Does Amex prorate annual fee if I cancel 30 or 60 days after I pay the AF?
I personally don't think the Cat 1 - 5 cert is worth the $125 AF, especially since I don't have any particular plans to use it right now.
However if the Cert posts 30 - 60 days after AF is paid, and I can get prorated AF refunded, it would make sense for me to do that.