Barclays Reconsideration

[Shmulyg]

Sorry for starting a new thread, but with the Barclays US Airways card becoming a force to be reckoned with in the churning world, and the limited information regarding this card on this forum, i felt compelled to do so.

So here's my question:

Does Barclays recon work like Chase that if you offer to transfer available credit lines, they agree in no time, or do they play it differently? Does anyone have actual real-life experience with this?

On a side note, i would like to report that HUCA doesn't work quite that well at Barclays, as they keep logs of your previous calls and the rep right away sees what the previous rep told you.

Any input would be greatly appreciated. Thanks!

[daganster]

Sorry for starting a new thread, but with the Barclays US Airways card becoming a force to be reckoned with in the churning world, and the limited information regarding this card on this forum, i felt compelled to do so.

So here's my question:

Does Barclays recon work like Chase that if you offer to transfer available credit lines, they agree in no time, or do they play it differently? Does anyone have actual real-life experience with this?

On a side note, i would like to report that HUCA doesn't work quite that well at Barclays, as they keep logs of your previous calls and the rep right away sees what the previous rep told you.

Any input would be greatly appreciated. Thanks!

I recently applied for 2 US airways cards and 1 Virgin America and was instantly approved for 1 US with a 10k credit line. I immediately called recon and asked to push the other to through, but she was reluctant since she saw that I had recently opened 8 credit cards so she told me that they would would love to approve more cards but I would need to wait 6-12 months use my cards and they'll determine later on if they could issue more cards to me. I began explaining why I had recently opened so many cards and asked her to transfer 5k from 1 US to the other which she ultimately agreed. My advice, be nice and honest with them and they'll be pretty accommodating as they aren't Indian robots reading off a text.

[Shmulyg]

I recently applied for 2 US airways cards and 1 Virgin America and was instantly approved for 1 US with a 10k credit line. I immediately called recon and asked to push the other to through, but she was reluctant since she saw that I had recently opened 8 credit cards so she told me that they would would love to approve more cards but I would need to wait 6-12 months use my cards and they'll determine later on if they could issue more cards to me. I began explaining why I had recently opened so many cards and asked her to transfer 5k from 1 US to the other which she ultimately agreed. My advice, be nice and honest with them and they'll be pretty accommodating as they aren't Indian robots reading off a text.

Thanks daganster for your experience!

I would love to hear from more of you so we can get a broader picture.

[chaimmayer]

Do people typically close their us air card or downgrade?

[Yaalili]

I recently applied for 2 US airways cards and 1 Virgin America and was instantly approved for 1 US with a 10k credit line. I immediately called recon and asked to push the other to through, but she was reluctant since she saw that I had recently opened 8 credit cards so she told me that they would would love to approve more cards but I would need to wait 6-12 months use my cards and they'll determine later on if they could issue more cards to me. I began explaining why I had recently opened so many cards and asked her to transfer 5k from 1 US to the other which she ultimately agreed. My advice, be nice and honest with them and they'll be pretty accommodating as they aren't Indian robots reading off a text.

I just now tried, but the lady i was speaking to was a mamzeres and refused to accept the application, i offered everything transfer lines, give small credit, close older ones etc..

[zek]

I just now tried, but the lady i was speaking to was a mamzeres and refused to accept the application, i offered everything transfer lines, give small credit, close older ones etc..

If you spoke to her the way you speak in this post, she was probably smart to decline your application.

[yare]

just know whenever you call barclays for a recon they pull your credit again.  even if you ask them not too; it's sop. 

[Drago]

just know whenever you call barclays for a recon they pull your credit again.  even if you ask them not too; it's sop. 

I usually close - open - close - open. It means losing the annual 10k bonus, but I think it's still worthwhile.

[daganster]

just know whenever you call barclays for a recon they pull your credit again.  even if you ask them not too; it's sop. 

I called recon and got 1 pull on total.

[daganster]

I usually close - open - close - open. It means losing the annual 10k bonus, but I think it's still worthwhile.

why don't you downgrade to a no annual fee card so that you still have the credit as leverage for recon?

[Yaalili]

If you spoke to her the way you speak in this post, she was probably smart to decline your application.

I didn't was very nice and easy with her on the phone, but she wouldn't budge.

[yare]

I called recon and got 1 pull on total.

checked all 3 reports a few days after the recon call?

[daganster]

checked all 3 reports a few days after the recon call?

I  pulled last week all 3 credit bureaus a few days after applying and only saw 1. I also have identity monitor with citi I checked today and only see 1 inquiry and a new trade line with Barclays. I called recon right after I got approved for 1 card and asked for the others, if that means anything.

[Moishebatchy]

just know whenever you call barclays for a recon they pull your credit again.  even if you ask them not too; it's sop.

Dispute the second one with the CB.

[Shmulyg]

They pulled both my Experian and Equifax reports when i called recon (i explicitly told the rep not to pull them). Do i fight these inquiries through Braclays or the Credit Bureaus?

[Moishebatchy]

They pulled both my Experian and Equifax reports when i called recon (i explicitly told the rep not to pull them). Do i fight these inquiries through Braclays or the Credit Bureaus?

CB.

[harry]

waste of time with barclays. after they pull your score and it is an excellent score, they then decide that "you have had too many open credit cards" lately and then go on to deny you.

and if you do research, you will see that it is very common practice with them.

[Shmulyg]

Isn't it illegal for them to pull your credit without your consent??? (or in my case - after explicitly telling them not to)

[Shmulyg]

Today i called them up and asked them to remove the inquiries from Experian and Equifax. After initially being denied, i was transferred to a supervisor who put me on hold and listened to my entire (recorded) phone call with the recon dept (ten minutes) on which i clearly tell the rep and the beginning of the call not to pull my credit report. After being on hold for some 12 minutes, the supervisor gets back on the line and tells me that yes there "seems to have been a miscommunication" and that he retracted the two pulls. He said i should see them gone within 30 days.

[sky121]

Today i called them up and asked them to remove the inquiries from Experian and Equifax. After initially being denied, i was transferred to a supervisor who put me on hold and listened to my entire (recorded) phone call with the recon dept (ten minutes) on which i clearly tell the rep and the beginning of the call not to pull my credit report. After being on hold for some 12 minutes, the supervisor gets back on the line and tells me that yes there "seems to have been a miscommunication" and that he retracted the two pulls. He said i should see them gone within 30 days.

Glad it worked out.