Topic Wiki

You can check your personal application status online here.
You can check your business application status online here.

Barclay reconsideration line: 866-408-4064, Mon-Fri 8AM - 5PM EST.
The 24-hour number is 866-408-4064
New 24 hour number is 866-205-5973
you can finally fax documents to Barclays the number is 866-836-6959

Based on the phone reps, an application usually remains in the system for 90 days, during which you can ask for a reconsideration.
However, if 30 days have passed, it will incur another hard pull.

There have been a few reports of Barclay pulling credit again when reconsidering - even when specifically asked not to.
Make sure to explicitly tell the rep that you don't want another credit pull. The benefit of such action would be that if later you see they did pull your credit you can call up and speak to a manager and have the pulls removed (based on first-hand accounts from this thread).

If you want to guarantee that you don't get another pull, freeze your credit report.

While Barclay recon reps are usually very tough to deal with, there have been sporadic reports of them reconsidering by reallocating credit-line from other cards. Additionally, there are a few reports indicating success with the 3BM.
Personal and biz didn't combine

Barclay recon reps take notes of each phone call and subsequent reps usually regurgitate the previous rep's reply.

Barclays has a 6/24 rule similar to chase 5/24. Not hardcoded like chase though.

Random: see this great article about negotiating tactics with Customer Service Reps.
not working. Found it on the wayback machine https://web.archive.org/web/20161018151314/https://www.businessinsider.com/fbi-negotiator-shares-negotiating-tricks-2015-1/ref=cyberdust.com

Author Topic: Barclays Reconsideration  (Read 356960 times)

Offline raphy781

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Feb 2013
  • Posts: 1524
  • Total likes: 4
  • DansDeals.com Hat Tips 3
    • View Profile
Re: Barclays Reconsideration
« Reply #440 on: December 15, 2013, 03:33:30 PM »
just applied for 3 barclays card and it let me know that it couldnt approve me right away and I can check my application status. When i did this is what I got "Currently we are unable to offer you a Credit Card issued by Barclays Bank Delaware. Details on why we could not will be mailed to you."

This is five seconds after i applied...

Any tips on how to get at least one of them approved, as they all have the same message?
PUTPAC.

Offline AJK

  • Dansdeals Lifetime 20K Presidential Platinum Elite
  • ********
  • Join Date: Jun 2011
  • Posts: 25419
  • Total likes: 721
  • DansDeals.com Hat Tips 15
  • Gender: Male
    • View Profile
  • Programs: United Concierge Key; Delta Global Services; American Chairman; US Airways 1K; Hilton Sapphire; Hyatt Tritium; Marriott Californium; Starwood Kryptonium; Hertz Plutonium; National Adamantium, Avis Executive Proactanium
Re: Barclays Reconsideration
« Reply #441 on: December 15, 2013, 03:42:49 PM »
I've had a US Airways Personal and Business card for ~13 months.

Has anyone had success in applying for another of each in the above scenario? I know Barclays recon is basically non-existent.
2015: 116K bkd | 1.6M brnd | F: OZ,NH,AA,EK | J: UA,CA,TK,DL,TN,AF,VA | LIH,NRT,ROR,PEK,CNS,BOB,MEL,TLV & Pacific Hopper

Offline Shmulyg

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: May 2012
  • Posts: 2216
  • Total likes: 3
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: Kan Tzivah
Re: Barclays Reconsideration
« Reply #442 on: December 15, 2013, 07:36:39 PM »
just applied for 3 barclays card and it let me know that it couldnt approve me right away and I can check my application status. When i did this is what I got "Currently we are unable to offer you a Credit Card issued by Barclays Bank Delaware. Details on why we could not will be mailed to you."

This is five seconds after i applied...

Any tips on how to get at least one of them approved, as they all have the same message?
What's your prior history with them?

Offline shimino1

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Apr 2013
  • Posts: 2411
  • Total likes: 133
  • DansDeals.com Hat Tips 10
    • View Profile
  • Location: israel
Re: Barclays Reconsideration
« Reply #443 on: December 15, 2013, 08:18:01 PM »
@shimino1  do you know if you got one pull or two pulls from your apps?
No idea

Offline htran88

  • Dansdeals Bronze Elite
  • *
  • Join Date: Apr 2013
  • Posts: 25
  • Total likes: 0
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Barclays Reconsideration
« Reply #444 on: December 16, 2013, 10:41:11 AM »
just called and the rep said he couldn't approve right now but if i paid down my current cc's then it might help...he is referring to 3 cc's with under 11% utilization on each

is he just getting my hopes up so that they can tear it down?

Offline hertzinstl

  • Dansdeals Platinum Elite
  • ****
  • Join Date: Jul 2013
  • Posts: 468
  • Total likes: 0
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Barclays Reconsideration
« Reply #445 on: December 16, 2013, 11:30:47 AM »
Does barclays allow you to close an old cc to open a new one?

Offline m65

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Jul 2012
  • Posts: 1884
  • Total likes: 725
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: israel
Re: Barclays Reconsideration
« Reply #446 on: December 16, 2013, 12:01:31 PM »
how long after i close the uair card can i reapply?

Offline Moshe123

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Sep 2012
  • Posts: 5935
  • Total likes: 911
  • DansDeals.com Hat Tips 1
  • Gender: Male
    • View Profile
  • Location: Spring Valley
  • Programs: Lost
Re: Barclays Reconsideration
« Reply #447 on: December 16, 2013, 12:04:05 PM »
how long after i close the uair card can i reapply?

