Author Topic: The Pros And Cons Of Where You Live  (Read 438450 times)

Offline ExGingi

  • Dansdeals Lifetime 10K Presidential Platinum Elite
  • *******
  • Join Date: Nov 2015
  • Posts: 11024
  • Total likes: 3509
  • DansDeals.com Hat Tips 14
    • View Profile
  • Location: 770
Re: The Pros And Cons Of Where You Live
« Reply #2600 on: November 23, 2016, 09:23:08 AM »
as per ddf rules you must post an asking price
As a starting point we can use
There is a 6 $ million dollar house for sale in Boro Park.

I might consider selling you mine in Crown Heights for that price  ;D
I've been waiting over 5 years with bated breath for someone to say that!
-- Dan

Offline jungarmtl

  • Dansdeals Gold Elite
  • ***
  • Join Date: Nov 2014
  • Posts: 113
  • Total likes: 6
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: montreal
Re: The Pros And Cons Of Where You Live
« Reply #2601 on: November 23, 2016, 01:33:08 PM »
i am not gonna right a whole thing on Montreal just 2 things
1 child care benefits is very generous example if you have 3 kids you get 2k amonth if your income is under 30k a year  and then it;s get less depends on the income
2 children under 5 cost just 175 per month for babysitter and school the government is paying the rest

Offline aj26

  • Dansdeals Platinum Elite + Lifetime Silver Elite
  • *****
  • Join Date: Aug 2011
  • Posts: 723
  • Total likes: 3
  • DansDeals.com Hat Tips 1
    • View Profile
  • Location: usa
Re: The Pros And Cons Of Where You Live
« Reply #2602 on: November 23, 2016, 09:21:37 PM »
i am not gonna right a whole thing on Montreal just 2 things
1 child care benefits is very generous example if you have 3 kids you get 2k amonth if your income is under 30k a year  and then it;s get less depends on the income
2 children under 5 cost just 175 per month for babysitter and school the government is paying the rest

Sounds good if your in kollel and your wife works...but if you have a real job and your wife stays home (don't need child care under 4), the entitlements don't really do much for you

Offline jungarmtl

  • Dansdeals Gold Elite
  • ***
  • Join Date: Nov 2014
  • Posts: 113
  • Total likes: 6
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: montreal
Re: The Pros And Cons Of Where You Live
« Reply #2603 on: November 24, 2016, 11:59:42 AM »
Sounds good if your in kollel and your wife works...but if you have a real job and your wife stays home (don't need child care under 4), the entitlements don't really do much for you
even if you work it's very good for low/middle class even if you make 30/50k a year you still get a nice amount from child care vs in NYC if you make 30k a year your not eligible for food stamps / section 8

Offline moko

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Jul 2011
  • Posts: 3210
  • Total likes: 369
  • DansDeals.com Hat Tips 2
    • View Profile
  • Location: BOS
Re: The Pros And Cons Of Where You Live
« Reply #2604 on: November 24, 2016, 12:04:35 PM »
even if you work it's very good for low/middle class even if you make 30/50k a year you still get a nice amount from child care vs in NYC if you make 30k a year your not eligible for food stamps / section 8
I think most people working are making more than 30k, of not pm me. I'm looking for people for hashgacha work. You'll definitely make more than 30k ( even at $18 per hour)

Offline terrificreport

  • DansDeals Copper Elite
  • *
  • Join Date: Mar 2013
  • Posts: 23
  • Total likes: 0
  • DansDeals.com Hat Tips 0
    • View Profile
Re: The Pros And Cons Of Where You Live
« Reply #2605 on: November 24, 2016, 08:39:08 PM »
montreal tuition is considerably lower than other out of town areas since the provincial govt subsidizes

quebec has socialized medicine.

that covers 2 expenses out of the 3 big ones (mortgage, tuition, health insurance)


Offline hvaces42

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Nov 2013
  • Posts: 5182
  • Total likes: 914
  • DansDeals.com Hat Tips 14
    • View Profile
Re: The Pros And Cons Of Where You Live
« Reply #2606 on: November 24, 2016, 09:46:28 PM »
even if you work it's very good for low/middle class even if you make 30/50k a year you still get a nice amount from child care vs in NYC if you make 30k a year your not eligible for food stamps / section 8
If you have 3 kids and you're only making 30k you are eligible for food stamps and Medicaid. I believe the cut off is in the low 50k range with 3 kids.

