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Author Topic: Bora Bora Master Thread  (Read 105596 times)

Offline AJK

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Re: Bora Bora Master Thread
« Reply #990 on: February 20, 2019, 05:26:13 PM »
However, the most important thing to me was the resort

That'll probably be the same for Mrs. AJK.  I don't require a points hotel, necessarily, but I'll not be allowed to make reservations at the French Polynesian Holiday Inn equivalent, neither.
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Offline Dan

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Re: Bora Bora Master Thread
« Reply #991 on: February 20, 2019, 05:28:41 PM »
That'll probably be the same for Mrs. AJK.  I don't require a points hotel, necessarily, but I'll not be allowed to make reservations at the French Polynesian Holiday Inn equivalent, neither.
I'm sure you can find decent hotels on other islands.
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Offline mmgfarb

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Re: Bora Bora Master Thread
« Reply #992 on: February 20, 2019, 06:18:08 PM »
That'll probably be the same for Mrs. AJK.  I don't require a points hotel, necessarily, but I'll not be allowed to make reservations at the French Polynesian Holiday Inn equivalent, neither.
I guess that's what you get for spoiling her for years  :P
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Offline as2

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Re: Bora Bora Master Thread
« Reply #993 on: February 20, 2019, 08:17:11 PM »
A+ is cash, I'm not sure why people here think that they're getting their vacation for free when they use the points. You're using money that you could have used for anything, for a vacation. Nothing wrong with that, just realize what it is.
-.5 While that argument holds water, it still is not an out of pocket expense. In my current financial situation, I probably couldn't just drop $1,000 on a vacation without setting aside money every month. With the A+, as well as my other points/miles, I can afford it without offsetting my budget. Obviously, you can argue that points/miles are included in a budget, but I personally don't work it that way.
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Offline mmgfarb

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Re: Bora Bora Master Thread
« Reply #994 on: February 20, 2019, 09:06:27 PM »
-.5 While that argument holds water, it still is not an out of pocket expense. In my current financial situation, I probably couldn't just drop $1,000 on a vacation without setting aside money every month. With the A+, as well as my other points/miles, I can afford it without offsetting my budget. Obviously, you can argue that points/miles are included in a budget, but I personally don't work it that way.
I'm not disagreeing with your sentiment, I'm just saying that you could use the cash back just as easily to repair the leak in your roof as you can on a vacation. What you actually choose to use it for is irrelevant, it's a cash back card just like any other, just book a refundable.
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Offline Joe4007

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Re: Bora Bora Master Thread
« Reply #995 on: February 20, 2019, 09:24:53 PM »
I'm not disagreeing with your sentiment, I'm just saying that you could use the cash back just as easily to repair the leak in your roof as you can on a vacation. What you actually choose to use it for is irrelevant, it's a cash back card just like any other, just book a refundable.
Same can be said for miles.

Offline mmgfarb

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Re: Bora Bora Master Thread
« Reply #996 on: February 20, 2019, 09:26:19 PM »
Same can be said for miles.
Only to a certain extent and miles are definitely not cash in the same way.
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Offline Joe4007

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Re: Bora Bora Master Thread
« Reply #997 on: February 20, 2019, 09:28:37 PM »
Only to a certain extent and miles are definitely not cash in the same way.
It requires a bit more work, yes, but at the end of the day it's all about how you set your mind and what you expect out of your CC spending.

Offline mochjas

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Re: Bora Bora Master Thread
« Reply #998 on: February 20, 2019, 09:29:19 PM »
I'm not disagreeing with your sentiment, I'm just saying that you could use the cash back just as easily to repair the leak in your roof as you can on a vacation. What you actually choose to use it for is irrelevant, it's a cash back card just like any other, just book a refundable.
some people donít book refundables

Offline @Yehuda

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Re: Bora Bora Master Thread
« Reply #999 on: February 20, 2019, 10:47:19 PM »
Lol, didn't realize you were such a n00b ;)
You are repeating the same argument that I always made with @yehuda back in the day.
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Offline as2

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Re: Bora Bora Master Thread
« Reply #1000 on: February 20, 2019, 11:54:05 PM »
I'm not disagreeing with your sentiment, I'm just saying that you could use the cash back just as easily to repair the leak in your roof as you can on a vacation. What you actually choose to use it for is irrelevant, it's a cash back card just like any other, just book a refundable.
My point isn't what I'm using it for. It may be a cash back card, but it's not part of my paycheck/budget. I hear your point, I think we pretty much agree. My main focus with points and miles, it to not pull cash out of my pocket. Stopping potential extra cash from coming in is ok.
Memories last forever, make them while you can.

Offline farmbochur

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Re: Bora Bora Master Thread
« Reply #1001 on: February 21, 2019, 07:28:16 AM »
My point isn't what I'm using it for. It may be a cash back card, but it's not part of my paycheck/budget. I hear your point, I think we pretty much agree. My main focus with points and miles, it to not pull cash out of my pocket. Stopping potential extra cash from coming in is ok.
https://youtu.be/n1b7piSmmME

See 5:30
Risk is opportunity

Offline as2

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Re: Bora Bora Master Thread
« Reply #1002 on: February 21, 2019, 08:11:48 AM »
https://youtu.be/n1b7piSmmME

See 5:30
My point still stands. What they are saying is only true to a certain degree.
Memories last forever, make them while you can.

Offline farmbochur

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Re: Bora Bora Master Thread
« Reply #1003 on: February 21, 2019, 08:18:19 AM »
Cash is only partially fungible?
Risk is opportunity

Offline Dan

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Re: Bora Bora Master Thread
« Reply #1004 on: February 21, 2019, 11:11:04 AM »
Same can be said for miles.
Not even close. At least not until they start caring about refundables.
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.