Author Topic: 2012 infiniti g37x with navigation 18 month lease only $299!!!!!!!!!!  (Read 48936 times)

Offline AJK

  • Dansdeals Lifetime 20K Presidential Platinum Elite
  • ********
  • Join Date: Jun 2011
  • Posts: 25419
  • Total likes: 721
  • DansDeals.com Hat Tips 15
  • Gender: Male
    • View Profile
  • Programs: United Concierge Key; Delta Global Services; American Chairman; US Airways 1K; Hilton Sapphire; Hyatt Tritium; Marriott Californium; Starwood Kryptonium; Hertz Plutonium; National Adamantium, Avis Executive Proactanium
Re: 2012 infiniti g37x with navigation 18 month lease only $299!!!!!!!!!!
« Reply #180 on: July 10, 2012, 07:37:52 PM »
However, I believe insurance is cheaper if you own

Never heard that before, nor does it seem to make sense.

Link?
2015: 116K bkd | 1.6M brnd | F: OZ,NH,AA,EK | J: UA,CA,TK,DL,TN,AF,VA | LIH,NRT,ROR,PEK,CNS,BOB,MEL,TLV & Pacific Hopper

Offline AJK

  • Dansdeals Lifetime 20K Presidential Platinum Elite
  • ********
  • Join Date: Jun 2011
  • Posts: 25419
  • Total likes: 721
  • DansDeals.com Hat Tips 15
  • Gender: Male
    • View Profile
  • Programs: United Concierge Key; Delta Global Services; American Chairman; US Airways 1K; Hilton Sapphire; Hyatt Tritium; Marriott Californium; Starwood Kryptonium; Hertz Plutonium; National Adamantium, Avis Executive Proactanium
Re: 2012 infiniti g37x with navigation 18 month lease only $299!!!!!!!!!!
« Reply #181 on: July 10, 2012, 07:39:27 PM »
If you pay upfront, what is the bank doing?

Leasing you the car...
2015: 116K bkd | 1.6M brnd | F: OZ,NH,AA,EK | J: UA,CA,TK,DL,TN,AF,VA | LIH,NRT,ROR,PEK,CNS,BOB,MEL,TLV & Pacific Hopper

Offline PlatinumGuy

  • Dansdeals Lifetime 10K Presidential Platinum Elite
  • *******
  • Join Date: Apr 2011
  • Posts: 14958
  • Total likes: 2421
  • DansDeals.com Hat Tips 11
    • View Profile
Re: 2012 infiniti g37x with navigation 18 month lease only $299!!!!!!!!!!
« Reply #182 on: July 10, 2012, 07:40:31 PM »
What part of it is the bank doing? Buying the car and waiting 18 months to get the rest of the cost back?
״וזה כלל גדול: שישנא אדם כל דבר שקר. וכל מה שיוסיף שנאה לדרכי השקר – יוסיף אהבה לתורה.״ - אורחות צדיקים

Offline AJK

  • Dansdeals Lifetime 20K Presidential Platinum Elite
  • ********
  • Join Date: Jun 2011
  • Posts: 25419
  • Total likes: 721
  • DansDeals.com Hat Tips 15
  • Gender: Male
    • View Profile
  • Programs: United Concierge Key; Delta Global Services; American Chairman; US Airways 1K; Hilton Sapphire; Hyatt Tritium; Marriott Californium; Starwood Kryptonium; Hertz Plutonium; National Adamantium, Avis Executive Proactanium
Re: 2012 infiniti g37x with navigation 18 month lease only $299!!!!!!!!!!
« Reply #183 on: July 10, 2012, 07:41:28 PM »
What part of it is the bank doing? Buying the car and waiting 18 months to get the rest of the cost back?

Right.
2015: 116K bkd | 1.6M brnd | F: OZ,NH,AA,EK | J: UA,CA,TK,DL,TN,AF,VA | LIH,NRT,ROR,PEK,CNS,BOB,MEL,TLV & Pacific Hopper

Offline Saver2000

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Apr 2011
  • Posts: 7660
  • Total likes: 47
  • DansDeals.com Hat Tips 0
    • View Profile
Re: 2012 infiniti g37x with navigation 18 month lease only $299!!!!!!!!!!
« Reply #184 on: July 10, 2012, 07:41:45 PM »
Never heard that before, nor does it seem to make sense.

Never heard of that either,  but maybe what he's referring to is that with a leased car you're required to have collision insurance, as opposed to a car that you own.

Offline bubbles

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Jul 2011
  • Posts: 5060
  • Total likes: 20
  • DansDeals.com Hat Tips 67
    • View Profile
2012 infiniti g37x with navigation 18 month lease only $299!!!!!!!!!!
« Reply #185 on: July 10, 2012, 07:42:17 PM »
Never heard that before, nor does it seem to make sense.

Link?