Also Montreal is great, charming. Spent 3 years of my life there. The Quebecois French Canadian part of it sends chills up my spine. They are the worst. 
Fair warning - Any PMs sent in response to forum posts are fair game for ridicule in public.

Offline larryilo

  • Dansdeals Gold Elite
  • ***
  • Join Date: Feb 2016
  • Posts: 152
  • Total likes: 9
  • DansDeals.com Hat Tips 0
    • View Profile
Re: The Pros And Cons Of Where You Live
« Reply #2607 on: November 28, 2016, 12:15:07 PM »
Hi, looking through this thread found some old talk about Staten island.

anyone here familiar with Chasidim moving there?
housing prices?
lots?


Offline yelped

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Mar 2015
  • Posts: 6670
  • Total likes: 1360
  • DansDeals.com Hat Tips 19
    • View Profile
Re: The Pros And Cons Of Where You Live
« Reply #2608 on: November 28, 2016, 12:33:52 PM »
Hi, looking through this thread found some old talk about Staten island.

anyone here familiar with Chasidim moving there?
housing prices?
lots?
There's a master thread in Destination Guides. I believe @Shiframeir lives there.

Offline rileywiles23

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Dec 2014
  • Posts: 5514
  • Total likes: 81
  • DansDeals.com Hat Tips 5
  • Gender: Male
    • View Profile
Re: The Pros And Cons Of Where You Live
« Reply #2609 on: November 28, 2016, 10:42:49 PM »
Hi, looking through this thread found some old talk about Staten island.

anyone here familiar with Chasidim moving there?
housing prices?
lots?
Lots of Chasidim moved here over the last 1-2 years
Housing prices have shot up quite a bit.
Semis are going for mid 500k - lots are all different.
Market has become a bit stagnant, due to lack of available houses for sale, coupled with the large demand that  whatever goes on the market sells pretty fast.
Feel free to pm me with any questions you might have.
Life is as good as you make it...

Offline shiframeir

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Jan 2012
  • Posts: 1512
  • Total likes: 75
  • DansDeals.com Hat Tips 6
    • View Profile
  • Programs: spg gold. nothing else. sigh.
Re: The Pros And Cons Of Where You Live
« Reply #2610 on: November 29, 2016, 04:32:25 PM »
Lots of Chasidim moved here over the last 1-2 years
Housing prices have shot up quite a bit.
Semis are going for mid 500k - lots are all different.
Market has become a bit stagnant, due to lack of available houses for sale, coupled with the large demand that  whatever goes on the market sells pretty fast.
Feel free to pm me with any questions you might have.
exactly, demand is high enough that SI aint the value it used to be, though still a great place to live. may have to update the pros and cons next year (pros - an excellent carlebach minyan now, more kosher stores open or opening, much more diversity with lots of different chassidic sects and peeps moving in. cons - prices now higher then the applicable NJ/5towns alternatives). 

Offline Sammy82

  • Dansdeals Platinum Elite + Lifetime Gold Elite
  • ******
  • Join Date: Apr 2011
  • Posts: 964
  • Total likes: 94
  • DansDeals.com Hat Tips 1
    • View Profile
  • Location: AWAY
Re: The Pros And Cons Of Where You Live
« Reply #2611 on: November 29, 2016, 06:32:06 PM »
exactly, demand is high enough that SI aint the value it used to be, though still a great place to live. may have to update the pros and cons next year (pros - an excellent carlebach minyan now, more kosher stores open or opening, much more diversity with lots of different chassidic sects and peeps moving in. cons - prices now higher then the applicable NJ/5towns alternatives).
Really? Wow

Offline Ergel

  • Dansdeals Lifetime 10K Presidential Platinum Elite
  • *******
  • Join Date: Jun 2010
  • Posts: 12660
  • Total likes: 810
  • DansDeals.com Hat Tips 3
    • View Profile
Re: The Pros And Cons Of Where You Live
« Reply #2612 on: November 30, 2016, 12:54:21 AM »
But property taxes should be much lower, which is a huge burden in the five towns
Life isn't about checking the boxes. Nobody cares.

Offline shiframeir

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Jan 2012
  • Posts: 1512
  • Total likes: 75
  • DansDeals.com Hat Tips 6
    • View Profile
  • Programs: spg gold. nothing else. sigh.
Re: The Pros And Cons Of Where You Live
« Reply #2613 on: November 30, 2016, 03:02:36 AM »
But property taxes should be much lower, which is a huge burden in the five towns
true for those who dont have enough income taxed by NY City, but if u are an ortho jew paying lots of tuition, u may be making enough that the NYC tax/RE tax balances out or may even be better off with a flat 10-20k RE tax per year...

