Author Topic: The Pros And Cons Of Where You Live  (Read 536352 times)

Offline Chaikel

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Re: The Pros And Cons Of Where You Live
« Reply #740 on: September 11, 2013, 05:20:37 PM »
It's hard to really compare prices as the houses are comparable. The average UH house is typically much smaller and older often with detached garages. Plus they're harder to sell.  And the newer houses there have humongous tax bills.
For some people 100k, even over an x year mortgage isn't chump change, especially when it's 66% of the purchase price. People are willing to live in a slightly smaller, yet still very comfortable sized house and have a 50% lower monthly mortgage payment. I don't get the CHers who are paying 20-40k less to live there
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Re: The Pros And Cons Of Where You Live
« Reply #741 on: September 11, 2013, 05:23:07 PM »
For some people 100k, even over an x year mortgage isn't chump change, especially when it's 66% of the purchase price. People are willing to live in a slightly smaller, yet still very comfortable sized house and have a 50% lower monthly mortgage payment. I don't get the CHers who are paying 20-40k less to live there
There isn't a 100K difference in a comparable house.  A 150K UH house is probably 190K in Beachwood.
And taxes negate most of the rest.
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Offline Chaikel

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Re: The Pros And Cons Of Where You Live
« Reply #742 on: September 11, 2013, 05:37:24 PM »
There isn't a 100K difference in a comparable house.  A 150K UH house is probably 190K in Beachwood.
And taxes negate most of the rest.
OK, you've convinced me
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Offline Barryg

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Re: The Pros And Cons Of Where You Live
« Reply #743 on: September 12, 2013, 01:21:57 AM »
It's hard to really compare prices as the houses are comparable. The average UH house is typically much smaller and older often with detached garages. Plus they're harder to sell.  And the newer houses there have humongous tax bills.
Ppl also pay way more to rent in Beachwood so they can go to Beachwood public schools (and have b-day parties at Beachwood pool for a few bucks). I don't see how it would be almost a no brainer to rent out house for $1.9k/month instead of selling...
For some people 100k, even over an x year mortgage isn't chump change, especially when it's 66% of the purchase price. People are willing to live in a slightly smaller, yet still very comfortable sized house and have a 50% lower monthly mortgage payment. I don't get the CHers who are paying 20-40k less to live there
If mortgage is 50% lower but taxes are 50% higher the payment may be a few pesos less, but the house is worth $100k less!!!
Side note... CH gets better as the B___ streets end once you get to the S___ streets...

Offline whYME

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Re: The Pros And Cons Of Where You Live
« Reply #744 on: September 12, 2013, 01:52:49 AM »

Offline YankyDoodle

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Re: The Pros And Cons Of Where You Live
« Reply #745 on: September 12, 2013, 10:12:20 PM »
There isn't a 100K difference in a comparable house.  A 150K UH house is probably 190K in Beachwood.
And taxes negate most of the rest.
I agree that buying in UH may be shortsighted but I definitely disagree with this assessment.

Offline DovtheBear

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Re: The Pros And Cons Of Where You Live
« Reply #746 on: September 12, 2013, 10:19:01 PM »
Awesome blog post about driving in NYC:
http://mapantsonfire.blogspot.com/2013/09/about-drivers.html
Great!
Last big paragraph was the best. Also worth reading the Type C Drivers. All true!  :)
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Offline ayman

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Re: The Pros And Cons Of Where You Live
« Reply #747 on: September 12, 2013, 10:29:18 PM »
Lol +1
I think all nyers have truly experienced s/t similar to wats described.
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Offline Dan

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Re: The Pros And Cons Of Where You Live
« Reply #748 on: September 12, 2013, 11:02:33 PM »
I agree that buying in UH may be shortsighted but I definitely disagree with this assessment.
Like I said, it's tough to find real comparables.
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Offline yehuda S

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Re: The Pros And Cons Of Where You Live
« Reply #749 on: October 04, 2013, 03:52:20 PM »
Where would someone start looking if he is thinking of moving to CLE?

In terms of house (and job) hunting? Someone told me a while back that detached homes there could be found for about $100k. Is that still true?
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Offline Dan

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Re: The Pros And Cons Of Where You Live
« Reply #750 on: October 04, 2013, 03:59:45 PM »
Where would someone start looking if he is thinking of moving to CLE?

In terms of house (and job) hunting? Someone told me a while back that detached homes there could be found for about $100k. Is that still true?

Prices are definitely on the uptick.  Really depends on where you want to live.

Cleveland Heights has the cheapest housing and the most yeshivish community.  But it's older and less safe.  And taxes are high.

University Heights has cheap housing and shares shuls with Beachwood.  There are 4 massive shuls all next door to each other along with several other small options. 

UH has high taxes and poor services though lots of house bargains. 
Beachwood houses are pricier though property and income taxes are lower and services are top-notch.  By services I mean ambulance/fire/police response is under 60 seconds.  Beachwood plows your sidewalk free of charge.  Beachwood has is on-demand garbage pickup besides for the weekly pickup.  And there are no point of sale housing inspections unlike the mamzeirim in CH/UH.

Beachwood houses are also easier to rent/sell in the future as the school system is one of the best in the state versus UH having one of the worst.

But if you want something for $100K you'll probably have to settle on CH/UH.
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Offline yehuda S

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Re: The Pros And Cons Of Where You Live
« Reply #751 on: October 04, 2013, 04:15:47 PM »
Wow. Thanks for all this helpful info.

What can I expect to pay for a house in Beachwood? Roughly..

And are there homes available? Are there homes available for rent?

Also any idea how healthy the job market is?

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Offline AJK

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Re: The Pros And Cons Of Where You Live
« Reply #752 on: October 04, 2013, 04:15:51 PM »
What are you paying in Beachwood for a 4BR/3BA?
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Offline Dan

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Re: The Pros And Cons Of Where You Live
« Reply #754 on: October 04, 2013, 04:19:21 PM »
What are you paying in Beachwood for a 4BR/3BA?
175-350.
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Offline Dan

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Re: The Pros And Cons Of Where You Live
« Reply #755 on: October 04, 2013, 04:20:19 PM »
What can I expect to pay for a house in Beachwood? Roughly..

And are there homes available? Are there homes available for rent?

Also any idea how healthy the job market is?
What size house?

Yes, yes.

In what field?
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Offline AJK

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Re: The Pros And Cons Of Where You Live
« Reply #756 on: October 04, 2013, 04:25:06 PM »
175-350.

Nice house for that $300?
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Offline Dan

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Re: The Pros And Cons Of Where You Live
« Reply #757 on: October 04, 2013, 04:27:25 PM »
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Offline yehuda S

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Re: The Pros And Cons Of Where You Live
« Reply #758 on: October 04, 2013, 05:13:53 PM »
What size house?

Yes, yes.

In what field?

I guess 3BR preferably detached with a garage.

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Re: The Pros And Cons Of Where You Live
« Reply #759 on: October 04, 2013, 05:15:28 PM »
I guess 3BR preferably detached with a garage.



Oh and preferably a ranch style.
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