Author Topic: AMEX Reconsideration (Read 332000 times)

CS91 · « **Reply #1020 on:** May 03, 2016, 12:55:32 PM »

Applied for 2 CCs in one day so second got placed on a 5 day hold and I just let it sit. Yesterday was Day 5 so checked the status last night and it says approved, but I never got those standard "You've been Approved" emails. Normal?

raphy781 · « **Reply #1021 on:** May 03, 2016, 01:02:37 PM »

Quote from: CS91 on May 03, 2016, 12:55:32 PM

Applied for 2 CCs in one day so second got placed on a 5 day hold and I just let it sit. Yesterday was Day 5 so checked the status last night and it says approved, but I never got those standard "You've been Approved" emails. Normal?

Can take some time.

curry30 · « **Reply #1022 on:** May 03, 2016, 01:19:04 PM »

Quote from: Dave A on May 02, 2016, 08:08:16 PM

Power of HUCA. Thanks all. Approved.

Congrats!

Mordyk · « **Reply #1023 on:** May 04, 2016, 01:59:21 PM »

Quote from: CS91 on May 03, 2016, 12:55:32 PM

Applied for 2 CCs in one day so second got placed on a 5 day hold and I just let it sit. Yesterday was Day 5 so checked the status last night and it says approved, but I never got those standard "You've been Approved" emails. Normal?

does this always happen? because i just did 2 cards

mord1 · « **Reply #1024 on:** May 04, 2016, 07:15:31 PM »

I just got the 5 day shpiel, any reason to push it through- I don't need the points this second?

maxie m · « **Reply #1025 on:** May 05, 2016, 06:37:13 PM »

Quote from: mord1 on May 04, 2016, 07:15:31 PM

I just got the 5 day shpiel, any reason to push it through- I don't need the points this second?

so that you don't incur another hard pull

mechayamom · « **Reply #1026 on:** May 09, 2016, 11:07:05 AM »

Has anybody ever had an authorized user listed as co owner on an AMEX card?
Looking at Experian report only shows Authorized user.
But when trying to apply for Chase Sapphire am told I am CO Owner not just authorized user.
Amex says they dont report it that way...what is Chase looking at?

David Smith · « **Reply #1027 on:** May 09, 2016, 11:16:18 AM »

Quote from: mechayamom on May 09, 2016, 11:07:05 AM

Has anybody ever had an authorized user listed as co owner on an AMEX card?
Looking at Experian report only shows Authorized user.
But when trying to apply for Chase Sapphire am told I am CO Owner not just authorized user.
Amex says they dont report it that way...what is Chase looking at?

Rep is mistaken. Amex doesn't do joint accounts. HUCA.

mord1 · « **Reply #1028 on:** May 09, 2016, 08:30:41 PM »

Quote from: maxie m on May 05, 2016, 06:37:13 PM

so that you don't incur another hard pull

I didn't realize that with the 5 day hold there is another pull, so it is as if they are just processing the application 5 days later? does that mean I wont get the 75k bonus offer?

Buruch · « **Reply #1029 on:** May 09, 2016, 08:33:37 PM »

Quote from: mord1 on May 09, 2016, 08:30:41 PM

I didn't realize that with the 5 day hold there is another pull, so it is as if they are just processing the application 5 days later? does that mean I wont get the 75k bonus offer?

U get whatever you applied for, but they do pull again.

TimT · « **Reply #1030 on:** May 09, 2016, 08:34:43 PM »

Quote from: mord1 on May 09, 2016, 08:30:41 PM

I didn't realize that with the 5 day hold there is another pull, so it is as if they are just processing the application 5 days later? does that mean I wont get the 75k bonus offer?

Bonus goes according to when you applied, not when you're approved.

mord1 · « **Reply #1031 on:** May 09, 2016, 08:35:16 PM »

Quote from: Buruch on May 09, 2016, 08:33:37 PM

U get whatever you applied for, but they do pull again.

oh man, didn't realize that, I would have fought for it, but if I apply for the platinum now, maybe I can get them merged? I applied for the Hilton on Wednesday last week

yanky1dd · « **Reply #1032 on:** May 18, 2016, 04:01:27 PM »

what could i do when it's by the hi risk team?

cholent · « **Reply #1033 on:** May 24, 2016, 04:22:31 PM »

I know this was asked (and not answered) a page ago.. Has anyone gotten recon to overrule a canceled app due to "too many cards of this type" and gotten an approvel?

joeberg · « **Reply #1034 on:** May 24, 2016, 04:36:06 PM »

Quote from: cholent on May 24, 2016, 04:22:31 PM

I know this was asked (and not answered) a page ago.. Has anyone gotten recon to overrule a canceled app due to "too many cards of this type" and gotten an approvel?

Yes.

cholent · « **Reply #1035 on:** May 24, 2016, 04:48:07 PM »

Quote from: joeberg on May 24, 2016, 04:36:06 PM

Yes.

Thanks!

Iz · « **Reply #1036 on:** May 26, 2016, 05:39:26 PM »

I already have a personal plat, but I got an offer in the mail, so I applied for another one. First it said that it was "canceled" because I have that card. So I called and asked for recon. Now the status changed to "in progress". Here's my question: I wanted to apply for a few other cards in the same credit pull. Should I go ahead and do that now, or is there some reason to hold off. In other words, do the other apps make it less likely to be approved for the plat (which is the main card I'm interested in)? Thanks.

cholent · « **Reply #1037 on:** May 26, 2016, 09:53:50 PM »

Quote from: joeberg on May 24, 2016, 04:36:06 PM

Yes.

So recon un-cancelled it and sent it for what they said is a manual review. Now wait or call recon again?

Iz · « **Reply #1038 on:** May 26, 2016, 09:59:56 PM »

Quote from: cholent on May 26, 2016, 09:53:50 PM

So recon un-cancelled it and sent it for what they said is a manual review. Now wait or call recon again?

I think we're in the exact same position. I called again, and they said that there's nothing to do but wait... I don't think HUCA or DROPR applies here...

joeberg · « **Reply #1039 on:** May 27, 2016, 10:54:05 AM »

Quote from: Iz on May 26, 2016, 09:59:56 PM

I think we're in the exact same position. I called again, and they said that there's nothing to do but wait... I don't think HUCA or DROPR applies here...

+1
Sometimes it can take weeks .

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Author Topic: AMEX Reconsideration (Read 332000 times)