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American Express reconsideration (personal and business):
866-314-0237
1-800-582-6471

Another number they gave me on the phone for Biz: 800 952 7560
Also, 1800-567-1083
Also: 1800-334-0400 (gave me for Gold)

To check your application status: americanexpress.com/applicationstatus

Random: see this great article about negotiating tactics with Customer Service Reps
« Last edited by TimT on March 16, 2016, 09:34:16 PM »

Author Topic: AMEX Reconsideration  (Read 330485 times)

Offline Dan

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Re: AMEX Reconsideration
« Reply #20 on: January 09, 2013, 08:31:51 PM »
AMEX called me today about my app for a 5th SPG card.

They said the new policy is max of 4 credit cards.  I currently have 6 credit cards+3 charge cards so I'd have to close 3 credit cards to get another approved.
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Re: AMEX Reconsideration
« Reply #21 on: January 09, 2013, 10:54:37 PM »
AMEX called me today about my app for a 5th SPG card.

They said the new policy is max of 4 credit cards.  I currently have 6 credit cards+3 charge cards so I'd have to close 3 credit cards to get another approved.
Does that mean if I have 2 active amex I won't and do a 3bm then I for sure will get denied one?
And 4 charge and 4 cc?

Offline SGF

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Re: AMEX Reconsideration
« Reply #22 on: January 10, 2013, 01:05:39 AM »
In such a case that they will make me close a card in order to approve the other one, would AMEX transfer CL from one CC to another like chase does thereby carrying the old one?

Offline Alexsei

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Re: AMEX Reconsideration
« Reply #23 on: February 20, 2013, 10:10:44 PM »
I applied for the amex premier rewards card today after dan posted (Thank dan!) that the 50k deal is back and i was instantly approved,

I then applied for the delta 45k card but app is pending.

Should i call reconsideration? what are my chances to get approved for 2 cards at once?
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Offline MEIR613

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Re: AMEX Reconsideration
« Reply #24 on: February 20, 2013, 10:19:57 PM »
I applied for the amex premier rewards card today after dan posted (Thank dan!) that the 50k deal is back and i was instantly approved,

I then applied for the delta 45k card but app is pending.

Should i call reconsideration? what are my chances to get approved for 2 cards at once?
If you want you can call, but if your credit is good, you should have a good chance of getting approved.


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Re: AMEX Reconsideration
« Reply #25 on: February 21, 2013, 11:20:07 AM »
I applied for the amex premier rewards card today after dan posted (Thank dan!) that the 50k deal is back and i was instantly approved,

I then applied for the delta 45k card but app is pending.

Should i call reconsideration? what are my chances to get approved for 2 cards at once?
Just called they said iv'e already been approved :)
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Re: AMEX Reconsideration
« Reply #26 on: February 21, 2013, 09:04:59 PM »
AMEX called me today about my app for a 5th SPG card.

They said the new policy is max of 4 credit cards.  I currently have 6 credit cards+3 charge cards so I'd have to close 3 credit cards to get another approved.

Do they count business cards also?

I made an application for someone and they are still "in Progress" 72 hours later. Is there anyone I can call besides the regular number? Each time they say its being handled by another dept.

Offline meshugener

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Re: AMEX Reconsideration
« Reply #27 on: February 22, 2013, 02:04:53 AM »
You gotta have to wait, its very normal and there's nothing you could do anyway.
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Offline noturbizniss

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Re: AMEX Reconsideration
« Reply #28 on: February 22, 2013, 10:51:06 AM »
Do they count business cards also?

I made an application for someone and they are still "in Progress" 72 hours later. Is there anyone I can call besides the regular number? Each time they say its being handled by another dept.
Dan confirmed (http://www.dansdeals.com/archives/28651#comment-233093) that 4 credit cards max is business + personal combined
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Offline noturbizniss

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Re: AMEX Reconsideration
« Reply #29 on: March 06, 2013, 04:31:28 PM »
In such a case that they will make me close a card in order to approve the other one, would AMEX transfer CL from one CC to another like chase does thereby carrying the old one?
+1. Anyone know if amex will move around CL for approvals?
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Offline MosheP

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Re: AMEX Reconsideration
« Reply #30 on: March 12, 2013, 12:24:00 PM »
I called  recon for a  3BM where 1 was denied and 2 canceled. It was for someone with  642 FICO CS on EX and some negative items on the CR. They said they can only recon 1 at a time, and it may necessitate a new pull.

Is it YMMV?
For sure a new pull?
Or never a new pull?

Offline Saver2000

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Re: AMEX Reconsideration
« Reply #31 on: March 12, 2013, 12:35:50 PM »
I called  recon for a  3BM where 1 was denied and 2 canceled. It was for someone with  642 FICO CS on EX and some negative items on the CR. They said they can only recon 1 at a time, and it may necessitate a new pull.

Is it YMMV?
For sure a new pull?
Or never a new pull?
Probably going to be a new pull.

If you recon them all on the same day, you can hope for the results of a 3bm - that the pulls all get combined.
If it doesn't automatically combine, there's always the "manual combine" option  ;)

Offline MosheP

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Re: AMEX Reconsideration
« Reply #32 on: March 12, 2013, 12:45:47 PM »
Probably going to be a new pull.
>:(

If you recon them all on the same day, you can hope for the results of a 3bm - that the pulls all get combined.

I was told I can only recon 1 at a time, and the decisions for the other 2 will depend on the decision of the first.
If it doesn't automatically combine, there's always the "manual combine" option  ;)
;)

Offline dirah

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Re: AMEX Reconsideration
« Reply #33 on: March 12, 2013, 07:25:50 PM »
If it doesn't automatically combine, there's always the "manual combine" option  ;)
Has it been working recently?
I haven't been able to get it done.
I would like to hear some recent reports before I spend time doing HUCA.

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Re: AMEX Reconsideration
« Reply #34 on: March 12, 2013, 07:35:33 PM »
Has it been working recently?
I haven't been able to get it done.
I would like to hear some recent reports before I spend time doing HUCA.

Did it a few time in January.....

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Re: AMEX Reconsideration
« Reply #35 on: March 20, 2013, 12:19:48 PM »
I have a 3BM with Amex with 2 "In progress" for 10 days already. They were originally denied, and I called to have them reconsidered. what does in progress mean? Does it always take so long? Can/Should I call in again?

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Re: AMEX Reconsideration
« Reply #36 on: April 15, 2013, 09:43:01 PM »
anyone have amex recon number?
"Credit Cards delaying arguments for 30 Days"

Offline Shmulyg

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Re: AMEX Reconsideration
« Reply #38 on: April 15, 2013, 10:53:35 PM »
thx
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Re: AMEX Reconsideration
« Reply #39 on: April 18, 2013, 10:31:36 PM »
I see very little discussion regarding overturning a denial by Amex. Anyone have any experience getting someone with minimal credit history who was denied for the a charge card overturned??