Author Topic: Barclays Reconsideration (Read 362457 times)

avromie7 · « **Reply #820 on:** December 30, 2014, 05:38:45 PM »

Quote from: MosheD on December 30, 2014, 05:32:30 PM

Had card before? If so how long and did you cancel/downgrade?

No there are my first 2 cards with Barclay
Now the hard one is chase SP since the total CL they see from other banks is 4300 and they gave me 4500 on freedom and don't want to approve SP because it has a minimum of 5k so even with shifting from freedom it will still be short already HUCA'd 7 times I'm starting to get hopeless

eAge · « **Reply #821 on:** December 30, 2014, 06:55:17 PM »

Quote from: avromie7 on December 30, 2014, 05:38:45 PM

No there are my first 2 cards with Barclay
Now the hard one is chase SP since the total CL they see from other banks is 4300 and they gave me 4500 on freedom and don't want to approve SP because it has a minimum of 5k so even with shifting from freedom it will still be short already HUCA'd 7 times I'm starting to get hopeless

You tried SM?

avromie7 · « **Reply #822 on:** December 30, 2014, 07:01:24 PM »

Quote from: eAge on December 30, 2014, 06:55:17 PM

You tried SM?

No maybe I should but I'm really bad with writing

rileywiles23 · « **Reply #823 on:** January 05, 2015, 10:10:50 AM »

I applied for arrival and us air with 2bm ( 1-2 minutes apart ) and got denied called recon and they approved arrival but said the U.S. Airways app is not in their system. What should I do ?

eli.f · « **Reply #824 on:** January 05, 2015, 11:37:27 AM »

Quote from: rileywiles23 on January 05, 2015, 10:10:50 AM

I applied for arrival and us air with 2bm ( 1-2 minutes apart ) and got denied called recon and they approved arrival but said the U.S. Airways app is not in their system. What should I do ?

For one, don't cross post.

Yitzshpitz · « **Reply #825 on:** January 07, 2015, 06:48:01 PM »

I did 2bm for Arrival plus and USair. They said both are pending. For Barclays (these are my first cards) should I call immediately or do I wait and see if I get denied and then call recon? I do know that getting 2 cards through recon can be tough.

avromie7 · « **Reply #826 on:** January 07, 2015, 06:51:24 PM »

Quote from: Yitzshpitz on January 07, 2015, 06:48:01 PM

I did 2bm for Arrival plus and USair. They said both are pending. For Barclays (these are my first cards) should I call immediately or do I wait and see if I get denied and then call recon? I do know that getting 2 cards through recon can be tough.

no reason to wait when i did 2bm for them a month ago i got instant 3k on arrival+ and after 3 HUCA's i got them to move some of the CL to USair

Yitzshpitz · « **Reply #827 on:** January 08, 2015, 02:54:08 PM »

Quote from: avromie7 on January 07, 2015, 06:51:24 PM

no reason to wait when i did 2bm for them a month ago i got instant 3k on arrival+ and after 3 HUCA's i got them to move some of the CL to USair

When I called recon they told me both cards were denied. After a few questions the guy told me that he would give me one of the 2 cards, whichever one I wanted so i said the US air card. Now I have to work on the Arrival +....

avromie7 · « **Reply #828 on:** January 08, 2015, 02:55:15 PM »

Quote from: Yitzshpitz on January 08, 2015, 02:54:08 PM

When I called recon they told me both cards were denied. After a few questions the guy told me that he would give me one of the 2 cards, whichever one I wanted so i said the US air card. Now I have to work on the Arrival +....

Your best chance is to move some of the CL

gilkile · « **Reply #829 on:** January 08, 2015, 04:26:40 PM »

SO..I already had a USAIR but applied for another, got declined because i already had one. Tried Recon, they said impossible to give two of same card. More than 30 days have passed, but i decided I'm gonna try again, so after I got my anniversary 10k miles I downgraded to arrival. Now what is my best strategy for explaining why I want US AIRWAYS? can recon reps see that i previously had one? do they see what previous recon reps told me? TIA (FYI, i'm ok if it requires another credit pull, as it's just transunion)

eli.f · « **Reply #830 on:** January 08, 2015, 04:32:07 PM »

Quote from: gilkile on January 08, 2015, 04:26:40 PM

SO..I already had a USAIR but applied for another, got declined because i already had one. Tried Recon, they said impossible to give two of same card. More than 30 days have passed, but i decided I'm gonna try again, so after I got my anniversary 10k miles I downgraded to arrival. Now what is my best strategy for explaining why I want US AIRWAYS? can recon reps see that i previously had one? do they see what previous recon reps told me? TIA (FYI, i'm ok if it requires another credit pull, as it's just transunion)

1. If they dig deep enough, they can see everything. But almost everyone's experience seems to say that they don't.
2. If they deny you the card because you already have one, there won't be a pull. They didn't pull your credit last time either.

