I applied for 1 credit card and 1 charge card back in May/June (past 90 days)
Last week, I added myself as two AUs on the Amex Personal Plat (in response to targeted offer of getting 5K MR, if spend $500 per AU card).
Today, I got letters saying that the AU cards had been approved. Additionally, I also got a separate letter saying that "you have reached the maximum number and type of cards that we will approved within the period of a few months
My question is, does adding yourself as AU count as an application? I never thought so, that's why I am confused why I get this separate letter? Does Amex now consider me as someone who has applied for 4 cards (1 credit card, 1 charge card, 2 AU charge card) in the past 90 days?
Anybody has the same experience?