I made a phone payment for someone else's citi card using my bank account routing and acnt number. The payment posted, but apparently, there is a "float." I was told "There is a "payment float" on it which means we will post the payment to your account but the credit isn't released until we very with the bank that the payment is coming from."Are they going to verify teh bank account name matches the credit card it came from? That would be such a pain