Author Topic: Basic Help  (Read 832 times)

Offline pleasesmile90

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Basic Help
« on: September 25, 2012, 12:33:53 PM »
Hi! I am pretty sure the Chase Freedom is what I want, but I just want to outline my basic needs here so you can confirm if that's correct or suggest an alternative.

I already have the AmEx cash back card, but I want to have a MC/Visa for those times that the store doesn't accept AmEx (not that many, but I still need it to work all over).
Ideally, only cash back. I don't need miles or any other "rewards" incentives - Cash works best for me.
It would be used as a backup card, but if I needed to spend $500 within first month or two, I could do that so that I get my initiating reward
No annual fee
No link to any personal checking account.

IS Chase Freedom going to be my best option?

Offline Ergel

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Re: Basic Help
« Reply #1 on: September 25, 2012, 12:38:46 PM »
There are plenty of cards that would fit your needs. Looking at 1% cash back. Freedom is a good choice. Plenty of discover cards as well if you are interesting
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Offline pleasesmile90

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Re: Basic Help
« Reply #2 on: September 25, 2012, 12:49:31 PM »
Prefer Visa or MasterCard. I have a Discover backup, and an AmEx for regular use.

Offline Yeki89

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Re: Basic Help
« Reply #3 on: September 25, 2012, 12:50:25 PM »
Yes Freedom is an excellent choice

Offline Ergel

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Re: Basic Help
« Reply #4 on: September 25, 2012, 12:51:08 PM »
The freedom is fine. Would be more valuable if you had a checking account
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Offline meshugener

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Re: Basic Help
« Reply #5 on: September 25, 2012, 04:51:55 PM »
Cap1 Journey is 1.25% cashback if you pay on time.
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