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AMEX T&C on all cards state you can't have had the card within the last 12 months. Most usually specify the family (Gold, Platinum, Zync). Usually no crossover biz to personal (i.e. you can get biz bonus when you have personal).
Sometimes they only disallow that card (i.e. if you have platinum you may still get gold).
How do you know what the terms are?
READ THE T&C ON THE APPLICATION PAGE. THEY ARE VERY CLEAR!!!

Update 4/24/13:
It's no longer clear who will get the bonus, but it's very clear who will not receive it.

Beware of the new addition to the T&C of personal cards:
If you are identified as a current American Express® Cardmember, you may not be eligible for this welcome bonus offer.
We don't know yet the effects, it can't be good, so take it into consideration. It might be a way to cut off churners even after a year of having the product.

You should always send a SM several times. There were multiple reports of success if persistent enough after being denied the bonus. Don't bother calling, only SM! Don't give up so fast. Be creative and harsh. Say that a rep told you that you will get the bonus on the card. Follow up, demand an investigation and follow up again.

I am on the phone with a representative and she is saying that after May 1st, you are only eligible for bonus points on a card once in a lifetime for a card!
Please say this is not true

« Last edited by SearchGuy on March 10, 2014, 04:32:30 PM »

Author Topic: New Amex Bonus Terms  (Read 177478 times)

Offline zale

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Re: New Amex Bonus Terms
« Reply #1100 on: September 28, 2014, 05:09:51 PM »
I closed a Delta Business card on 9/8/13 and then reapplied for it on 9/8/14.

When I didn't get the bonus, I called Amex and was informed that their "12 month" rule is not "calendar months" (go figure) but rather they consider the month you closed the card to not be one of the 12 months, and I would only be eligible for the bonus if I applied 10/1/14 or later...

Does this make sense? Where was this calculation described in their T&C?

Offline mawmaw

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Re: New Amex Bonus Terms
« Reply #1101 on: September 28, 2014, 05:15:19 PM »
I closed a Delta Business card on 9/8/13 and then reapplied for it on 9/8/14.

When I didn't get the bonus, I called Amex and was informed that their "12 month" rule is not "calendar months" (go figure) but rather they consider the month you closed the card to not be one of the 12 months, and I would only be eligible for the bonus if I applied 10/1/14 or later...

Does this make sense? Where was this calculation described in their T&C?
IDK but huca may help here

Offline zale

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Re: New Amex Bonus Terms
« Reply #1102 on: September 28, 2014, 05:49:49 PM »
IDK but huca may help here

I will try, but I am not confident it will help. The (friendly) woman I was speaking with spoke directly with the marketing department and put me on hold for a long time. She came back and said that she made every argument to them that I made to her, and it was to no avail.

Offline mawmaw

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Re: New Amex Bonus Terms
« Reply #1103 on: September 28, 2014, 05:58:23 PM »
I will try, but I am not confident it will help. The (friendly) woman I was speaking with spoke directly with the marketing department and put me on hold for a long time. She came back and said that she made every argument to them that I made to her, and it was to no avail.
last time when i had and argument with amex about a bonus a rep send my request for a review though thy dont like doing it and it took me some huca to get the right rep

Offline zale

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Re: New Amex Bonus Terms
« Reply #1104 on: September 28, 2014, 05:59:04 PM »
last time when i had and argument with amex about a bonus a rep send my request for a review though thy dont like doing it and it took me some huca to get the right rep

Was your case of the same nature as this one?

Offline night-owl

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Re: New Amex Bonus Terms
« Reply #1105 on: November 07, 2014, 02:51:56 AM »
Is the Blue Cash Preferred bonus (1 year Amazon + $100) once per lifetime or once every 12 months? I had the card in the past and closed it Jan. 2014. If I apply in Feb 2015 (after 12 months) can I still get the bonus?

