Author Topic: How many days late before it reflects on your credit  (Read 1080 times)

Offline DH Data Recovery

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How many days late before it reflects on your credit
« on: August 26, 2012, 09:31:35 PM »
Didn't see this topic when I searched. I'm curious how late can I pay Amex Card before it makes a negative impact on my credit or by amex themselves?

Offline myb821

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Re: How many days late before it reflects on your credit
« Reply #1 on: August 26, 2012, 09:33:14 PM »
Didn't see this topic when I searched. I'm curious how late can I pay Amex Card before it makes a negative impact on my credit or by amex themselves?
what kind if card and you know they charge late fees

Offline DH Data Recovery

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Re: How many days late before it reflects on your credit
« Reply #2 on: August 26, 2012, 09:36:07 PM »
Amex Gold, I don't know I never tried paying late im just curious.

Offline Ergel

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Re: Re: How many days late before it reflects on your credit
« Reply #3 on: August 26, 2012, 09:40:20 PM »
Amex Gold, I don't know I never tried paying late im just curious.
They will charge you a late fee (but you often can get it waived) but it won't be reported to your credit report until its thirty days part due
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Offline elizmm

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Re: How many days late before it reflects on your credit
« Reply #4 on: August 26, 2012, 09:51:52 PM »
Amex Gold due date is not the actual due date, its a "suggested" date. As long as the card is paid before the next statement then you are considered paid on time.

If you did actually pay late and its the first time they usually will credit back the late fee and interest and remove the late note from your history (at least IME)
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