Hi! I am pretty sure the Chase Freedom is what I want, but I just want to outline my basic needs here so you can confirm if that's correct or suggest an alternative.
I already have the AmEx cash back card, but I want to have a MC/Visa for those times that the store doesn't accept AmEx (not that many, but I still need it to work all over).
Ideally, only cash back. I don't need miles or any other "rewards" incentives - Cash works best for me.
It would be used as a backup card, but if I needed to spend $500 within first month or two, I could do that so that I get my initiating reward
No annual fee
No link to any personal checking account.
IS Chase Freedom going to be my best option?
