Author Topic: AMEX Reconsideration (Read 332327 times)

Iz · « **Reply #1060 on:** June 07, 2016, 07:56:39 PM »

Due to all of your data points, I gave it another try, and they pushed through Gold and Green cards. Thanks!

So obviously #3 is not "hard coded". However, the 2 credit cards I applied for are still pending...
BTW, in my experience, the best # is 800-334-0400.

David Smith · « **Reply #1061 on:** June 07, 2016, 10:00:38 PM »

Quote from: Iz on June 07, 2016, 07:56:39 PM

Due to all of your data points, I gave it another try, and they pushed through Gold and Green cards. Thanks!
So obviously #3 is not "hard coded". However, the 2 credit cards I applied for are still pending...
BTW, in my experience, the best # is 800-334-0400.

#3 only applies to credit cards, IME.

Hershelsdeals · « **Reply #1062 on:** June 07, 2016, 10:24:27 PM »

Quote from: Iz on June 07, 2016, 07:56:39 PM

BTW, in my experience, the best # is 800-334-0400.

IMO, it's just another number to the same dept.

Hershelsdeals · « **Reply #1063 on:** June 07, 2016, 10:28:06 PM »

If an app gets declined, how long does the person need to wait to reapply for that same card?

mochjas · « **Reply #1064 on:** June 08, 2016, 01:55:01 AM »

Quote from: Hershelsdeals on June 07, 2016, 10:28:06 PM

If an app gets declined, how long does the person need to wait to reapply for that same card?

30 days

Elite1 · « **Reply #1065 on:** June 08, 2016, 06:37:08 AM »

Quote from: David Smith on June 07, 2016, 10:00:38 PM

#3 only applies to credit cards, IME.

In you experience by charge cards you had no problem? How about 1 & 1?

Iz · « **Reply #1066 on:** June 08, 2016, 10:17:00 AM »

Quote from: Iz on June 07, 2016, 05:21:55 PM

I just had a long talk with Recon, and I learned a few things (yes, I know DROPR...):
1 - The "executive team" does actually exist, and they are in Utah, and it is actually possible to talk with them!
According to the "executive" I spoke with:
2 - The old Amex policy of a maximum of 4 credit (not charge) cards has been changed to 5 cards. The reason it was changed is that many customers needed more than 4 (personal, business, etc.). [She was able to cancel an old card and approve a new one on the spot.]
3 - Multiple apps in a short time period (I forget the exact time frame) have a standard mandatory 5 day waiting period.
4 - They do not approve more than 2 credit (not charge) cards within 90 days.
I believe that my own experience belies some of these assertions, but I thought it worthwhile to post this info as data points.

After HUCA, the bottom line is DROPR, even "executive" reps!
I got all my apps approved, but I did have to close some cards to remain within the 5 card maximum. So, 1 & 2 seem to be true, but 3 & 4 clearly are not.

unclesam · « **Reply #1067 on:** June 08, 2016, 04:26:37 PM »

anyone knows where this number is 1-800-582-6471 US or indians?

mochjas · « **Reply #1068 on:** June 08, 2016, 04:28:09 PM »

Quote from: unclesam on June 08, 2016, 04:26:37 PM

anyone knows where this number is 1-800-582-6471 US or indians?

it could be either it just depends where they route the call to

unclesam · « **Reply #1069 on:** June 08, 2016, 04:32:00 PM »

Quote from: mochjas on June 08, 2016, 04:28:09 PM

it could be either it just depends where they route the call to

thanks. do they usually ask questions about the biz on this calls?

Scmcodes · « **Reply #1070 on:** June 08, 2016, 04:36:57 PM »

Quote from: unclesam on June 08, 2016, 04:32:00 PM

thanks. do they usually ask questions about the biz on this calls?

not necessarily if you applied for a biz card than a big chance

unclesam · « **Reply #1071 on:** June 08, 2016, 04:40:28 PM »

Quote from: Scmcodes on June 08, 2016, 04:36:57 PM

not necessarily if you applied for a biz card than a big chance

thank you

SLMYRCB · « **Reply #1072 on:** June 08, 2016, 06:22:00 PM »

Iz · « **Reply #1073 on:** June 08, 2016, 06:25:33 PM »

Iz · « **Reply #1074 on:** June 27, 2016, 04:14:21 PM »

I applied for several charge and credit cards. All the charge cards and 2 of the credit cards were approved, and the 3rd one (Delta) was not, because they only approve 2 credit cards within 90 days. Now, I know that this is not necessarily true, but I couldn't get them to budge. Any suggestions? Thanks.
ETA: PMs welcome.

Iz · « **Reply #1075 on:** June 27, 2016, 07:43:23 PM »

Quote from: Iz on June 27, 2016, 04:14:21 PM

I applied for several charge and credit cards. All the charge cards and 2 of the credit cards were approved, and the 3rd one (Delta) was not, because they only approve 2 credit cards within 90 days. Now, I know that this is not necessarily true, but I couldn't get them to budge. Any suggestions? Thanks.
ETA: PMs welcome.

Here is the text of the letter:

"Thank you for applying for the Gold Delta SkyMiles® Credit Card. We value your Membership and appreciate your interest in another American Express Card. We regret we are unable to approve this request. The reason for our decision is that you have reached the maximum number and type of Cards that we will approve within the period of a few months..."

Any way around this?

PBE · « **Reply #1076 on:** July 01, 2016, 08:40:25 AM »

Did Amex change their policy and start allowing multiple credit apps on the same day?

Elite1 · « **Reply #1077 on:** July 01, 2016, 08:55:48 AM »

Quote from: PBE on July 01, 2016, 08:40:25 AM

Did Amex change their policy and start allowing multiple credit apps on the same day?

This is interesting.........

benjie1305 · « **Reply #1078 on:** July 01, 2016, 08:56:23 AM »

Quote from: PBE on July 01, 2016, 08:40:25 AM

Did Amex change their policy and start allowing multiple credit apps on the same day?

Nothing new.

TimT · « **Reply #1079 on:** July 01, 2016, 09:10:31 AM »

Quote from: PBE on July 01, 2016, 08:40:25 AM

Did Amex change their policy and start allowing multiple credit apps on the same day?

Gonna try for more ?

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Author Topic: AMEX Reconsideration (Read 332327 times)