Cashing in on the cc insurance
Call me crazy, but if it were me, chas veshalom, I would much rather have my
own stuff back than even $10,000 from insurance. אדם רוצה בקב שלא יותר מתשעה קבין של חברו, and all that.
For example, if Da and Nordy were in the luggage, Hashem yeracheim, that would be an absolute disaster - they are national treasures at this point!!!!