Author Topic: credit limit (Read 8614 times)

mawmaw · « **Reply #20 on:** August 27, 2014, 07:04:09 PM »

I've had my SPG personal CL increased by Amex without notifying me before hand, and there was no pull

what did i say

?

D93 · « **Reply #21 on:** August 27, 2014, 07:26:07 PM »

what did i say ?

that it's a HP. and I'm saying there wasn't

Novo · « **Reply #22 on:** August 28, 2014, 01:21:03 AM »

that it's a HP. and I'm saying there wasn't

He said it's a HP when they "invite" you to request an increase, you said that there was no HP when they "automatically" increased your CL.

Novo · « **Reply #23 on:** August 28, 2014, 01:24:54 AM »

Amex i have heard is only a soft pull...

Sometimes. They first look at your history with them, if it's insufficient they pull the CR.
Same for Discover.

Marco Polo · « **Reply #24 on:** August 28, 2014, 09:55:50 AM »

Sometimes. They first look at your history with them, if it's insufficient they pull the CR.
Same for Discover.

Any idea of what would be considered "sufficient" history?

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