No link right now but there are certain insurance minimums that are necessary for a lease

Offline AJK

  • Dansdeals Lifetime 20K Presidential Platinum Elite
  • ********
  • Join Date: Jun 2011
  • Posts: 25419
  • Total likes: 721
  • DansDeals.com Hat Tips 15
  • Gender: Male
    • View Profile
  • Programs: United Concierge Key; Delta Global Services; American Chairman; US Airways 1K; Hilton Sapphire; Hyatt Tritium; Marriott Californium; Starwood Kryptonium; Hertz Plutonium; National Adamantium, Avis Executive Proactanium
Re: 2012 infiniti g37x with navigation 18 month lease only $299!!!!!!!!!!
« Reply #186 on: July 10, 2012, 07:43:54 PM »
Even so, that doesn't make the actual insurance cheaper. It just means you aren't required to have certain add-ons.

A person leasing who needed/wanted A-B-C from an insurer would pay X, just like a person who bought who wanted/needed A-B-C from an insurer would also pay X.
2015: 116K bkd | 1.6M brnd | F: OZ,NH,AA,EK | J: UA,CA,TK,DL,TN,AF,VA | LIH,NRT,ROR,PEK,CNS,BOB,MEL,TLV & Pacific Hopper

Offline Saver2000

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Apr 2011
  • Posts: 7660
  • Total likes: 47
  • DansDeals.com Hat Tips 0
    • View Profile
Re: 2012 infiniti g37x with navigation 18 month lease only $299!!!!!!!!!!
« Reply #187 on: July 10, 2012, 07:46:28 PM »
Even so, that doesn't make the actual insurance cheaper. It just means you aren't required to have certain add-ons.

A person leasing who needed/wanted A-B-C from an insurer would pay X, just like a person who bought who wanted/needed A-B-C from an insurer would also pay X.

Yes I understand that. I was just suggesting what he possibly meant. 

Offline smurf

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Sep 2010
  • Posts: 4525
  • Total likes: 276
  • DansDeals.com Hat Tips 8
    • View Profile
  • Location: NJ
Re: 2012 infiniti g37x with navigation 18 month lease only $299!!!!!!!!!!
« Reply #188 on: July 10, 2012, 07:54:22 PM »
Never heard of that either,  but maybe what he's referring to is that with a leased car you're required to have collision insurance, as opposed to a car that you own.
Probably what he meant. Although if you own an expensive new car you probably want collision as well

Offline Ergel

  • Dansdeals Lifetime 10K Presidential Platinum Elite
  • *******
  • Join Date: Jun 2010
  • Posts: 12818
  • Total likes: 905
  • DansDeals.com Hat Tips 3
    • View Profile
Re: 2012 infiniti g37x with navigation 18 month lease only $299!!!!!!!!!!
« Reply #189 on: July 10, 2012, 07:58:09 PM »
Nope, didn't mean that at all, just what the insurance agent told me
Life isn't about checking the boxes. Nobody cares.

Offline Saver2000

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Apr 2011
  • Posts: 7660
  • Total likes: 47
  • DansDeals.com Hat Tips 0
    • View Profile
Re: 2012 infiniti g37x with navigation 18 month lease only $299!!!!!!!!!!
« Reply #190 on: July 10, 2012, 07:59:41 PM »
Probably what he meant. Although if you own an expensive new car you probably want collision as well

Yup. I thought Ajk was gonna post that as soon as I posted my "suggestion" .

Offline AJK

  • Dansdeals Lifetime 20K Presidential Platinum Elite
  • ********
  • Join Date: Jun 2011
  • Posts: 25419
  • Total likes: 721
  • DansDeals.com Hat Tips 15
  • Gender: Male
    • View Profile
  • Programs: United Concierge Key; Delta Global Services; American Chairman; US Airways 1K; Hilton Sapphire; Hyatt Tritium; Marriott Californium; Starwood Kryptonium; Hertz Plutonium; National Adamantium, Avis Executive Proactanium
Re: 2012 infiniti g37x with navigation 18 month lease only $299!!!!!!!!!!
« Reply #191 on: July 10, 2012, 08:00:55 PM »
Nope, didn't mean that at all, just what the insurance agent told me

Be interested to hear if that's true and, if so, the underlying rationale.
2015: 116K bkd | 1.6M brnd | F: OZ,NH,AA,EK | J: UA,CA,TK,DL,TN,AF,VA | LIH,NRT,ROR,PEK,CNS,BOB,MEL,TLV & Pacific Hopper

Offline 3ZeroT

  • Dansdeals Platinum Elite
  • ****
  • Join Date: Mar 2011
  • Posts: 316
  • Total likes: 1
  • DansDeals.com Hat Tips 0
    • View Profile
Re: 2012 infiniti g37x with navigation 18 month lease only $299!!!!!!!!!!
« Reply #192 on: July 10, 2012, 08:02:11 PM »
My Hyundai Sonata that I bought used has a 5 year 60K Bumper to bumper warranty. Bought new there's a 10 yr 100K warranty! Plus, the way cars are built these days, there's not much maintenance in the first 8 years anyway.Even if they aren't a current Infinity owner? And after tax? A lot of these numbers thrown around here in the low $200's aren't the final numbers.

Well, although that is a 100k *powertrain* only warranty, right?  Most things that go wrong are not with the powertrain.   And any car will need new tires, brake pads, air/cabin filters, etc. one or more times in that long of a period.   With all that said I am playing devil's advocate a bit just to make sure we look at all the factors - I think what you did with your Sonata is financially still going to win out almost every time (over leasing a new Sonata every couple years).   But I wouldn't perhaps want to keep a German car for that long.

