Author Topic: BofA Credit Card $400 for signup (Read 22286 times)

thetobster12345 · « **Reply #20 on:** July 31, 2012, 08:35:58 AM »

Quote from: Reuven on July 31, 2012, 08:16:49 AM

Can't get it to work for me.
Is the bank account a must?

yes it is.

did anyone apply for the card when they had that $300 bonus last week? anyone have success getting it matched?

i know chase does that sometimes, but bofa seemed much harsher in that regard

A European · « **Reply #21 on:** July 31, 2012, 08:36:22 AM »

Quote from: Reuven on July 31, 2012, 08:16:49 AM

Can't get it to work for me.
Is the bank account a must?

Quote from: elizmm on July 30, 2012, 09:29:47 PM

$400 after $500 spend

Will only work when you are signed into your BofA account.

Any experts out there pls let me know if there is any personal info in this link...

https://safe.bankofamerica.com/myaccounts/interstitial/sendRewardsTolaReq.go?sc=VABJOM&cm_sp=Cons-CC-PreApproved-_-Card-PreSelected-_-CPR5X615_ta_400preselect_arr72406_s.gif&adlink=tola0000000000004631

Edit: seems to only work if you have a BofA bank account.

Nitantnel · « **Reply #22 on:** July 31, 2012, 08:52:00 AM »

Where does BoA pull from in NY?

Cbs · « **Reply #23 on:** July 31, 2012, 08:55:26 AM »

where does it pull from OH?
i wanna apply for this card but maybe ill do it together with another card or 2 instead of waiting 2-3 months after applying now for BOA

A European · « **Reply #24 on:** July 31, 2012, 08:57:20 AM »

Quote from: Cbs link=topic=18582.msg272820#msg272820[quote author=Nitantnel on July 31, 2012, 08:52:00 AM

Where does BoA pull from in NY?

date=1343739326]
where does it pull from OH?
i wanna apply for this card but maybe ill do it together with another card or 2 instead of waiting 2-3 months after applying now for BOA
[/quote] http://forums.dansdeals.com/index.php?topic=6373

Cbs · « **Reply #25 on:** July 31, 2012, 08:58:33 AM »

Quote from: A European on July 31, 2012, 08:57:20 AM

date=1343739326]
where does it pull from OH?
i wanna apply for this card but maybe ill do it together with another card or 2 instead of waiting 2-3 months after applying now for BOA
http://forums.dansdeals.com/index.php?topic=6373

thanx i looked at that thread 2 days ago and i didnt remember BoA so i didnt bother checking again

A European · « **Reply #26 on:** July 31, 2012, 09:01:38 AM »

Quote from: Cbs on July 31, 2012, 08:58:33 AM

thanx i looked at that thread 2 days ago and i didnt remember BoA so i didnt bother checking again

Quote from: Dan on March 24, 2011, 10:32:45 pm

Ohio: AMEX: Experian Capital One: Pulled from all 3 bureaus. Chase Credit Cards: Transunion Chase Banking: Experian Citi (Consumer and CBSD/Business): Experian Discover: Equifax Elavon credit card processing: Equifax FIA (BOFA): Experian Barclay: Transunion

Cbs · « **Reply #27 on:** July 31, 2012, 09:03:27 AM »

Quote from: A European on July 31, 2012, 09:01:38 AM

Quote from: Dan on March 24, 2011, 10:32:45 pm

Ohio: AMEX: Experian Capital One: Pulled from all 3 bureaus. Chase Credit Cards: Transunion Chase Banking: Experian Citi (Consumer and CBSD/Business): Experian Discover: Equifax Elavon credit card processing: Equifax FIA (BOFA): Experian Barclay: Transunion

yes i got it already thanx

you sent the link and i saw it....should i say it in hebrew now?

A European · « **Reply #28 on:** July 31, 2012, 09:04:27 AM »

Quote from: Nitantnel on July 31, 2012, 08:52:00 AM

Where does BoA pull from in NY?

Bofa: experian

Drago · « **Reply #29 on:** July 31, 2012, 09:05:02 AM »

@A European

I saw his comment. I was wondering if anyone has had luck w/o an account.

If it is only possible with an account, anyone have advice about a fee free account to open?

Nitantnel · « **Reply #30 on:** July 31, 2012, 09:05:29 AM »

Quote from: Nitantnel on July 31, 2012, 08:52:00 AM

Where does BoA pull from in NY?

It's TransUnion, which is great!

A European · « **Reply #31 on:** July 31, 2012, 09:06:18 AM »

Quote from: Cbs on July 31, 2012, 09:03:27 AM

yes i got it already thanx you sent the link and i saw it....should i say it in hebrew now?

I wouldn't mind

jj1000 · « **Reply #32 on:** July 31, 2012, 09:08:07 AM »

Just a heads up bofa is very strange in regards to where they pull from. Because they own multiple companies different cards can pull from different places.

A European · « **Reply #33 on:** July 31, 2012, 09:13:26 AM »

Quote from: Nitantnel on July 31, 2012, 09:05:29 AM

It's TransUnion, which is great!

