit besides Amex? I only have Amex biz which is not good.
« Last Edit: April 11, 2021, 11:30:58 PM by sillypainter »

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Re: Authorized users
« Reply #2155 on: April 11, 2021, 11:38:56 PM »
Which cards are now good to add authorized users to help build credit besides Amex? I only have Amex biz which is not good.
Citi works wonders. Chase is also good IME.

Offline myi

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Re: Authorized users
« Reply #2156 on: April 13, 2021, 08:45:56 AM »
Citi works wonders. Chase is also good IME.
Always wondered, if it's a not a family member what good is Joe Shmoe on my Credit card? Unless you mean Chase business Cards? Where they can have their own card and SS?
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Online JACKBLUE

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Re: Authorized users
« Reply #2157 on: April 13, 2021, 11:47:07 AM »
Always wondered, if it's a not a family member what good is Joe Shmoe on my Credit card? Unless you mean Chase business Cards? Where they can have their own card and SS?
I added non family members and it came up on their report, i also found it very interesting how they knew who they were.

Offline myi

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Re: Authorized users
« Reply #2158 on: April 13, 2021, 05:27:48 PM »
I added non family members and it came up on their report, i also found it very interesting how they knew who they were.
Yeh, want to explain me that?

 There's no way in heavens world that they'll know who Daniel Elleff is if I added an UA on my account.

 
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Offline CountValentine

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Re: Authorized users
« Reply #2159 on: April 13, 2021, 06:50:02 PM »
Yeh, want to explain me that?
They try to get a match with the info they have.
Only on DDF does 24/6 mean 24/5/half/half