p.s. dont worry about the fees thats not my question
If 'your acct' is a US based FFP, there is a federal excise fee, when transferring.
i remember seeing somewhere on the forums but can't find it now in think it was in regard to the citi aa that if you get to many signup bonus points 100k u might have to file tax on it, anyone know about that ?
i'm not sure but i think what you are referring to is that if you win a points sweepstake (for instance 1 million aa miles) then you would have to, but i don't think you need to on cc bonuses