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How long do hard pulls count?
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Topic: How long do hard pulls count? (Read 1155 times)
churnbabychurn
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How long do hard pulls count?
«
on:
August 14, 2012, 10:47:07 AM »
Experian says I have 8 hard pulls (in the list of negative things that could affect my score), they are counting a whole year of pulls, I only have 4 in the last six months.
Dan says they count only six months?
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ChasingTheDime
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Re: How long do hard pulls count?
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Reply #1 on:
August 14, 2012, 10:51:21 AM »
they are on your report for 2 years, but generally, banks care about the last 6 months
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churnbabychurn
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Re: How long do hard pulls count?
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Reply #2 on:
August 14, 2012, 10:55:06 AM »
Experian list em as a negative for a year, On the report its in big bold letters:
8 hard pulls
You think the banks see a different format? Why assume this?
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churnbabychurn
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Re: How long do hard pulls count?
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Reply #3 on:
August 14, 2012, 10:55:44 AM »
sorry about the bold response...
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ChasingTheDime
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Re: How long do hard pulls count?
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Reply #4 on:
August 14, 2012, 11:25:52 AM »
that does not mean thats what the bank looks at
each bank does their own thing, but generally, as dan said, 6 months is as far back as they look
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How long do hard pulls count?