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You can check your personal application status online here.
You can check your business application status online here.

Barclay reconsideration line: 866-408-4064, Mon-Fri 8AM - 5PM EST.
The 24-hour number is 866-408-4064
New 24 hour number is 866-205-5973
you can finally fax documents to Barclays the number is 866-836-6959

Based on the phone reps, an application usually remains in the system for 90 days, during which you can ask for a reconsideration.
However, if 30 days have passed, it will incur another hard pull.

There have been a few reports of Barclay pulling credit again when reconsidering - even when specifically asked not to.
Make sure to explicitly tell the rep that you don't want another credit pull. The benefit of such action would be that if later you see they did pull your credit you can call up and speak to a manager and have the pulls removed (based on first-hand accounts from this thread).

If you want to guarantee that you don't get another pull, freeze your credit report.

While Barclay recon reps are usually very tough to deal with, there have been sporadic reports of them reconsidering by reallocating credit-line from other cards. Additionally, there are a few reports indicating success with the 3BM.
Personal and biz didn't combine

Barclay recon reps take notes of each phone call and subsequent reps usually regurgitate the previous rep's reply.

Barclays has a 6/24 rule similar to chase 5/24. Not hardcoded like chase though.

Random: see this great article about negotiating tactics with Customer Service Reps.
not working. Found it on the wayback machine https://web.archive.org/web/20161018151314/https://www.businessinsider.com/fbi-negotiator-shares-negotiating-tricks-2015-1/ref=cyberdust.com

Author Topic: Barclays Reconsideration  (Read 356887 times)

Offline chevron

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Re: Barclays Reconsideration
« Reply #1120 on: July 11, 2016, 01:59:09 PM »
Recon said too many cards opened, none Barclay's and high credit utilization which is under 40% but was like 40% when I applied because I was on the road and spent a lot and behind on putting $ in.

How long to wait before 2ND call and what should I argue ?

Offline normathej

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Re: Barclays Reconsideration
« Reply #1121 on: July 13, 2016, 12:46:35 PM »
Applied for Arrivals+ and really should have applied for LH M&M card.  Any way (before I activate the card) to have Barclays switch the product without a hard pull?  Cannot afford another pull...

Offline chevron

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Re: Barclays Reconsideration
« Reply #1122 on: July 13, 2016, 05:43:22 PM »
Recon gave me jetblue 2500$ line but says can't approve arrival till I pay down more, can I keep trying or waste of time ?

Offline sruly

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Re: Barclays Reconsideration
« Reply #1123 on: July 13, 2016, 05:53:28 PM »
IME I was always instantly approved for one and pending for the second one and when I call in they decline it and I need to fight with recon to open it.

This time I just let the 2nd app wait and after 5 days got auto approval on the 2nd as well.

Offline aryeh1

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Re: Barclays Reconsideration
« Reply #1124 on: July 14, 2016, 08:20:44 AM »
If i already have 2 opened barclay card's from several years ago, can i apply for 2 more as a 2bm or I'm better off closing 1 card first? Do they have a max number of open cards allowed?
Thanks

Offline 12HRS

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Re: Barclays Reconsideration
« Reply #1125 on: July 14, 2016, 08:26:07 AM »
If i already have 2 opened barclay card's from several years ago, can i apply for 2 more as a 2bm or I'm better off closing 1 card first? Do they have a max number of open cards allowed?
Thanks
don't close. i have found with them if they don't want to give more credit they are very receptive to shifting credit or closing an unused account for one that may work better

Offline aryeh1

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Re: Barclays Reconsideration
« Reply #1126 on: July 14, 2016, 08:29:32 AM »
don't close. i have found with them if they don't want to give more credit they are very receptive to shifting credit or closing an unused account for one that may work better
Thanks..
Whats a good one to apply besides JB plus?

