Accepting credit cards FOR NON-BUSINESS

[Fefferkorn]

I am selling some stuff for a few thousand dollars and the only way the customer wants to buy is if he can pay with his credit card.

Aside for the system with the lowest possible fees, I am looking for a system that will be able to be used without problems and restrictions for personal use.
It will be under personal name and NOT A BUSINESS. (BTW does anyone know if the IRS will be on my case for a few transactions of a few thousand dollars each?).

Does anyone know or use something and can kindly share some info?
Thanks!

[moko]

paypal
a few ap accounts for free

[incendia]

square

[myb821]

square

+1

[Bettracker]

square

What's the limit for a single swipe?

[meshugener]

$275 for unlimited.

[Bettracker]

$275 for unlimited.

I was talking about how much can one charge at square in one swipe? Like for example $1,000 at a time & $3,000 maximum for a month!

[Fefferkorn]

paypal
a few ap accounts for free

How do I open a few accounts? Under same name?
What are paypals fees?

square

fees?

[myb821]

fees?

swiping or manual entrance?

[Fefferkorn]

$275 for unlimited.

What does this pertain to?

[Fefferkorn]

swiping or manual entrance?

Usually manual entrance.
But please include both instances.
Thanx.

[myb821]

Usually manual entrance.
But please include both instances.
Thanx.

i believe it is 2.75% for swiped and 3.5%+15cents

[Fefferkorn]

i believe it is 2.75% for swiped and 3.5%+15cents

How long does it take to transfer the funds to a Chase bank account from Square?
Also, do I have to be worried about taxes if I use Square?

[Fefferkorn]

Also, did anyone hear of 2co.com AKA 2checkout.com?

[Name Changed]

Intuit - Quickbooks let's you set up CC processing at a pretty low fee.

If its under 20k you shouldn't have any IRS issues

[Bettracker]

Intuit - Quickbooks let's you set up CC processing at a pretty low fee.

If its under 20k you shouldn't have any IRS issues

So your saying that if I have a credit card that has a $20,000 credit limit with 0% APR for 18 months & I want $10,000 cash then this is the way to go?

[Fefferkorn]

Intuit - Quickbooks let's you set up CC processing at a pretty low fee.

If its under 20k you shouldn't have any IRS issues

Do you know their rates?
What about if I don't use QuickBooks at all? I don't even have a copy of it..

[hocker]

I know there's a few threads addressing this but I was only able to find this one.

I need to accept Credit Cards from a customer what is the best way to do that? I do not need or want a terminal he sends me his CC# and I must swipe it.

I believe all I need is an authorize.net account but I have no clue how to get it for cheap. I have an offer for 1.69% + $13 a mnonth but I would prefer something without a monthly fee.

[meshugener]

I know there's a few threads addressing this but I was only able to find this one.

I need to accept Credit Cards from a customer what is the best way to do that? I do not need or want a terminal he sends me his CC# and I must swipe it.

I believe all I need is an authorize.net account but I have no clue how to get it for cheap. I have an offer for 1.69% + $13 a mnonth but I would prefer something without a monthly fee.

AP?

[hocker]

AP?

Over $1k and I need it to look more professional. I MUST have the purchase show up as my name or my business name.