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American Express reconsideration (personal and business):
866-314-0237
1-800-582-6471

Another number they gave me on the phone for Biz: 800 952 7560
Also, 1800-567-1083
Also: 1800-334-0400 (gave me for Gold)

To check your application status: americanexpress.com/applicationstatus

Random: see this great article about negotiating tactics with Customer Service Reps
« Last edited by TimT on March 16, 2016, 09:34:16 PM »

Author Topic: AMEX Reconsideration  (Read 327008 times)

Offline JACKBLUE

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Re: AMEX Reconsideration
« Reply #1180 on: April 03, 2017, 03:22:20 PM »
Why not just conference yourself in?
or even better..... hi my name is Rivka, Malka, Pessi, Suri.....

Offline as2

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Re: AMEX Reconsideration
« Reply #1181 on: April 03, 2017, 03:29:55 PM »
or even better..... hi my name is Rivka, Malka, Pessi, Suri.....
A lot of people have their legal name as something that becomes suspicious when faked by a male... Rebecca, Sara...
Memories last forever, make them while you can.

Offline JACKBLUE

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Re: AMEX Reconsideration
« Reply #1182 on: April 03, 2017, 03:43:04 PM »
A lot of people have their legal name as something that becomes suspicious when faked by a male... Rebecca, Sara...
i have done it with such names as well.
And if they made problems I would say would you please stop harassing me?? You're not the 1st one telling me I sound like a male!!


Offline as2

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Re: AMEX Reconsideration
« Reply #1183 on: April 03, 2017, 03:50:44 PM »
i have done it with such names as well.
And if they made problems I would say would you please stop harassing me?? You're not the 1st one telling me I sound like a male!!
Lol that approach works I guess. The thing is, when your calling for something they might not have to give you, you'd rather they don't have suspicions
Memories last forever, make them while you can.

Offline JACKBLUE

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Re: AMEX Reconsideration
« Reply #1184 on: April 03, 2017, 03:56:09 PM »
Lol that approach works I guess.
my wife has more then 20 accounts and she haven't yet made a single phone call.

Offline TAVI

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Re: AMEX Reconsideration
« Reply #1185 on: April 03, 2017, 04:58:46 PM »
Any idea what determines whether Amex pulls your credit when you are an existing customer?

Did an app for BRG with frozen credit reports and the app was approved after short recon.

Did another app for family member for SPG Biz, who is also an existing customer, but they are asking to unfreeze credit report?

just curious if anyone know how do they decide who's credit to pull vs not.

Offline shulem92

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Re: AMEX Reconsideration
« Reply #1186 on: April 03, 2017, 09:40:19 PM »
or even better..... hi my name is Rivka, Malka, Pessi, Suri.....

i have done it with such names as well.
And if they made problems I would say would you please stop harassing me?? You're not the 1st one telling me I sound like a male!!
I would do that. Problem is, that I have a feeling that part of the review is because she switched her name after marriage. I have done calls for her in the past, but I'd prefer not to get into a sticky situation

Offline JACKBLUE

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Re: AMEX Reconsideration
« Reply #1187 on: April 03, 2017, 10:55:06 PM »
I would do that. Problem is, that I have a feeling that part of the review is because she switched her name after marriage. I have done calls for her in the past, but I'd prefer not to get into a sticky situation
that makes sense.

Offline mimb

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Re: AMEX Reconsideration
« Reply #1188 on: April 04, 2017, 09:04:31 AM »
Is there a way to find out if AMEX does an HP? I've been reading that if you're an existing cardholder they won't always do an HP. I don't think it shows on your free annual credit report

Offline shulem92

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Re: AMEX Reconsideration
« Reply #1189 on: April 04, 2017, 09:51:12 AM »
Is there a way to find out if AMEX does an HP? I've been reading that if you're an existing cardholder they won't always do an HP. I don't think it shows on your free annual credit report
YMMV. You can't know beforehand. I just applied for 2 personal charge cards, and there was no HP

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Re: AMEX Reconsideration
« Reply #1190 on: April 04, 2017, 02:14:17 PM »
when applying for biz cards do they aprove you on the spot or you need to call in

Offline shulem92

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Re: AMEX Reconsideration
« Reply #1191 on: April 04, 2017, 02:49:48 PM »
when applying for biz cards do they aprove you on the spot or you need to call in
Sure you can get approved on the spot

Offline Z56

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Re: AMEX Reconsideration
« Reply #1192 on: April 04, 2017, 02:50:54 PM »
when applying for biz cards do they aprove you on the spot or you need to call in

How about personal cards ?
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Offline Z56

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Re: AMEX Reconsideration
« Reply #1193 on: April 04, 2017, 03:38:54 PM »
I just got declined for the SPG personal, due to many inquires in the last 12 months (Ionly applied for 2 cards in the last 12 months) should I try biz cards ? Would that make any difference? Is there any dept. that can approve me for this card ?
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Re: AMEX Reconsideration
« Reply #1194 on: April 04, 2017, 05:10:02 PM »
I just got declined for the SPG personal, due to many inquires in the last 12 months (Ionly applied for 2 cards in the last 12 months) should I try biz cards ? Would that make any difference? Is there any dept. that can approve me for this card ?
try today, same pull

Offline hvaces42

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Re: AMEX Reconsideration
« Reply #1195 on: April 04, 2017, 07:54:30 PM »
Tried to get multiple cc's recently. Got approved for SPG Personal immediately. Then called...First they started with the 1 card every 5 day rule. So on day 5 i got approved for ED.  then the said cant have ED and EDP at the same time, but put the EDP app "in progress" from not showing up at all. Applied SPG Biz and Surpass.  They cancelled Surpass app because i applied for more than 4 cards and SPG Biz is out there still. Now they say 2 lending card (cc's) max in 60 days. What am I missing here? Why cant I get 4 cc's?
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Offline SLMYRCB

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Re: AMEX Reconsideration
« Reply #1196 on: April 04, 2017, 10:47:35 PM »
try today, same pull
Unless things changed recently, biz is separate pull.

Offline shulem92

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Re: AMEX Reconsideration
« Reply #1197 on: April 04, 2017, 10:50:56 PM »
Unless things changed recently, biz is same pull.
FTFY. this is amex not chase

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Re: AMEX Reconsideration
« Reply #1198 on: April 04, 2017, 10:52:45 PM »
First time I ever got a "pending, please call in..." Applied for the spg biz. What do they want to know? Standard verification? I have to prep my wife what to say...
so after prepping my wife, she calls in, and they said its under review. weird cuz it said to call in after applying

Offline hvaces42

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Re: AMEX Reconsideration
« Reply #1199 on: April 04, 2017, 10:54:39 PM »
What does executive team review mean?
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