Offline Sammy82

  • Dansdeals Platinum Elite + Lifetime Gold Elite
  • ******
  • Join Date: Apr 2011
  • Posts: 964
  • Total likes: 94
  • DansDeals.com Hat Tips 1
    • View Profile
  • Location: AWAY
Re: The Pros And Cons Of Where You Live
« Reply #2614 on: November 30, 2016, 04:10:25 AM »
What are you guys talking about? My re tax is ~5k as is many/most of my friends in the neighborhood. Obviously it depends on size if house, size of property, etc. But I don't think any of us are paying 10k. Also, a major factor is location. Those in Lawrence and cedarhurst are in an incorporated Town so there is another layer of government which obviously means more taxes.

Offline skyguy918

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Mar 2011
  • Posts: 3308
  • Total likes: 518
  • DansDeals.com Hat Tips 1
  • Gender: Male
    • View Profile
  • Location: Queens, NY
Re: The Pros And Cons Of Where You Live
« Reply #2615 on: November 30, 2016, 09:27:06 AM »
What are you guys talking about? My re tax is ~5k as is many/most of my friends in the neighborhood. Obviously it depends on size if house, size of property, etc. But I don't think any of us are paying 10k. Also, a major factor is location. Those in Lawrence and cedarhurst are in an incorporated Town so there is another layer of government which obviously means more taxes.
The trade-off between NYC and elsewhere is that NYC has lower RE taxes, but adds an extra layer of income tax. You may pay double the RE tax in 5T, but you don't pay the extra income tax that comes from residing in the city. It just depends which is larger - the increase in RE tax or the increase in NYC income tax.

ETA: Just to be clear, I'm pointing out that all else equal, RE tax is basically guaranteed to be higher outside NYC. You may find specific places where it's low enough to be a no-brainer relative to NYC income tax, but it's still the same equation.

Offline Ergel

  • Dansdeals Lifetime 10K Presidential Platinum Elite
  • *******
  • Join Date: Jun 2010
  • Posts: 12660
  • Total likes: 810
  • DansDeals.com Hat Tips 3
    • View Profile
Re: The Pros And Cons Of Where You Live
« Reply #2616 on: November 30, 2016, 09:57:18 AM »
Depends where you are in the five towns. Many people pay 20K+ for real estate taxes and not living in multi million dollar homes
Life isn't about checking the boxes. Nobody cares.

Offline shiframeir

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Jan 2012
  • Posts: 1512
  • Total likes: 75
  • DansDeals.com Hat Tips 6
    • View Profile
  • Programs: spg gold. nothing else. sigh.
Re: The Pros And Cons Of Where You Live
« Reply #2617 on: November 30, 2016, 10:25:42 AM »
What are you guys talking about? My re tax is ~5k as is many/most of my friends in the neighborhood. Obviously it depends on size if house, size of property, etc. But I don't think any of us are paying 10k. Also, a major factor is location. Those in Lawrence and cedarhurst are in an incorporated Town so there is another layer of government which obviously means more taxes.
U are lucky. 5 towns is a big place. the places with low RE taxes generally make up for it in higher (unaffordable for middle class) housing costs. I was referring to woodmere/hewlett where housing prices are a good value if u disregard the higher taxes.

Offline skyguy918

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Mar 2011
  • Posts: 3308
  • Total likes: 518
  • DansDeals.com Hat Tips 1
  • Gender: Male
    • View Profile
  • Location: Queens, NY
Re: The Pros And Cons Of Where You Live
« Reply #2618 on: November 30, 2016, 10:45:40 AM »
U are lucky. 5 towns is a big place. the places with low RE taxes generally make up for it in higher (unaffordable for middle class) housing costs. I was referring to woodmere/hewlett where housing prices are a good value if u disregard the higher taxes.
The RE tax issue is mostly based on which school district you're in, as that's a major part of what determines your RE tax rate. However, a lot of that is baked into the housing prices as you mentioned.

The Lawrence school district (district 15) includes basically all of Lawrence, Inwood, and Cedarhurst, with parts of Woodmere and North Woodmere. The rest of Woodmere and North Woodmere are with Hewlett in the Woodmere-Hewlett school district (district 14).

Offline whYME

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: May 2008
  • Posts: 3157
  • Total likes: 1089
  • DansDeals.com Hat Tips 3
  • Gender: Male
    • View Profile