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You can check your personal application status online here.
You can check your business application status online here.

Barclay reconsideration line: 866-408-4064, Mon-Fri 8AM - 5PM EST.
The 24-hour number is 866-408-4064
New 24 hour number is 866-205-5973

Based on the phone reps, an application usually remains in the system for 90 days, during which you can ask for a reconsideration.
However, if 30 days have passed, it will incur another hard pull.

There have been a few reports of Barclay pulling credit again when reconsidering - even when specifically asked not to.
Make sure to explicitly tell the rep that you don't want another credit pull. The benefit of such action would be that if later you see they did pull your credit you can call up and speak to a manager and have the pulls removed (based on first-hand accounts from this thread).

If you want to guarantee that you don't get another pull, freeze your credit report.

While Barclay recon reps are usually very tough to deal with, there have been sporadic reports of them reconsidering by reallocating credit-line from other cards. Additionally, there are a few reports indicating success with the 3BM.
Personal and biz didn't combine

Barclay recon reps take notes of each phone call and subsequent reps usually regurgitate the previous rep's reply.

Barclays has a 6/24 rule similar to chase 5/24. Not hardcoded like chase though.

Random: see this great article about negotiating tactics with Customer Service Reps.
not working. Found it on the wayback machine https://web.archive.org/web/20161018151314/https://www.businessinsider.com/fbi-negotiator-shares-negotiating-tricks-2015-1/ref=cyberdust.com
« Last edited by Mo2 on May 09, 2019, 10:24:12 PM »

Author Topic: Barclays Reconsideration  (Read 209271 times)

Offline Shmulyg

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Re: Barclays Reconsideration
« Reply #450 on: December 17, 2013, 02:43:00 AM »
Does barclays allow you to close an old cc to open a new one?
I was once approved via recon by closing an old card. But that was an anomaly.

Offline AnonymousUser

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Re: Barclays Reconsideration
« Reply #451 on: December 18, 2013, 03:12:49 PM »
I applied for the Lufthansa card last week and was denied. I called recon today, and transferred 5k of CL from a US Airways card I had open from a while ago. The rep told me since it was within 30 days there would be no hard pull.

Offline Moshe123

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Re: Barclays Reconsideration
« Reply #452 on: December 18, 2013, 03:17:37 PM »
I applied for the Lufthansa card last week and was denied. I called recon today, and transferred 5k of CL from a US Airways card I had open from a while ago. The rep told me since it was within 30 days there would be no hard pull.

Nice

Offline PETERP

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Re: Barclays Reconsideration
« Reply #453 on: December 18, 2013, 03:45:09 PM »
I applied for the Lufthansa card last week and was denied. I called recon today, and transferred 5k of CL from a US Airways card I had open from a while ago. The rep told me since it was within 30 days there would be no hard pull.

Please define "a while ago ". And congrats

Offline AnonymousUser

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Re: Barclays Reconsideration
« Reply #454 on: December 18, 2013, 04:00:16 PM »
Please define "a while ago ". And congrats
Around April.

Offline PETERP

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Re: Barclays Reconsideration
« Reply #455 on: December 18, 2013, 04:54:56 PM »
Around April.

Guess it's long enough. Recon always told me establish history
With barcays and do not have a lot of new cards open when
I reapply

Offline AnonymousUser

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Re: Barclays Reconsideration
« Reply #456 on: December 18, 2013, 05:58:45 PM »
Guess it's long enough. Recon always told me establish history
With barcays and do not have a lot of new cards open when
I reapply
I barely used the US card, and she mentioned it, but I said now that they were merging with AA I might start using it.

Offline Abe100

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Re: Barclays Reconsideration
« Reply #457 on: December 19, 2013, 07:49:17 PM »
I applied last week for my wife for the US Airways card. she has never had her own credit card, but she is an AU on a 3 of my cards for about 3 months. got declined due to to few accounts and she didn't have any score as well due to lack of info. any way I can get it to be approved? I for myself have solid Credit, is there a way I can guarantee the CL? I heared somewhere that barclays is good for people with no credit history.

Offline aryeh1

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Re: Barclays Reconsideration
« Reply #458 on: December 20, 2013, 02:44:16 AM »
I applied last week for my wife for the US Airways card. she has never had her own credit card, but she is an AU on a 3 of my cards for about 3 months. got declined due to to few accounts and she didn't have any score as well due to lack of info. any way I can get it to be approved? I for myself have solid Credit, is there a way I can guarantee the CL? I heared somewhere that barclays is good for people with no credit history.
Not the barclays i know of

Offline Abe100

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Re: Barclays Reconsideration
« Reply #459 on: December 20, 2013, 11:32:27 AM »
what if at all, can she tell recon to ease them on her no credit history?

Offline Shmulyg

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Re: Barclays Reconsideration
« Reply #460 on: December 20, 2013, 11:40:36 AM »
what if at all, can she tell recon to ease them on her no credit history?
Barclays recon is really tough. I don't know who recommended them for a beginner, but it was a bad recommendation. And no, your good credit won't help push her app through.

Offline tuvz

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Re: Barclays Reconsideration
« Reply #461 on: January 01, 2014, 02:25:12 AM »
I was once approved via recon by closing an old card. But that was an anomaly.

i just did that today

my original Lufthansa app was declined because i 'already had sufficient credit with Barclays'

called and offered to close my US airways card (2k limit) and they approved me for the Lufthansa (5k limit)

rep also requested permission to pull my credit because they didnt pull it for the original application

Offline Shmulyg

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Re: Barclays Reconsideration
« Reply #462 on: January 01, 2014, 02:27:04 AM »
i just did that today

my original Lufthansa app was declined because i 'already had sufficient credit with Barclays'

called and offered to close my US airways card (2k limit) and they approved me for the Lufthansa (5k limit)

rep also requested permission to pull my credit because they didnt pull it for the original application
Yeh, it seems it is becoming more common as of late. I hope this trend continues.

Offline Bostener

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Re: Barclays Reconsideration
« Reply #463 on: January 01, 2014, 02:34:06 AM »
I don't know how they define "sufficient credit with Barclays" to me they claimed one card is enough when I offered to close some old accounts.

Offline daganster

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Re: Barclays Reconsideration
« Reply #464 on: January 01, 2014, 09:27:00 AM »
I got approved for the arrival with a $10k out of a us/lh/arrival app. They wouldn't approve the us because I have that card, and lh becuase of too many application.