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American Express reconsideration (personal and business):
866-314-0237
1-800-582-6471

Another number they gave me on the phone for Biz: 800 952 7560
Also, 1800-567-1083
Also: 1800-334-0400 (gave me for Gold)

To check your application status: americanexpress.com/applicationstatus

Random: see this great article about negotiating tactics with Customer Service Reps
« Last edited by TimT on March 16, 2016, 09:34:16 PM »

Author Topic: AMEX Reconsideration  (Read 327026 times)

Offline Jay s

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Re: AMEX Reconsideration
« Reply #1280 on: February 17, 2020, 11:34:42 AM »
any recent data points as to  how long you need to wait to apply for a new amex card after a FR , and if its possibel to be approved ?

Offline as2

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Re: AMEX Reconsideration
« Reply #1281 on: February 17, 2020, 11:47:47 AM »
any recent data points as to  how long you need to wait to apply for a new amex card after a FR , and if its possibel to be approved ?
After a pass or fail?
Memories last forever, make them while you can.

Offline Jay s

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Re: AMEX Reconsideration
« Reply #1282 on: February 17, 2020, 11:52:30 AM »
After a pass or fail?

After not passing but closing the cards by myself.

Offline ROYA

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Re: AMEX Reconsideration
« Reply #1283 on: May 08, 2020, 07:16:26 PM »
DW got denied for an Amex card, reason being that she had too many cards opened recently. She only had 4 cards opened all from chase spread out over past 2 years. Any chance with reconsideration?

Is this Amex’s style of 5/24??

Offline geoge

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Re: AMEX Reconsideration
« Reply #1284 on: May 09, 2020, 03:58:58 AM »
Same here, but online should be a document saying that u got it. When i called them, they told me it was a mistake, basically i should just forget bout it. Should i try HUCA?

Americanexpress.com/confirmcard
Americanexpress.com/confirmcard

Offline Joel

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Re: AMEX Reconsideration
« Reply #1285 on: May 09, 2020, 10:34:59 PM »
DW got denied for an Amex card, reason being that she had too many cards opened recently. She only had 4 cards opened all from chase spread out over past 2 years. Any chance with reconsideration?

Is this Amex’s style of 5/24??
Which cards does she currently have with amex?
List them all

Offline ROYA

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Re: AMEX Reconsideration
« Reply #1286 on: May 09, 2020, 11:10:13 PM »
Which cards does she currently have with amex?
List them all
As I mentioned, she only has 4 chase cards. No other credit cards at all.

Offline Joel

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Re: AMEX Reconsideration
« Reply #1287 on: May 10, 2020, 12:15:28 AM »
As I mentioned, she only has 4 chase cards. No other credit cards at all.
Misunderstood your question.
Very interesting try calling amex for more info

Offline ROYA

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Re: AMEX Reconsideration
« Reply #1288 on: May 22, 2020, 12:34:04 PM »
Misunderstood your question.
Very interesting try calling amex for more info
Called. Two reps said the same thing. Experian says you have too many new cards opened in the past 6 months. Interesting because as I mentioned previously she only has 4 cards total (all Chase) maybe two were opened in the past 6 months. HUCA?? or just wait a little as both reps said she can try to reapply in 60 days. I would prob wait more like 6 months to be safe..

Offline Joel

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Re: AMEX Reconsideration
« Reply #1289 on: May 22, 2020, 03:37:09 PM »
Called. Two reps said the same thing. Experian says you have too many new cards opened in the past 6 months. Interesting because as I mentioned previously she only has 4 cards total (all Chase) maybe two were opened in the past 6 months. HUCA?? or just wait a little as both reps said she can try to reapply in 60 days. I would prob wait more like 6 months to be safe..
When you dont have a existing relationship with amex they will hard pull your credit and amex might decide not to approve you.
If your an existing customer amex won't HP so to many new accounts aren't a issue since they don't know about the new accounts.
Yes try waiting another 3-6 monts for the new accounts to age

Offline shmuels2

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Re: AMEX Reconsideration
« Reply #1290 on: August 03, 2020, 04:49:17 PM »
Has anyone had success getting recon during COVID? Schwab Plat application, was told by two reps that recon in not possible right now.

Offline Oceanblue

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Re: AMEX Reconsideration
« Reply #1291 on: August 12, 2020, 02:53:38 PM »
just a DP: card application was declined...not for too many recent apps, but too many recent cancellations!  I've only had 2 closed accounts in the past year, one last month and one in february.  No recon available, was told to try again in a few months to a year

Offline Samb

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Re: AMEX Reconsideration
« Reply #1292 on: August 12, 2020, 10:55:23 PM »
just a DP: card application was declined...not for too many recent apps, but too many recent cancellations!  I've only had 2 closed accounts in the past year, one last month and one in february.  No recon available, was told to try again in a few months to a year
Canceled Amex cards?

Offline Oceanblue

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Re: AMEX Reconsideration
« Reply #1293 on: August 13, 2020, 12:38:13 PM »
Canceled Amex cards?

no cancelled amex cards, havent had an amex card in a number of years

Online mgarfin

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Re: AMEX Reconsideration
« Reply #1294 on: December 24, 2020, 12:19:30 PM »
I singed up for a new Schwab AmEx platinum

got declined

called # on the letter

was told they will put it through a manual review notify me in 3-5 days

Haven't applied for an AMEX consumer in a long time. Is there no way to actually talk to someone at reconsideration?

Online mgarfin

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Re: AMEX Reconsideration
« Reply #1295 on: December 29, 2020, 09:06:34 PM »
I singed up for a new Schwab AmEx platinum

got declined

called # on the letter

was told they will put it through a manual review notify me in 3-5 days

Haven't applied for an AMEX consumer in a long time. Is there no way to actually talk to someone at reconsideration?

Got declined again.
My Score is very 793 so that ain't the issue. Haven't opened a new card recently.

Is there a way to talk to a human processing these applications?
What can I offer to get a charge card approved, cant move credit as a CC?



Offline Yo ssi

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Re: AMEX Reconsideration
« Reply #1296 on: December 29, 2020, 09:09:01 PM »
Got declined again.
My Score is very 793 so that ain't the issue. Haven't opened a new card recently.

Is there a way to talk to a human processing these applications?
What can I offer to get a charge card approved, cant move credit as a CC?
Tried the numbers in the wiki?
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Offline zagguru

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Re: AMEX Reconsideration
« Reply #1297 on: January 24, 2021, 09:57:29 AM »
is there a number that is open on sundays?

Offline zagguru

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Re: AMEX Reconsideration
« Reply #1298 on: January 25, 2021, 07:23:05 PM »
when calling recon they keep claiming there is a backend team that does the recon and no one to speak to. Is this true?

Offline nirc

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Re: AMEX Reconsideration
« Reply #1299 on: March 23, 2021, 09:30:06 AM »
Applied for Amex Hilton business, and gold business a few minutes later.

Hilton was put in review status and few hrs later was rejected. Called recon and gave my shpiel who “passed” info to relevant department without asking me a single question. The next day was rejected again by checking website.

Gold was auto approved.

Any ideas? Worth calling again?

I actually didn’t even want the gold, just didn’t want to do a credit pull for 1 card (Hilton). Got my first Amex 20 yrs ago though haven’t had one in 5 years.