Offline TimT

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Re: New Amex Bonus Terms
« Reply #1106 on: November 07, 2014, 02:58:02 AM »
Is the Blue Cash Preferred bonus (1 year Amazon + $100) once per lifetime or once every 12 months? I had the card in the past and closed it Jan. 2014. If I apply in Feb 2015 (after 12 months) can I still get the bonus?
Consumer cards are once per lifetime.

Offline ilherman

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Re: New Amex Bonus Terms
« Reply #1107 on: December 01, 2014, 01:43:01 AM »
Is the 90 day rule still around? Meaning, I have now the BGR, can I apply for the Platinum card now or the BGR has to be closed for 90 days before I apply?
You can say what you think when you think what you say.

Offline noturbizniss

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Re: New Amex Bonus Terms
« Reply #1108 on: December 01, 2014, 10:23:06 AM »
Is the 90 day rule still around? Meaning, I have now the BGR, can I apply for the Platinum card now or the BGR has to be closed for 90 days before I apply?
Don't the terms of the offer specify 90 or 12 months, and this card or product?
READ THE DARN WIKI!!!!

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Offline ilherman

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Re: New Amex Bonus Terms
« Reply #1109 on: December 01, 2014, 10:50:55 AM »
Don't the terms of the offer specify 90 or 12 months, and this card or product?
it has the 12 month rule. But i see nothing about 90 days.

The 90 day rule is from the day off app or 90you days of having an open card?
You can say what you think when you think what you say.

Offline Baruch

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Re: New Amex Bonus Terms
« Reply #1110 on: December 01, 2014, 10:52:30 AM »
it has the 12 month rule. But i see nothing about 90 days.

The 90 day rule is from the day off app or 90you days of having an open card?
I've heard a rumor, (unconfirmed personally), that you can't do any business card within 12 months of another, even plat to gold and vice versa. unconfirmed.
(Not too many people are gonna know if this is true bec most ppl 2bm gold and plat.)

Offline popcorn1508

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Re: New Amex Bonus Terms
« Reply #1111 on: December 15, 2014, 11:17:35 PM »
can i get both bonuses if i apply for the business bgr and business platinum at the same time? and if i currently have the business bgr can i apply for the business platinum and get the bonus

Offline noturbizniss

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Re: New Amex Bonus Terms
« Reply #1112 on: December 16, 2014, 06:39:45 AM »


can i get both bonuses if i apply for the business bgr and business platinum at the same time? and if i currently have the business bgr can i apply for the business platinum and get the bonus

Yes and I don't think so. Cmiiaw
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Offline bermo

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Re: New Amex Bonus Terms
« Reply #1113 on: December 16, 2014, 07:23:05 AM »

Yes and I don't think so. Cmiiaw
What if I HAD the brg can I get the business platinum card? I am getting mixed reports, anyone with experience?

Offline Centro

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Re: New Amex Bonus Terms
« Reply #1114 on: January 13, 2015, 01:24:22 PM »
Can someone please explain me what the 90 day rule is (if it's enforced)?

Offline joeberg

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Re: New Amex Bonus Terms
« Reply #1115 on: January 13, 2015, 03:08:43 PM »
It looks like they dropped the 90 day language from the app terms.

Offline Malachi

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Re: New Amex Bonus Terms
« Reply #1116 on: January 14, 2015, 11:02:05 AM »
What the consensus? If I had the platinum ( since closed over a year) am I eligible for the prg gold bonus?
Denny Crane

Offline 3yummyboys

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Re: New Amex Bonus Terms
« Reply #1117 on: January 14, 2015, 01:59:48 PM »
I'm confused, arent the Plat and the PRG two separate products?

Offline Malachi

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Re: New Amex Bonus Terms
« Reply #1118 on: January 14, 2015, 02:03:11 PM »
I'm confused, arent the Plat and the PRG two separate products?
Not necessarily.
Denny Crane

Offline 3yummyboys

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Re: New Amex Bonus Terms
« Reply #1119 on: January 14, 2015, 04:01:49 PM »
Please explain