Author Topic: what's the best credit monitoring company (Read 3437 times)

DH Data Recovery · « **on:** July 31, 2012, 09:14:36 PM »

looking for credit monitoring company that will give me my updated scores and full info

elizmm · « **Reply #1 on:** July 31, 2012, 09:41:46 PM »

creditkarma.com is not the best but its free and it gives you a general outlook of your credit score info

Cbs · « **Reply #2 on:** August 01, 2012, 03:10:38 AM »

Quote from: elizmm on July 31, 2012, 09:41:46 PM

creditkarma.com is not the best but its free and it gives you a general outlook of your credit score info

its not FICO

HelpMe · « **Reply #3 on:** August 01, 2012, 03:19:56 AM »

Quote from: Cbs on August 01, 2012, 03:10:38 AM

its not FICO

...and you will not get "full info".

Cbs · « **Reply #4 on:** August 01, 2012, 03:24:32 AM »

Quote from: HelpMe on August 01, 2012, 03:19:56 AM

...and you will not get "full info".

+1 - like CK said i had 732 while my FICO score was less than 700

btw is Credit sesame any better then CK? i see on my credit report online that it reported when i checked my Credit on Sesame

DH Data Recovery · « **Reply #5 on:** August 01, 2012, 09:04:37 AM »

so what company will monitor my FICO?

smurf · « **Reply #6 on:** August 01, 2012, 09:11:08 AM »

Myfico.com

Cbs · « **Reply #7 on:** August 01, 2012, 09:27:23 AM »

http://identitymonitor.citi.com/

or http://experian.com - both have first month for $1 than cancel your subscription

HelpMe · « **Reply #8 on:** August 01, 2012, 09:41:34 AM »

Quote from: Cbs on August 01, 2012, 09:27:23 AM

http://identitymonitor.citi.com/

or http://experian.com - both have first month for $1 than cancel your subscription

Quote from: Cbs on August 01, 2012, 03:10:38 AM

its not FICO

HelpMe · « **Reply #9 on:** August 01, 2012, 09:43:05 AM »

Quote from: DH Data Recovery on August 01, 2012, 09:04:37 AM

so what company will monitor my FICO?

Equifax FICO Credit Score Watch

Cbs · « **Reply #10 on:** August 01, 2012, 11:02:43 AM »

Quote from: HelpMe on August 01, 2012, 09:43:05 AM

Equifax FICO Credit Score Watch

for some reason i thought it was...my bad
it was just interesting because CK said i had 732 and IM said under 700 and i got accepted on a 3bm with amex.

elizmm · « **Reply #11 on:** August 01, 2012, 11:31:41 PM »

To get an accurate credit score and history you should signup to get your fico score and then cancel, and to monitor your general credit report for free I would recommend CK it is better than nothing and better then paying

daganster · « **Reply #12 on:** August 16, 2012, 08:44:30 AM »

I signed for identity monitor with Experian.com does anyone know if its fico or faco?

meshugener · « **Reply #13 on:** August 16, 2012, 08:49:44 AM »

daganster · « **Reply #14 on:** August 16, 2012, 08:59:18 AM »

Quote from: meshugener on August 16, 2012, 08:49:44 AM

faKo

I dont get it Experian themselves dont give out an accurate credit score?

meshugener · « **Reply #15 on:** August 16, 2012, 09:02:15 AM »

Its their score BASED on your Experien credit file.

AsherO · « **Reply #16 on:** August 17, 2012, 01:45:38 PM »

Quote from: daganster on August 16, 2012, 08:59:18 AM

I dont get it Experian themselves dont give out an accurate credit score?

IM generated the score, they don't get it from the bureaus. BTW, remember to get all 3 reports from IM, it's free.

compddd · « **Reply #17 on:** August 17, 2012, 02:11:53 PM »

My old company I used to work for sent me a letter saying a couple of their auditors laptops were stolen, and they were encrypted but as a precaution they were giving me a year free of Experian credit score service.

Sweet!

daganster · « **Reply #18 on:** August 17, 2012, 05:01:02 PM »

Quote from: AsherO on August 17, 2012, 01:45:38 PM

IM generated the score, they don't get it from the bureaus. BTW, remember to get all 3 reports from IM, it's free.

Who's IM?

smurf · « **Reply #19 on:** August 17, 2012, 05:54:27 PM »

Quote from: daganster on August 17, 2012, 05:01:02 PM

Who's IM?

citi identity monitor