Offline MarkS

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Dec 2009
  • Posts: 3761
  • Total likes: 70
  • DansDeals.com Hat Tips 5
  • Gender: Male
    • View Profile
Re: 2012 infiniti g37x with navigation 18 month lease only $299!!!!!!!!!!
« Reply #193 on: July 10, 2012, 08:04:47 PM »
Well, although that is a 100k *powertrain* only warranty, right?  Most things that go wrong are not with the powertrain.   And any car will need new tires, brake pads, air/cabin filters, etc. one or more times in that long of a period.   With all that said I am playing devil's advocate a bit just to make sure we look at all the factors - I think what you did with your Sonata is financially still going to win out almost every time.   But I wouldn't perhaps want to keep a German car for that long.

It's Korean

Offline 3ZeroT

  • Dansdeals Platinum Elite
  • ****
  • Join Date: Mar 2011
  • Posts: 316
  • Total likes: 1
  • DansDeals.com Hat Tips 0
    • View Profile
Re: 2012 infiniti g37x with navigation 18 month lease only $299!!!!!!!!!!
« Reply #194 on: July 10, 2012, 08:05:55 PM »
It's Korean

I know, I meant your argument to buy and hold may not work nearly as well with say a German car like Audi or BMW, because of the significantly higher costs to repair and the lower reliability.

Offline Dan

  • Administrator
  • Dansdeals Lifetime 50K Diamond Elite
  • **********
  • Join Date: May 2008
  • Posts: 67598
  • Total likes: 16909
  • DansDeals.com Hat Tips 16442
  • Gender: Male
    • View Profile
  • Location: CLE
  • Programs: UA GS, AA EXP, DL Dirt, Hyatt Glob, Fairmont Lifetime Plat, DD Diamond, Blocked By @NeriaKraus
Re: 2012 infiniti g37x with navigation 18 month lease only $299!!!!!!!!!!
« Reply #195 on: July 10, 2012, 08:07:09 PM »

Yeah, but your 35k number is also pre tax, no?
There's a lot more negotiating room when buying a car than with leasing.
You can definitely get a G37x for less than that with tax.
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Offline KidOOO

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Oct 2011
  • Posts: 1821
  • Total likes: 16
  • DansDeals.com Hat Tips 2
  • Gender: Male
    • View Profile
  • Location: NY
Re: 2012 infiniti g37x with navigation 18 month lease only $299!!!!!!!!!!
« Reply #196 on: July 10, 2012, 08:10:43 PM »
.

Offline aussiebochur

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: May 2010
  • Posts: 5322
  • Total likes: 8
  • DansDeals.com Hat Tips 24
    • View Profile
Re: 2012 infiniti g37x with navigation 18 month lease only $299!!!!!!!!!!
« Reply #197 on: July 10, 2012, 08:24:45 PM »
MarkS, thanks for the breakdown.

It seems everyone is comparing either getting a new car every 18 months or keeping it for 8 years. Id think most would fall in between, no?

And I think Dan is right, it can be had for cheaper (~$32-$33K). But the lease is also not $300/month.

Offline MarkS

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Dec 2009
  • Posts: 3761
  • Total likes: 70
  • DansDeals.com Hat Tips 5
  • Gender: Male
    • View Profile
Re: 2012 infiniti g37x with navigation 18 month lease only $299!!!!!!!!!!
« Reply #198 on: July 10, 2012, 08:28:08 PM »
MarkS, thanks for the breakdown.
It seems everyone is comparing either getting a new car every 18 months or keeping it for 8 years. Id think most would fall in between, no?
I just did that to add the lease up to 35K. If you buy a new car every 3 years, leasing is a better idea than buying. (Because at this point, both buying and leasing are expensive).
Assuming you plan to drive the car 5 years or longer, buying is cheaper.

Think of buying a house vs renting. Everyone in the world will tell you that if you can afford a down-payment and plan to stay in one house for a bunch of years, buying is much better because you build equity. With a car it's not as drastic because cars depreciate, but at least you have some sort of equity in the car.

Offline aussiebochur

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: May 2010
  • Posts: 5322
  • Total likes: 8
  • DansDeals.com Hat Tips 24
    • View Profile
Re: 2012 infiniti g37x with navigation 18 month lease only $299!!!!!!!!!!
« Reply #199 on: July 10, 2012, 08:36:14 PM »
I just did that to add the lease up to 35K. If you buy a new car every 3 years, leasing is a better idea than buying. (Because at this point, both buying and leasing are expensive).
Assuming you plan to drive the car 5 years or longer, buying is cheaper.

Can you extend a lease?

Say you lease for 5 years @ $250/month with only $1500 down at the beginning thats $16500.

Buying at $33K and selling 5 years old @ $15,316 means you paid $17,684.

And that's presuming you pay in full or get 0% financing.

Plus there's the hassle of buying/selling.

Im not fighting that leasing is cheaper, just that with leasing so cheap, it looks very good.