Author Topic: what does "American Express Acquisition Risk Score" mean  (Read 4283 times)

Offline KidOOO

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what does "American Express Acquisition Risk Score" mean
« on: September 04, 2012, 12:21:54 PM »
Just got letter from amex i was declined for the SPG Business for this reason

"Your American Express Acquisition Risk Score is too high"

what is the meaning of this?

(I applied at the same time for MB Plat and Delta gold Personal and was approved for both)

now this was on 07/25/12, should i try my luck again?
« Last Edit: September 04, 2012, 12:25:30 PM by KidOOO »

Offline creditor

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Re: Re: what does "American Express Acquisition Risk Score" mean
« Reply #1 on: September 04, 2012, 12:35:04 PM »
Just got letter from amex i was declined for the SPG Business for this reason

"Your American Express Acquisition Risk Score is too high"

what is the meaning of this?

(I applied at the same time for MB Plat and Delta gold Personal and was approved for both)

now this was on 07/25/12, should i try my luck again?
CMIIW,anyone. but I think its the amex internal system which determines your risk factors. like your payment history, high balances, etc.
does that make sense for you ? did you have any such activity ?

if that's the case I would say give it a bit more time. when they determine your membership risk, its usually from the past six months
I'm just say'inę«

Offline KidOOO

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Re: what does "American Express Acquisition Risk Score" mean
« Reply #2 on: September 04, 2012, 12:38:07 PM »
CMIIW,anyone. but I think its the amex internal system which determines your risk factors. like your payment history, high balances, etc.
does that make sense for you ? did you have any such activity ?


That's what i thought but iv'e been amex member for over 2 years, always paid on time, and had little to none balance on my cards when applying

Offline creditor

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Re: what does "American Express Acquisition Risk Score" mean
« Reply #3 on: September 04, 2012, 01:00:17 PM »
GOOGLE IT!
its apparently amex's internal risk evaluation as said. but consists of a whole buch of factors.

btw, have you tried recon ?
I'm just say'inę«

Offline KidOOO

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Re: what does "American Express Acquisition Risk Score" mean
« Reply #4 on: September 04, 2012, 01:08:27 PM »
GOOGLE IT!

btw, have you tried recon ?


I did but couldn't find any conclusive info

I tried recon but all they can offer was to resubmit it to review which will cause another hard pull. is that what recon is suppose to do?

i did offer to shift credit from my other 2 cards total $9,900 CL  but they said no

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Re: what does "American Express Acquisition Risk Score" mean
« Reply #5 on: September 05, 2012, 02:58:20 PM »
Well reapplied and got approved, not sure what has happened

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Re: Re: what does "American Express Acquisition Risk Score" mean
« Reply #6 on: September 05, 2012, 03:01:09 PM »
Well reapplied and got approved, not sure what has happened
cool. so you have no idea what they wanted ?
p.s. your left with a wasted pull ?
I'm just say'inę«

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Re: what does "American Express Acquisition Risk Score" mean
« Reply #7 on: September 05, 2012, 03:18:29 PM »
cool. so you have no idea what they wanted ?
p.s. your left with a wasted pull ?

not really

I got a total of 2 pulls for 3 cards, better than 3 i guess :/