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LMS - Last Man Standing.. Not FMS (First Man Standing) - This game is for night time only, not morning, afternoon, or evening.. NIGHT TIME ONLY!!

At night while most of the world is sleeping there are some members which are looking to socialize since they have no one else to speak to; they play a really exciting and fun game which basically every couple minutes you write a comment, the comments range from standing to sleeping, from young grasshoppers to old grasshoppers. it usually begins around 1:00 am EDT

RULES OF THE GAME:

1) Game starts at 1am Eastern, 12am Central, 11pm mountain, 10pm pacific... You get the point.
2) Anyone can call a roll call, just make a reply with "Roll Call". The roll call must be readable to the naked eye.
3) No more than one roll call every thirty minutes.
4) You have 30 minutes to respond to the roll call to stay active.
5) To respond to a roll call just post a reply with "Here" or "y y y"
6) If after one hour there are no more "Roll Calls" or "Heres", then the last person to post correctly either by calling a roll call or with a reply of "here" is declared winner of LMS.
7)You must have been awake for at least 12 hours before making or answering a RC.



OR IN SHORT:

When someone calls for a roll call. No more than one every 30 minutes and you have 30 minutes to respond "Here".


Poll

If Men Could Become Pregnant, Would You?

Yes, I love delivering babies!
Noooooo! I'm afraid....
Not sure. I'll ask my LOR

Author Topic: Random Posts  (Read 2255019 times)

Offline Barryg

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Re: Random Posts
« Reply #2820 on: February 03, 2014, 12:54:00 AM »
It increases it in the long run,  but very not much so in the short run. 

Credit inquiries are very damaging. 
Besides for the few points that it deducts from your score,  it looks like your desperate for money and therfore shopping for credit.
But if the score is high enough (and only a small amount of total score is inquiries) car dealers prob won't think or care if desperate for money... (As opposed to a cc company approving a new credit line)...

Offline notanonymous

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Re: Random Posts
« Reply #2821 on: February 03, 2014, 01:06:24 AM »
But if the score is high enough (and only a small amount of total score is inquiries) car dealers prob won't think or care if desperate for money... (As opposed to a cc company approving a new credit line)...
I was approved last year, shortly after an AOR for a car loan with 1.75 (First Atlantic FCU).  IIRC, it was an instant approval.

Offline Saver2000

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Re: Random Posts
« Reply #2822 on: February 03, 2014, 01:07:45 AM »
But if the score is high enough (and only a small amount of total score is inquiries) car dealers prob won't think or care if desperate for money... (As opposed to a cc company approving a new credit line)...
Desperate for money = you don't have any money. 

Why would a car dealer want to lease/finance a car to/for someone that doesn't have any money?

ETA: A new car is a credit line just like a new cc is a credit line. 
Obviously there is a benefittthatthere is ccollateral,  but that what car companies want to rely on.   

Offline Barryg

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Re: Random Posts
« Reply #2823 on: February 03, 2014, 01:14:24 AM »
Desperate for money = you don't have any money. 

Why would a car dealer want to lease/finance a car to/for someone that doesn't have any money?

ETA: A new car is a credit line just like a new cc is a credit line. 
Obviously there is a benefittthatthere is ccollateral,  but that what car companies want to rely on.   

If someone has a very high score, just has many recent inquiries (this is very possible as inquiries are small part of score), they may get instant approval for a car loan based on the high score. Someone sitting in recon trying to approve cc app will have a big red flag... <--- Opinion...

Offline notanonymous

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Re: Random Posts
« Reply #2824 on: February 03, 2014, 01:21:33 AM »
If someone has a very high score, just has many recent inquiries (this is very possible as inquiries are small part of score), they may get instant approval for a car loan based on the high score. Someone sitting in recon trying to approve cc app will have a big red flag... <--- Opinion...
I was approved last year, shortly after an AOR for a car loan with 1.75 (First Atlantic FCU).  IIRC, it was an instant approval.

Offline SamKey

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Re: Random Posts
« Reply #2825 on: February 03, 2014, 01:28:56 AM »
Just drove Brooklyn to Monsey on 0 miles to empty!

Offline Barryg

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Re: Random Posts
« Reply #2826 on: February 03, 2014, 01:38:15 AM »
Just drove Brooklyn to Monsey on 0 miles to empty!
U don't get gas in Jersey??

Offline SamKey

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Re: Random Posts
« Reply #2827 on: February 03, 2014, 02:24:34 AM »
U don't get gas in Jersey??
not when you are returning a rental car ::) ;D

Offline popcorn1508

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Re: Random Posts
« Reply #2828 on: February 03, 2014, 02:47:42 AM »
not when you are returning a rental car ::) ;D
care to explain

Offline Crazy tools

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Re: Random Posts
« Reply #2829 on: February 03, 2014, 03:00:15 AM »

Offline popcorn1508

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Re: Random Posts
« Reply #2830 on: February 03, 2014, 03:07:53 AM »
Probably pre-paid gas
isnt that more expensive then reg gas

Offline Super Speed

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Re: Random Posts
« Reply #2831 on: February 03, 2014, 05:45:30 AM »
isnt that more expensive then reg gas
No not usually.


Offline ilherman

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Re: Random Posts
« Reply #2832 on: February 03, 2014, 09:13:20 AM »
It increases it in the long run,  but very not much so in the short run. 

Credit inquiries are very damaging. 
Besides for the few points that it deducts from your score,  it looks like your desperate for money and therfore shopping for credit.
Exactly my concern.... My credit history is very good but short about 30 months.
You can say what you think when you think what you say.

Offline ari2955

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Re: Random Posts
« Reply #2833 on: February 03, 2014, 04:02:19 PM »
Photo in my new Amex Bus Gold benefits booklet.
Looks like they finally figured out who the "real" customers are  ;)

Offline Super Speed

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Re: Random Posts
« Reply #2834 on: February 03, 2014, 04:17:05 PM »

Photo in my new Amex Bus Gold benefits booklet.
Looks like they finally figured out who the "real" customers are  ;)
Repost!!!!!

Offline dealfinder85

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Re: Random Posts
« Reply #2835 on: February 03, 2014, 04:22:16 PM »
No not usually.
the prepaid gas is only worthwhile if you bring it back empty with not a drop of gas in it, which it sounds like this person managed to do

Offline SamKey

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Re: Random Posts
« Reply #2836 on: February 03, 2014, 07:25:18 PM »
the prepaid gas is only worthwhile if you bring it back empty with not a drop of gas in it, which it sounds like this person managed to do
;D I have a friend who stalled twice on the way to Hertz ::)

Offline ilherman

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Re: Random Posts
« Reply #2837 on: February 03, 2014, 08:13:55 PM »
So now that Citi monitor is dead, where do I check the results of my recent AOR?
You can say what you think when you think what you say.

Offline Freddie

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Re: Random Posts
« Reply #2838 on: February 03, 2014, 08:35:28 PM »
So now that Citi monitor is dead, where do I check the results of my recent AOR?

What? When did that happen???

Offline ilherman

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Re: Random Posts
« Reply #2839 on: February 03, 2014, 08:52:26 PM »
What? When did that happen???
:-X :-X Don't know. Saw it somewhere here on the forums a few days ago, and confirmed it just now.  :-X :-X
You can say what you think when you think what you say.