Offline aryeh1

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Re: Barclays Reconsideration
« Reply #1127 on: July 15, 2016, 09:09:32 AM »
Applied for the JB and Arrival plus, they approved me for the JB and declined for arrival, being that they already approved 1 card today they want to wait until they approve the other one...
Not sure if theres anything to do, already called twice to recon...

Offline 12HRS

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Re: Barclays Reconsideration
« Reply #1128 on: July 15, 2016, 11:38:59 AM »
Applied for the JB and Arrival plus, they approved me for the JB and declined for arrival, being that they already approved 1 card today they want to wait until they approve the other one...
Not sure if theres anything to do, already called twice to recon...

offer to close a different one. then its not 2 products in one day its 1 new and one "changed"

Offline aryeh1

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Re: Barclays Reconsideration
« Reply #1129 on: July 15, 2016, 11:45:37 AM »
offer to close a different one. then its not 2 products in one day its 1 new and one "changed"
Thanks... offered that, they said the issue is approving an additional card. Once they turn you down it seems pretty hard to recon..

Offline eliraps

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Re: Barclays Reconsideration
« Reply #1130 on: July 15, 2016, 03:42:51 PM »

After a few questions etc. he offered me to transfer credit from reward to approve the JB. I told him to close it and transfer the whole CL to JB. Then he brought up the A and said that my credit was not even pulled because i already have the product. I explained that I have the regular arrival. He then agreed to pull my report again and subsequently agreed to close my A and move the credit to approve A+.


It seems that he approved the new line of credit but forgot to take that line of credit away from the old cards. they seem to till be open

Offline LoLo

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Re: Barclays Reconsideration
« Reply #1131 on: July 15, 2016, 04:51:06 PM »
It seems that he approved the new line of credit but forgot to take that line of credit away from the old cards. they seem to till be open
Dunno about Barclays, but with chase it can take a day or two for the existing cl to be decreased.

Offline Yaalili

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Re: Barclays Reconsideration
« Reply #1132 on: July 22, 2016, 04:12:18 PM »
Success for the first time in a while for me, with Barclays reconsideration. I nearly gave up and didn't call, after I felt like every time they said no anyway.

Offline eliraps

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Re: Barclays Reconsideration
« Reply #1133 on: July 22, 2016, 04:46:39 PM »
Dunno about Barclays, but with chase it can take a day or two for the existing cl to be decreased.
Still alive and kicking. Wierd ::)

Offline mochjas

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Re: Barclays Reconsideration
« Reply #1134 on: September 07, 2016, 11:40:55 AM »
I downgraded my m and m card to the no AF version and re applied for it with Dans 50k link and recon is telling me that I can't have to M and M cards. Is that true or should I HUCA?

Offline Yaalili

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Re: Barclays Reconsideration
« Reply #1135 on: September 07, 2016, 11:57:51 AM »
I downgraded my m and m card to the no AF version and re applied for it with Dans 50k link and recon is telling me that I can't have to M and M cards. Is that true or should I HUCA?

You can try, though Barclays is one of the hardest with recon.

Offline LoLo

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Re: Barclays Reconsideration
« Reply #1136 on: September 07, 2016, 01:09:01 PM »
You can try, though Barclays is one of the hardest with recon.
Used to be very easy, became very hard lately.

Offline mochjas

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Re: Barclays Reconsideration
« Reply #1137 on: September 07, 2016, 01:19:24 PM »
Used to be very easy, became very hard lately.
should I just close the card?

Offline mochjas

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Re: Barclays Reconsideration
« Reply #1138 on: September 07, 2016, 06:18:37 PM »
I downgraded my m and m card to the no AF version and re applied for it with Dans 50k link and recon is telling me that I can't have to M and M cards. Is that true or should I HUCA?
update on the next call back she moved 3k credit from my arrival plus and approved me!

Offline Yaalili

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Re: Barclays Reconsideration
« Reply #1139 on: September 07, 2016, 07:10:33 PM »
update on the next call back she moved 3k credit from my arrival plus and approved me!

Good to hear.