Author Topic: Apple card discrimination against women  (Read 397 times)

Offline El Capitan

  • Dansdeals Bronze Elite
  • *
  • Join Date: Oct 2019
  • Posts: 39
  • Total likes: 1
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: US

Offline grodnoking

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Nov 2014
  • Posts: 5005
  • Total likes: 332
  • DansDeals.com Hat Tips 11
    • View Profile
Re: Apple card discrimination against women
« Reply #1 on: November 13, 2019, 03:19:33 PM »
https://www.theverge.com/2019/11/12/20960409/apple-card-discriminatory-credit-limits-goldman-sachs-brand

I just find it ironic that Apple would be discriminating against their majority clientele

https://www.telegraph.co.uk/technology/apple/iphone/11335574/Women-more-likely-to-own-an-iPhone-than-men.html
No one is discriminating against anyone. It's the same with car insurance. It's pure stats.
I'm not who you think I am.

Offline El Capitan

  • Dansdeals Bronze Elite
  • *
  • Join Date: Oct 2019
  • Posts: 39
  • Total likes: 1
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: US
Re: Apple card discrimination against women
« Reply #2 on: November 13, 2019, 03:20:43 PM »
No one is discriminating against anyone. It's the same with car insurance. It's pure stats.
So apple is just better with statistics than say... Chase?

Offline aygart

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: May 2008
  • Posts: 8263
  • Total likes: 2338
  • DansDeals.com Hat Tips 7
    • View Profile
    • Lower Watt Energy Brokers
  • Programs: www.lowerwatt.com
Re: Apple card discrimination against women
« Reply #3 on: November 13, 2019, 03:23:07 PM »
So apple is just better with statistics than say... Chase?
Who said that Apple did a better or worse job than anyone else?
You have the right to remain silent. Anything you say can and will be used to start a religious discussion.

Offline grodnoking

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Nov 2014
  • Posts: 5005
  • Total likes: 332
  • DansDeals.com Hat Tips 11
    • View Profile
Re: Apple card discrimination against women
« Reply #4 on: November 13, 2019, 03:23:25 PM »
So apple is just better with statistics than say... Chase?
I'd bet you chase has a similar stat against women in their algorithm.
I'm not who you think I am.

Offline sguitarist18

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Jul 2011
  • Posts: 1257
  • Total likes: 72
  • DansDeals.com Hat Tips 6
    • View Profile
  • Location: NY
Re: Apple card discrimination against women
« Reply #5 on: November 13, 2019, 03:54:06 PM »
Any thoughts on why they actually gave her a lower credit limit? Reading her post, it sounds like she has assets, but limited income?

Offline mmgfarb

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Dec 2015
  • Posts: 8126
  • Total likes: 827
  • DansDeals.com Hat Tips 4
    • View Profile
Re: Apple card discrimination against women
« Reply #6 on: November 13, 2019, 04:03:03 PM »
Any thoughts on why they actually gave her a lower credit limit? Reading her post, it sounds like she has assets, but limited income?
Who knows. It's utterly ridiculous to say that she should get a higher CL just because she has a "higher CS." We don't know where they got their scores from, what scoring model Goldman Sachs is actually using, how Goldman Sachs ranks different factors in importance when making a credit decision, the other information she put on her application, and a myriad of other things that could have made her get a different credit line than her husband. Even if gender had nothing to do with the decision, one can easily get a lower CL from a bank than someone else even that person has a lower "CS" than the other. It's just pure ignorance to think that the reason for the difference in CL is gender simply because it's the only discernible difference to you.
"JS [is] a fetid cesspool of unvarnished linguistic manure, with lots of useless drivel and post-padding." -Moishebatchy