On the CR it will have its own CL the same as the primary holder. If AU's CL's are used for calculating the score then all the AU cards listed will be used. Also what if the account is say 6 mo's old. Now all AU accounts listed will be 6 mo's and drag down your AAoA and your score. What if there is a balance. Now all the AU cards will show the balance and effect the score.
Thanks for the insight - this makes a lot of sense. I'm less concerned with my score and more concerned with what future chase reps would see when they look in my CR at my next MBM. They will see a ton of accounts, right? I will have to verbally explain to look closer and notice they are just AU?
What if I closed the AU accounts right after SBS would they stick or go away?
Even according to the people that are saying that it'll be reported as a new CL on your CR, adding yourself as a AU on your own Business card shouldn't result in this happening because business credit lines aren't reported - NO?
CM - what can you tell us about biz vs personal AU.