« Reply #4 on: October 28, 2012, 10:30:03 AM »
What does the Credit Karma report card say is negative ?
Lets assume this is more than just variance in scoring models of those 2 services. If I recall Credit Karma uses Transunion and Credit Sesame uses Experian. So they are looking at different bureaus which can actually have different data (number of inquiries on each, differences in when account updates are reflected, etc.) So in other words you may have some negative factor reflected on your TransUnion report that isn't currently on Experian.
+1, correct CK = TU, CS = EX.
Also, FAKO scores are useless.
Also, IMHO, FICO scores are useless.
One can eyeball credit reports much more effectively (for churning) than looking up any score.
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