Give a week. I don't know if you can get another of the same card right away. Might be able to.

Offline SrulyP

  • Dansdeals Platinum Elite + Lifetime Silver Elite
  • *****
  • Join Date: Jul 2013
  • Posts: 665
  • Total likes: 7
  • DansDeals.com Hat Tips 0
    • View Profile
  • Programs: SPG Gold; Hyatt Platinum; National Emerald EE; Hertz five star; Avis Five Star
Re: Barclays Reconsideration
« Reply #448 on: December 16, 2013, 01:13:37 PM »
Does HUCA work with barclays? I just got a hard no on all my applications (tried for a 3bm)... :(

Offline Lou Bob

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Apr 2010
  • Posts: 2036
  • Total likes: 153
  • DansDeals.com Hat Tips 3
    • View Profile
  • Location: Hidden City
Re: Barclays Reconsideration
« Reply #449 on: December 16, 2013, 01:15:53 PM »
Does HUCA work with barclays? I just got a hard no on all my applications (tried for a 3bm)... :(
careful.  They pull experian via recon.  Even without asking
Always use an Amex, you'll thank me one day.

Offline Shmulyg

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: May 2012
  • Posts: 2216
  • Total likes: 3
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: Kan Tzivah
Re: Barclays Reconsideration
« Reply #450 on: December 17, 2013, 02:43:00 AM »
Does barclays allow you to close an old cc to open a new one?
I was once approved via recon by closing an old card. But that was an anomaly.

Offline AnonymousUser

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Feb 2013
  • Posts: 3001
  • Total likes: 13
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Barclays Reconsideration
« Reply #451 on: December 18, 2013, 03:12:49 PM »
I applied for the Lufthansa card last week and was denied. I called recon today, and transferred 5k of CL from a US Airways card I had open from a while ago. The rep told me since it was within 30 days there would be no hard pull.

Offline Moshe123

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Sep 2012
  • Posts: 5935
  • Total likes: 911
  • DansDeals.com Hat Tips 1
  • Gender: Male
    • View Profile
  • Location: Spring Valley
  • Programs: Lost
Re: Barclays Reconsideration
« Reply #452 on: December 18, 2013, 03:17:37 PM »
I applied for the Lufthansa card last week and was denied. I called recon today, and transferred 5k of CL from a US Airways card I had open from a while ago. The rep told me since it was within 30 days there would be no hard pull.

Nice

Offline PETERP

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Oct 2011
  • Posts: 2924
  • Total likes: 5
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: NYC
Re: Barclays Reconsideration
« Reply #453 on: December 18, 2013, 03:45:09 PM »
I applied for the Lufthansa card last week and was denied. I called recon today, and transferred 5k of CL from a US Airways card I had open from a while ago. The rep told me since it was within 30 days there would be no hard pull.

Please define "a while ago ". And congrats

Offline AnonymousUser

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Feb 2013
  • Posts: 3001
  • Total likes: 13
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Barclays Reconsideration
« Reply #454 on: December 18, 2013, 04:00:16 PM »
Please define "a while ago ". And congrats
Around April.

Offline PETERP

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Oct 2011
  • Posts: 2924
  • Total likes: 5
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: NYC
Re: Barclays Reconsideration
« Reply #455 on: December 18, 2013, 04:54:56 PM »
Around April.

Guess it's long enough. Recon always told me establish history
With barcays and do not have a lot of new cards open when
I reapply

Offline AnonymousUser

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Feb 2013
  • Posts: 3001
  • Total likes: 13
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Barclays Reconsideration
« Reply #456 on: December 18, 2013, 05:58:45 PM »
Guess it's long enough. Recon always told me establish history
With barcays and do not have a lot of new cards open when
I reapply
I barely used the US card, and she mentioned it, but I said now that they were merging with AA I might start using it.

Offline Abe100

  • Dansdeals Gold Elite
  • ***
  • Join Date: Feb 2013
  • Posts: 183
  • Total likes: 5
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: NYC
Re: Barclays Reconsideration
« Reply #457 on: December 19, 2013, 07:49:17 PM »
I applied last week for my wife for the US Airways card. she has never had her own credit card, but she is an AU on a 3 of my cards for about 3 months. got declined due to to few accounts and she didn't have any score as well due to lack of info. any way I can get it to be approved? I for myself have solid Credit, is there a way I can guarantee the CL? I heared somewhere that barclays is good for people with no credit history.

Offline aryeh1

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Jan 2011
  • Posts: 4719
  • Total likes: 19
  • DansDeals.com Hat Tips 2
    • View Profile
  • Location: DDF
Re: Barclays Reconsideration
« Reply #458 on: December 20, 2013, 02:44:16 AM »
I applied last week for my wife for the US Airways card. she has never had her own credit card, but she is an AU on a 3 of my cards for about 3 months. got declined due to to few accounts and she didn't have any score as well due to lack of info. any way I can get it to be approved? I for myself have solid Credit, is there a way I can guarantee the CL? I heared somewhere that barclays is good for people with no credit history.
Not the barclays i know of

Offline Abe100

  • Dansdeals Gold Elite
  • ***
  • Join Date: Feb 2013
  • Posts: 183
  • Total likes: 5
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: NYC
Re: Barclays Reconsideration
« Reply #459 on: December 20, 2013, 11:32:27 AM »
what if at all, can she tell recon to ease them on her no credit history?