You've nothing to lose IMO. Try and report back. Say that it's the last change to get this card and it's really important because of the XYZ benefits, etc.

Good luck!

gilkile · « **Reply #831 on:** January 09, 2015, 06:47:28 AM »

Thanks!,

I'll try and report back.

I knw forsure that they did pull credit the first time, as I saw my credit report.

Keeping fingers crossed that even though i downgraded to arrival, ill still get the $25 statement credit. Either way pretty sweet that I can earn the 10k points for spending $1k even though it's just a downgrade!! Iv'e never had that opportunity while converting/downgrading!

eli.f · « **Reply #832 on:** January 09, 2015, 06:51:50 AM »

Quote from: gilkile on January 09, 2015, 06:47:28 AM

Thanks!,

I'll try and report back.

I knw forsure that they did pull credit the first time, as I saw my credit report.

Keeping fingers crossed that even though i downgraded to arrival, ill still get the $25 statement credit. Either way pretty sweet that I can earn the 10k points for spending $1k even though it's just a downgrade!! Iv'e never had that opportunity while converting/downgrading!

If they pulled your credit, IME, it's either because you applied for another card at the same time or, because the real reason the system denied you was NOT because you already have one. Maybe try to lower your credit/# of cards with them first.

That offer is great. Too bad I always get the 1K of 1st purchase.

benjie1305 · « **Reply #833 on:** January 11, 2015, 11:46:53 AM »

Can anyone confirm that the recon desk that can actually approve cards on the phone is available on Sunday. Only wanna apply today if I know I can count on Huca'ing if necessary

avromie7 · « **Reply #834 on:** January 11, 2015, 11:54:30 AM »

Quote from: benjie1305 on January 11, 2015, 11:46:53 AM

Can anyone confirm that the recon desk that can actually approve cards on the phone is available on Sunday. Only wanna apply today if I know I can count on Huca'ing if necessary

Try calling then you'll know for sure

MeirS · « **Reply #835 on:** January 11, 2015, 12:05:07 PM »

Quote from: benjie1305 on January 11, 2015, 11:46:53 AM

Can anyone confirm that the recon desk that can actually approve cards on the phone is available on Sunday. Only wanna apply today if I know I can count on Huca'ing if necessary

Apparently, the one that's open nights and weekends has a lower percentage of approvals here on DDF.

eli.f · « **Reply #836 on:** January 11, 2015, 01:53:56 PM »

Quote from: MeirS on January 11, 2015, 12:05:07 PM

Apparently, the one that's open nights and weekends has a lower percentage of approvals here on DDF.

+1. They're %95 idiots. (Regular recon are only %70)

benjie1305 · « **Reply #837 on:** January 11, 2015, 05:33:11 PM »

Quote from: eli.f on January 11, 2015, 01:53:56 PM

+1. They're %95 idiots. (Regular recon are only %70)

Lol- thank god my wife and I got approved for the US Air right away. So no need. However, now thinkign of applying for same card (US Air) again now for me +wife. So I might have to call. Dont see my chances too high in being approved twice for same card in same day.

eli.f · « **Reply #838 on:** January 11, 2015, 05:47:02 PM »

Quote from: benjie1305 on January 11, 2015, 05:33:11 PM

Lol- thank god my wife and I got approved for the US Air right away. So no need. However, now thinkign of applying for same card (US Air) again now for me +wife. So I might have to call. Dont see my chances too high in being approved twice for same card in same day.

If not instantly approved, chances are basically non-existent.
But you shouldn't get a pull if the system rejects you because you already have it. (Even if not on the same day)

benjie1305 · « **Reply #839 on:** January 11, 2015, 05:52:10 PM »

Quote from: eli.f on January 11, 2015, 05:47:02 PM

If not instantly approved, chances are basically non-existent.
But you shouldn't get a pull if the system rejects you because you already have it. (Even if not on the same day)

Wait. Really? So you are saying that it is basically a freeroll for me to apply for the US Air again? Is this confirmed?

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Author Topic: Barclays Reconsideration (Read 362457 times)