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99 AU's free:
SPG Personal
SPG Biz
EDP
EDNP (non pref)
Blue Sky
Blue Cash Everyday
Blue for Business
Delta Personal
Delta Biz
BRG (add as green au's)
Plat Biz (add as green au's)
Green Biz

PRG is 5 AU's free..
Green Personal is 5 AU free the first year, after that its $30..

Jetblue?
Plum?
Plenti?
Costco?
Hilton Honors?
Mercedes Benz = $175 for 3 AU's
Serve = 4 AU's
Bluebird = 4 AU's

Do not add yourself as an AU with your SSN, it will come up on your credit report as a new account.

Author Topic: Authorized users  (Read 407534 times)

Offline avrumy22

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Re: Authorized users
« Reply #380 on: September 19, 2014, 11:47:31 AM »
adding my 1st AU. Do I get a signup bonus for it?

#noobquestion

Offline Marco Polo

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Re: Authorized users
« Reply #381 on: September 19, 2014, 11:48:43 AM »
adding my 1st AU. Do I get a signup bonus for it?

#noobquestion
Depends on the card. Sapphire and UA i believe give a bonus, but that may only be when signing up originally.
Quaerite et Invenietis.

Offline lubaby

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Re: Authorized users
« Reply #382 on: September 19, 2014, 12:09:50 PM »
Depends on the card. Sapphire and UA i believe give a bonus, but that's only in the first 3 months.
FTFY

Online etech0

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Re: Authorized users
« Reply #383 on: September 19, 2014, 12:17:34 PM »
Workflowy. You won't know what you're missing until you try it.

Offline Marco Polo

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Re: Authorized users
« Reply #384 on: September 19, 2014, 12:18:00 PM »
How about freedom?
Not aware of any bonus attached to that for an AU.
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Offline avrumy22

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Re: Authorized users
« Reply #385 on: September 19, 2014, 12:31:42 PM »
FTFY

1st 3 months of having the card?

so i guess it doesnt pay to add someone who never had a CC before to a starwood card bec they can never get the bonus then. Correct?

what would be my best bet. I have SP, Freedom, Ink, UA, Starwood.

Offline Marco Polo

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Re: Authorized users
« Reply #386 on: September 19, 2014, 12:32:48 PM »
1st 3 months of having the card?

so i guess it doesnt pay to add someone who never had a CC before to a starwood card bec they can never get the bonus then. Correct?

what would be my best bet. I have SP, Freedom, Ink, UA, Starwood.
I do not believe that is true.
Quaerite et Invenietis.

Offline lubaby

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Re: Authorized users
« Reply #387 on: September 19, 2014, 12:39:10 PM »
How about freedom?
2,500 points.
https://creditcards.chase.com/freedom/learnmore

Not aware of any bonus attached to that for an AU.
Used to be nothing, that changed in April.
« Last Edit: September 19, 2014, 12:43:39 PM by lubaby »

Offline lubaby

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Re: Authorized users
« Reply #388 on: September 19, 2014, 12:41:12 PM »
1st 3 months of having the card?

what would be my best bet. I have SP, Freedom, Ink, UA, Starwood.
Yes.

If all the cards were opened in the past 3 months, you can get 5k SP, 5K UA and 2.5K Freedom.

Offline TimT

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Re: Authorized users
« Reply #389 on: September 19, 2014, 12:41:59 PM »

Offline lubaby

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Re: Authorized users
« Reply #390 on: September 19, 2014, 12:44:54 PM »
Is it points or a $25 credit ?
Points. Everything with UR is points, Chase usually uses a $ figure since they value UR at 1cpp.

Offline Marco Polo

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Re: Authorized users
« Reply #391 on: September 19, 2014, 12:45:23 PM »
Is it points or a $25 credit ?
If you have a Sapphire or Ink, it can be transferred over.
Quaerite et Invenietis.

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Re: Authorized users
« Reply #392 on: September 19, 2014, 01:00:01 PM »
Maybe should cancel a freedom and get a new one with bonus. Hmmm. Doable?
Workflowy. You won't know what you're missing until you try it.

Offline avrumy22

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Re: Authorized users
« Reply #393 on: September 19, 2014, 01:29:44 PM »
Maybe should cancel a freedom and get a new one with bonus. Hmmm. Doable?

how long after I cancel is safe?

Offline avrumy

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Re: Authorized users
« Reply #394 on: September 24, 2014, 10:57:03 AM »
If someone has bad credit and I add them on as a authorized user which I have good credit 1) will his bad credit ruin my good credit? 2)will his credit be repaired in any way this way? 3) if yes which cc is the one to add him on to?

Thanks

Offline D93

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Re: Authorized users
« Reply #395 on: September 24, 2014, 11:07:36 AM »
If someone has bad credit and I add them on as a authorized user which I have good credit 1) will his bad credit ruin my good credit? 2)will his credit be repaired in any way this way? 3) if yes which cc is the one to add him on to?

Thanks
1) no
2) yes
3) I did it with my Amex spg and the person I added went from a 650 to a 750 in 8 months.

Offline Joe4007

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Re: Authorized users
« Reply #396 on: September 24, 2014, 11:08:20 AM »


If someone has bad credit and I add them on as a authorized user which I have good credit 1) will his bad credit ruin my good credit? 2)will his credit be repaired in any way this way? 3) if yes which cc is the one to add him on to?

Thanks
1) No.
2) It can only help.
3) An old Citi or Chase card that has a low utilization ratio.

Offline avrumy

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Re: Authorized users
« Reply #397 on: September 24, 2014, 11:29:29 AM »
Thanks all for your answers. greatly appreciated.

Offline Excalibur

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Re: Authorized users
« Reply #398 on: September 24, 2014, 12:51:59 PM »
You will get fr for 30 people and they will not be lenient because you have income on the books no matter what your income is

Offline Hershelsdeals

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Re: Authorized users
« Reply #399 on: September 24, 2014, 01:36:28 PM »
You will get fr for 30 people and they will not be lenient because you have income on the books no matter what your income is
30 people you mean authorized users?