1) 3BM doesn't equal AOR 2) If he has no credit history he'd likely get denied for all cards. Start slow get secured cards, store cards, add yourself as an AU and then hit the gas!
ok, i see -- perhaps I'm more of moderate, then. 3BM is my current speed of AOR in a week/month. Keeping my credit score as high and reliable as possible...
Never know when you need to lease a car, open a HELOC, business, new ccs, etc....