+1I think the robinhood conversation should be separated from this thread
+1 The savers credit on the Roth IRA is amazing. Basically you get a tax credit to put money into an account that will never pay taxes (assuming the laws aren't changed). The kicker is that if you have a low enough income for the full savers credit you probably aren't paying much in taxes anyway. Plus with a Roth you can withdraw principle whenever you want and earnings for qualified expenses like purchase of a home, education or healthcare.
Do I need to put in the money before 12/31 to be aligable for 2014 credit?
Can you use Robinhood for day trading?
any new stock ideas?
Anyone looking for a high dividend stock, look into NMM.
stock is down 50% in the last 3 months