Author Topic: chase/amex purchas protection  (Read 1241 times)

Offline arid

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chase/amex purchas protection
« on: November 01, 2012, 10:45:25 AM »
so i got nailed by sandy and lost a lot. trying to recover as much as i can, im at least trying to utilize my CC benefits as much as possible. both my starwoods and united club have purchase protection for 90 days. starwoods doesnt cover items ruined by natural disaster. does anyone know about the club card? has anyone used this and discovered exclusions? i dont have my card agreement and they dont have it veiwable online.
thanks in advance

Offline AJK

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Re: chase/amex purchas protection
« Reply #1 on: November 01, 2012, 11:42:59 AM »
Sorry for your loss  :'(

I don't have the UC (or access to it's PP terms), but if you call Chase they'll gladly send you one.
2015: 116K bkd | 1.6M brnd | F: OZ,NH,AA,EK | J: UA,CA,TK,DL,TN,AF,VA | LIH,NRT,ROR,PEK,CNS,BOB,MEL,TLV & Pacific Hopper

Offline arid

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Re: chase/amex purchas protection
« Reply #2 on: November 01, 2012, 11:46:30 AM »
Sorry for your loss  :'(

I don't have the UC (or access to it's PP terms), but if you call Chase they'll gladly send you one.

they only send it snail mail. called them and they seemed like they were gonna cover it. dont wanna get too excited until i know they dont exclude flood.

Offline AJK

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Re: chase/amex purchas protection
« Reply #3 on: November 01, 2012, 11:49:54 AM »
Hopefully a DDF'er is OCD enough to keep their physical terms & conditions...
2015: 116K bkd | 1.6M brnd | F: OZ,NH,AA,EK | J: UA,CA,TK,DL,TN,AF,VA | LIH,NRT,ROR,PEK,CNS,BOB,MEL,TLV & Pacific Hopper

Offline Dan

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Re: chase/amex purchas protection
« Reply #4 on: November 01, 2012, 01:05:51 PM »
"Natural disaster" is not excluded but "flood" and "earthquake" are excluded.
/OCD
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Offline Jkhein

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Re: chase/amex purchas protection
« Reply #5 on: November 01, 2012, 01:46:41 PM »
Now lets see if all those emails of the banks wishes to help mean something!

Offline AJK

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Re: chase/amex purchas protection
« Reply #6 on: November 01, 2012, 02:04:24 PM »
"Natural disaster" is not excluded but "flood" and "earthquake" are excluded.
/OCD

 :D
2015: 116K bkd | 1.6M brnd | F: OZ,NH,AA,EK | J: UA,CA,TK,DL,TN,AF,VA | LIH,NRT,ROR,PEK,CNS,BOB,MEL,TLV & Pacific Hopper

Offline meshugener

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Re: chase/amex purchas protection
« Reply #7 on: November 01, 2012, 02:09:03 PM »
Now lets see if all those emails of the banks wishes to help mean something!
haha... trying to figure out which bank didnt send a nice email.
I got:
Chase (the only bank that offered something serious - waived fees.)
Capital One
American Express
Bank of America
Love me or hate me. I still love you.

Offline arid

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Re: chase/amex purchas protection
« Reply #8 on: November 01, 2012, 05:39:51 PM »
"Natural disaster" is not excluded but "flood" and "earthquake" are excluded.
/OCD
damn the lady seemed so optimistic and didnt bother mentioning it. shoot.

Online AsherO

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Re: chase/amex purchas protection
« Reply #9 on: November 01, 2012, 06:50:02 PM »
"Natural disaster" is not excluded but "flood" and "earthquake" are excluded.
/OCD

If you remembered this without having to check, then:

1. Either you're a genius
2. Or you have to get your head checked...
3. Or both are true :D

haha... trying to figure out which bank didnt send a nice email.
I got:
Chase (the only bank that offered something serious - waived fees.)
Capital One
American Express
Bank of America

I got Discover as well.
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Offline AJK

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Re: chase/amex purchas protection
« Reply #10 on: November 02, 2012, 11:20:16 AM »
If you follow the context, it's clear he had a copy.
2015: 116K bkd | 1.6M brnd | F: OZ,NH,AA,EK | J: UA,CA,TK,DL,TN,AF,VA | LIH,NRT,ROR,PEK,CNS,BOB,MEL,TLV & Pacific Hopper

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Re: chase/amex purchas protection
« Reply #11 on: November 04, 2012, 03:38:29 AM »
haha... trying to figure out which bank didnt send a nice email.
I got:
Chase (the only bank that offered something serious - waived fees.)
Capital One
American Express
Bank of America

Now Barclays finally got around to sending me one as well. I also got a Cr@p1 email over Shabbos, I'm not sure why you got yours so much sooner...
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