Quote from: netzih on March 25, 2011, 05:31:52 PM

Citi: equifax
Bofa: experian

I guess you're right Sorry this guy didn't write which state and he is from Brooklyn so I figured that he got pooled from boa in NYC then I saw this

Quote from: netzih on March 25, 2011, 08:14:41 PM

i did them both online (bofa from my ny online acct) and citi online without a acct in los angeles

joeb1 · « **Reply #34 on:** July 31, 2012, 09:35:27 AM »

Quote from: thetobster12345 on July 31, 2012, 08:35:58 AM

yes it is.

did anyone apply for the card when they had that $300 bonus last week? anyone have success getting it matched?

i know chase does that sometimes, but bofa seemed much harsher in that regard

last weeks 300 offer was for a mastercard this is for a visa

A European · « **Reply #35 on:** July 31, 2012, 09:45:08 AM »

Quote from: elizmm on July 30, 2012, 09:29:47 PM

$400 after $500 spend

Will only work when you are signed into your BofA account.

Any experts out there pls let me know if there is any personal info in this link...

https://safe.bankofamerica.com/myaccounts/interstitial/sendRewardsTolaReq.go?sc=VABJOM&cm_sp=Cons-CC-PreApproved-_-Card-PreSelected-_-CPR5X615_ta_400preselect_arr72406_s.gif&adlink=tola0000000000004631

Edit: seems to only work if you have a BofA bank account.

I forgot to thank you!

Nitantnel · « **Reply #36 on:** July 31, 2012, 11:03:37 AM »

Quote from: jj1000 on July 31, 2012, 09:08:07 AM

Just a heads up bofa is very strange in regards to where they pull from. Because they own multiple companies different cards can pull from different places.

Hmmm, so this makes a 3BM complicated. I was hoping to take advantage of my empty TransUnion report.

So let's try it this way:

@ AsherO, what BOA card are you referring to here:

Quote from: AsherO on March 30, 2011, 08:31:54 PM

NY state:

Amex: Experian (three browser trick confirmed, at least for me)
Bank of America: TransUnion
CapitalOne: All three bureaus, duh!
Chase: Experian (three browser trick confirmed, at least for me)
Citi: Equifax (three browser trick confirmed, though it seems biz card was a separate pull), both personal and biz pulls
Discover: TransUnion
SimmondsFirst: TransUnion

Summary

Citi's the only one that pulled Equifax.
Amex and Chase both pulled Experian. (my score is 30 points lower here because of all the pulls)
Others pulled TransUnion

@lybbtthl, what BOA cards are you referring to here

Quote from: lybbtthl on October 09, 2011, 08:18:18 PM

Does anyone know any banks that for sure do not pull from Experian in CA?

I recently moved from NY to CA; am I going to get all my pulls according the way CA is known to do it? or will I still be subject to NY's credit pulling rules?

BTW
my pulls have been as follows: (all while still in NY)
Chase: TransUnion, Experian
AMEX: TransUnion, Experian, Equifax
Macy's: Experian
Bank of America: Experian, Equifax
Citi: Equifax

I have more than 1 inquiry from Chase & AMEX, I'm not sure if every time they pulled all the above-mentioned reports.

Suppose I try my luck and go for a 3BM, what other worthwhile cards does BOA have?

sky121 · « **Reply #37 on:** July 31, 2012, 11:10:49 AM »

Quote from: Nitantnel on July 31, 2012, 11:03:37 AM

Hmmm, so this makes a 3BM complicated. I was hoping to take advantage of my empty TransUnion report.

So let's try it this way:

@ AsherO, what BOA card are you referring to here:
@lybbtthl, what BOA cards are you referring to here
Suppose I try my luck and go for a 3BM, what other worthwhile cards does BOA have?

Virgin Atlantic for 100,000 Hilton points.

AsherO · « **Reply #38 on:** July 31, 2012, 11:23:12 AM »

Quote from: Nitantnel on July 31, 2012, 11:03:37 AM

Hmmm, so this makes a 3BM complicated. I was hoping to take advantage of my empty TransUnion report.

So let's try it this way:

@ AsherO, what BOA card are you referring to here:

IME both BofA (HA and AS) and FIA (BofH HA) pulled TU IIRC.

Quote from: sky121 on July 31, 2012, 11:10:49 AM

Virgin Atlantic for 100,000 Hilton points.

+1 And possibly this card.

Nitantnel · « **Reply #39 on:** July 31, 2012, 11:42:44 AM »

Quote from: AsherO on July 31, 2012, 11:23:12 AM

IME both BofA (HA and AS) and FIA (BofH HA) pulled TU IIRC.

So why did you get two pulls:

Quote from: AsherO on February 27, 2012, 03:04:57 PM

1. IIRC it's 30 days, but not sure (I didn't cancel).
2. Once bonus points post to your acount you should be fine, spend points might be clawed back if you do a return, YMMV.
3. They're reportedly churnable, but I haven't done it so I can't tell you for sure.

FYI, 2/3bm didn't work for me with BofA (I got 2 pulls IIRC), YMMV.