You got fed a line of BS.
They're not giving to someone who walks in off the street without a relationship.
To explain your words better. My PC banker explained to me, if he gives out right and left PC accounts they will notice it when they review and he will be looking for a new job. However as long as they bring in "real" PC customers they can push in here and there whoever they like.
Tip:if you want a PC banker to like you, send him a real PC customer who has high funds to sign up for PC with the banker because you sent him. They love it.