Author Topic: How long to wait to re-apply for Amex card after being shut down?  (Read 2821 times)

Offline Deal Guy

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I have a friend that both he and his wife had a American Express blue card, plus he also had a Starwood business card. They always paid on time, but sometime over a year ago Amex did a financial review on them and closed down all 3 accounts. Can he already re-apply for any American Express card, or how long does he need to wait?
« Last Edit: February 05, 2010, 03:01:37 PM by moefl »

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Re: How long to wait to re-apply for Amex card after being shut down?
« Reply #1 on: February 05, 2010, 03:12:31 PM »
He can reapply by now.
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Offline Deal Guy

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Re: How long to wait to re-apply for Amex card after being shut down?
« Reply #2 on: February 05, 2010, 03:17:04 PM »
He can reapply by now.
What's the general wait time?

Offline Deal Guy

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Re: How long to wait to re-apply for Amex card after being shut down?
« Reply #3 on: February 05, 2010, 03:32:40 PM »
He can reapply by now.
If they went and closed his accounts, what reasoning can I tell why friend why suddenly he will be approved by them?

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Re: How long to wait to re-apply for Amex card after being shut down?
« Reply #4 on: February 06, 2010, 03:50:10 PM »
A year passed, so he can for sure give it a shot, I would even try after 6 month.


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Re: How long to wait to re-apply for Amex card after being shut down?
« Reply #5 on: February 06, 2010, 08:45:39 PM »
Does anyone have actual experience with being shut down due to not cooperating with a financial review, and then waiting a year or so to reapply, and then got approved?

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Re: How long to wait to re-apply for Amex card after being shut down?
« Reply #6 on: February 07, 2010, 08:55:00 AM »
again, I've got my infos, if you just didnt bother replying to them is one thing.

If you waged a war against them its something else....

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Re: How long to wait to re-apply for Amex card after being shut down?
« Reply #7 on: February 07, 2010, 03:15:25 PM »
again, I've got my infos, if you just didnt bother replying to them is one thing.

If you waged a war against them its something else....
I don't think there was any war involved

Offline moe

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Re: How long to wait to re-apply for Amex card after being shut down?
« Reply #8 on: February 07, 2010, 08:13:23 PM »
Does anyone have actual experience with being shut down due to not cooperating with a financial review, and then waiting a year or so to reapply, and then got approved?
i got shut down for not having a tax return to keep the cards opened, waited over 6 months, reaplied, and got a letter requesting the same info all over again for the same info they requested the first time! its not over. i then went ahead and paid $57 to get them the original form requested from the irs sent directly to them + a letter from my accountant, and after all that they still refused me a card, saying that there was not enough income reported! (it was only 9k reported!)

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Re: How long to wait to re-apply for Amex card after being shut down?
« Reply #9 on: February 07, 2010, 11:25:30 PM »
i got shut down for not having a tax return to keep the cards opened, waited over 6 months, reaplied, and got a letter requesting the same info all over again for the same info they requested the first time! its not over. i then went ahead and paid $57 to get them the original form requested from the irs sent directly to them + a letter from my accountant, and after all that they still refused me a card, saying that there was not enough income reported! (it was only 9k reported!)

I'm not trying to learn gemara here. But was it mashma to you that had you been in postion to report say 20-30k, and sent them the info to back that up (the tax documents) that you would've been approved?
  Am I correct to assume that they origionally shut you down because claimed to have a far greater income than 9k, similar to what I suppose happened to my friend?