Author Topic: AMEX Reconsideration (Read 329649 times)

benjie1305 · « **Reply #920 on:** February 29, 2016, 10:28:25 AM »

Quote from: TimT on February 29, 2016, 10:24:20 AM

Have you been able to get more than 2 approved ?

Yes.

rileywiles23 · « **Reply #921 on:** February 29, 2016, 11:59:15 AM »

Quote from: TimT on February 29, 2016, 10:24:20 AM

Have you been able to get more than 2 approved ?

Yes, as well. A couple of months back, I got ahold of a nice rep. and got 4 approved in one day.

D93 · « **Reply #922 on:** February 29, 2016, 12:09:46 PM »

Quote from: rileywiles23 on February 29, 2016, 11:59:15 AM

Yes, as well. A couple of months back, I got ahold of a nice rep. and got 4 approved in one day.

4 revolvers?

rileywiles23 · « **Reply #923 on:** February 29, 2016, 12:13:48 PM »

Quote from: D93 on February 29, 2016, 12:09:46 PM

4 revolvers?

I don't remember off hand, but I think it was 2 credit, and 2 charge, or 3 credit, and one charge.

TimT · « **Reply #924 on:** February 29, 2016, 12:16:35 PM »

Quote from: rileywiles23 on February 29, 2016, 12:13:48 PM

I don't remember off hand, but I think it was 2 credit, and 2 charge, or 3 credit, and one charge.

This sounds more believable

D93 · « **Reply #925 on:** February 29, 2016, 12:16:52 PM »

Quote from: TimT on February 29, 2016, 12:16:35 PM

This sounds more believable

+1

Jardins · « **Reply #926 on:** March 04, 2016, 12:51:02 AM »

I did a 2bm on SPG cards. One is approved and the other says "In progress - check back in 24 hours". Should I call them or wait?

D93 · « **Reply #927 on:** March 04, 2016, 01:24:21 AM »

Quote from: Jardins on March 04, 2016, 12:51:02 AM

I did a 2bm on SPG cards. One is approved and the other says "In progress - check back in 24 hours". Should I call them or wait?

Call

Jardins · « **Reply #928 on:** March 04, 2016, 10:12:35 AM »

Thanks. Now the message changed to:
"We will notify you once your application has been processed, or if we need additional information. If you wish to view an electronic communication of your decision details once we have made a decision, click here"

I should still call?

benjie1305 · « **Reply #929 on:** March 04, 2016, 10:14:25 AM »

Quote from: Jardins on March 04, 2016, 10:12:35 AM

Thanks. Now the message changed to:
"We will notify you once your application has been processed, or if we need additional information. If you wish to view an electronic communication of your decision details once we have made a decision, click here"

I should still call?

Yes, you can.

D93 · « **Reply #930 on:** March 04, 2016, 10:22:33 AM »

Quote from: Jardins on March 04, 2016, 10:12:35 AM

Thanks. Now the message changed to:
"We will notify you once your application has been processed, or if we need additional information. If you wish to view an electronic communication of your decision details once we have made a decision, click here"

I should still call?

Yes

Jardins · « **Reply #931 on:** March 04, 2016, 01:05:12 PM »

I called and the rep says I should call in 4 days. He also asked me "if i'm ok with another inquiry", which I answered no. Then he tells me "99.99% of the times it will be another credit pull".
Any recommendations? Should I cancel the application?
THANKS for your help.

Venilla · « **Reply #932 on:** March 04, 2016, 01:31:27 PM »

Quote from: Jardins on March 04, 2016, 01:05:12 PM

I called and the rep says I should call in 4 days. He also asked me "if i'm ok with another inquiry", which I answered no. Then he tells me "99.99% of the times it will be another credit pull".
Any recommendations? Should I cancel the application?
THANKS for your help.

Why cancel the application? Just call back in 4 days.

Jardins · « **Reply #933 on:** March 04, 2016, 02:25:18 PM »

Quote from: Venilla on March 04, 2016, 01:31:27 PM

Why cancel the application? Just call back in 4 days.

I would cancel because it will be another credit pull (according to the rep.)!?
Also, any idea if I would get the welcome bonus for the 2nd card if approved?

rileywiles23 · « **Reply #934 on:** March 04, 2016, 02:58:26 PM »

Quote from: Jardins on March 04, 2016, 02:25:18 PM

I would cancel because it will be another credit pull (according to the rep.)!?
Also, any idea if I would get the welcome bonus for the 2nd card if approved?

It'll be a second pull. Just call Experian, and they will remove it.

D93 · « **Reply #935 on:** March 05, 2016, 12:27:29 PM »

Quote from: Jardins on March 04, 2016, 02:25:18 PM

Also, any idea if I would get the welcome bonus for the 2nd card if approved?

You did 2 of the same SPG card, or 1 personal and 1 business?

Jardins · « **Reply #936 on:** March 05, 2016, 09:54:08 PM »

Quote from: D93 on March 05, 2016, 12:27:29 PM

You did 2 of the same SPG card, or 1 personal and 1 business?

Both personal!

Jardins · « **Reply #937 on:** March 05, 2016, 10:13:56 PM »

Quote from: rileywiles23 on March 04, 2016, 02:58:26 PM

It'll be a second pull. Just call Experian, and they will remove it.

Can you point me to a thread regarding the above pls.

TimT · « **Reply #938 on:** March 05, 2016, 10:19:13 PM »

Quote from: Jardins on March 05, 2016, 10:13:56 PM

Can you point me to a thread regarding the above pls.

credit score

joahr101 · « **Reply #939 on:** March 07, 2016, 12:19:26 PM »

I applied for the 35k starwoods card on friday and wasn't approved. Called several times today and each rep said same thing, that they can forward my application to be reviewed but they might make another pull. Has anyone tried this or does anyone know a way around a second review?

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Author Topic: AMEX Reconsideration (Read 329649 times)