So, the Starwood game has to be over right? For 1 SSN, you can maximum get the consumer card bonus once and you could churn the biz card, but it still takes 12 months to do so, so for all intents and purposes, you're not getting too many points here. I never really got how people had so many SPG even before the end of AMEX churning bc even if you churned both cards every year, you could only get 60K a year which is a joke compared to Chase hotel cards.