Author Topic: Credit Card Insurance - Links  (Read 4859 times)


Offline Drago

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Re: Credit Card Insurance - Links
« Reply #1 on: March 21, 2013, 12:23:44 PM »
Total noob question here, but what's the best card to use when renting in the US (CA)?
Never rented in the US before.

Offline sky121

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Re: Credit Card Insurance - Links
« Reply #2 on: March 21, 2013, 12:24:50 PM »
Total noob question here, but what's the best card to use when renting in the US (CA)?
Never rented in the US before.

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Offline hocker

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Re: Credit Card Insurance - Links
« Reply #3 on: March 21, 2013, 12:27:24 PM »
United gives primary.

Which to Drago is probably no better than secondary.
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Offline meshugener

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Re: Credit Card Insurance - Links
« Reply #4 on: March 21, 2013, 05:32:26 PM »
Total noob question here, but what's the best card to use when renting in the US (CA)?
Never rented in the US before.
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Offline Drago

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Re: Credit Card Insurance - Links
« Reply #5 on: March 23, 2013, 05:15:17 PM »
The best work out there: http://forums.dansdeals.com/index.php?action=dlattach;topic=4830.0;attach=1579
Thanks!
So to clarify, I shouldn't be paying for any additional insurance coverage, correct?

Offline meshugener

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Re: Credit Card Insurance - Links
« Reply #6 on: March 23, 2013, 10:38:37 PM »
Correct, IMO.
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Offline sky121

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Re: Credit Card Insurance - Links
« Reply #7 on: March 23, 2013, 11:27:17 PM »
Thanks!
So to clarify, I shouldn't be paying for any additional insurance coverage, correct?

Unless you're driving a car not covered, nope.
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Offline dsw193

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Re: Credit Card Insurance - Links
« Reply #8 on: March 24, 2013, 12:16:17 AM »
If I have no primary will my cc (which is secondary) kick in as primary and cover everything within their pay limit?

Offline hocker

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Re: Credit Card Insurance - Links
« Reply #9 on: March 24, 2013, 12:32:30 AM »
If I have no primary will my cc (which is secondary) kick in as primary and cover everything within their pay limit?
Obviously yes.
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Offline Drago

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Re: Credit Card Insurance - Links
« Reply #10 on: April 06, 2013, 11:44:39 PM »
S/o said that renting in CA may have an impact of the insurance coverage of cc's. Is this true?
Otherwise, I intend to use my SP MC, and I assume that I'll have to pay no additional coverage.
Sounds correct?

Offline Drago

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Re: Credit Card Insurance - Links
« Reply #11 on: April 07, 2013, 12:09:48 AM »
And do I need to buy 'Liability only' insurance?
To clarify, I don't have any US insurance since I live in Israel.
« Last Edit: April 07, 2013, 12:13:46 AM by Drago »

Offline Dan

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Re: Credit Card Insurance - Links
« Reply #12 on: April 07, 2013, 01:46:31 PM »
Almost all credit cards are fine for CDW if you don't have your own CDW coverage.

For liability, you will only have the state minimum coverage if you don't take that out.  You can be sued if you cause damage/injury/death and you'll only have the minimal mandatory coverage for that state.
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Offline SGF

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Re: Credit Card Insurance - Links
« Reply #13 on: April 07, 2013, 01:54:06 PM »
Almost all credit cards are fine for CDW if you don't have your own CDW coverage.

For liability, you will only have the state minimum coverage if you don't take that out.  You can be sued if you cause damage/injury/death and you'll only have the minimal mandatory coverage for that state.
It was discussed recently that in CA there's no mandatory state minimum.

Offline Dan

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Re: Credit Card Insurance - Links
« Reply #14 on: April 07, 2013, 01:54:55 PM »
Well there ya have it, take out LI.
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