call from chase

[churnbabychurn]

got a voice mail to call them back re my ink bold account.
Its probably due to 3k at staples and 1k at amazon, do I have to return the call and should I be worried?

[aj26]

Got that also, was very worrried, but
Never called them back and they didn't call again.
If it is from their lending department, I think they just want to make sure your credit limit is big enough... they might offer to make it larger

[Reb Moshe]

Got that also, was very worrried, but
Never called them back and they didn't call again.
If it is from their lending department, I think they just want to make sure your credit limit is big enough... they might offer to make it larger

I got the call also, YES its the lending department, NO worries, its exactly as you said, making sure you are comfortable with your spending limit!! I spoke with the rep for a while.

You shouldn't have a guilty conscious, because i'm sure you are playing by the rules

[churnbabychurn]

guilt-never!

[Yeki89]

so why wont they call again?

[Reb Moshe]

so why wont they call again?

im sure they will eventually, by me they called with a followup a month later to make sure i had a high enough CL

[AsherO]

Are they offering to increase it without a pull? If yes, I'd jump on the opportunity.

[bubbles]

Are they offering to increase it without a pull? If yes, I'd jump on the opportunity.

They upped me from 3k to 75k on my IB without even asking 

[AsherO]

They upped me from 3k to 75k on my IB without even asking 

75k? What kinda revenue did you tell them your business has. Is it a legit corporation, or a sole-proprietorship "selling things on eBay"?

[MEIR613]

They upped me from 3k to 75k on my IB without even asking 

Not sure if that's good or bad

[Reb Moshe]

They upped me from 3k to 75k on my IB without even asking 

typo?

[wierdal832]

typo?

im guessing he meant 7.5k

[bubbles]

75k? What kinda revenue did you tell them your business has. Is it a legit corporation, or a sole-proprietorship "selling things on eBay"?

nothing major, think I told them I was hoping to net 10k. An SP selling stuff online. When I originally pushed the app through recon they told me that they would monitor my spending at the beginning and adjust my CL accordingly. Don't think I spent that much right away other than meeting the spend but no complaints.

They never even informed that they raised it, it wasn't until I called to see if they would authorize a charge slightly over the $3k and the guy started laughing that I found out.

ETA: no typos, remember the IB is a charge card...

[meshugener]

Its annoying.
No way to see online the CL on IB.

[bubbles]

Its annoying.
No way to see online the CL on IB.

shows up on the iPad app

[AsherO]

shows up on the iPad app

Hmmm, interesting. Fluke?

What other goodies does this app have (that can't be had elsewhere)?

[joe]

The lending dept called me a couple of months ago, they had some questions in regards to how much money is in the bank how much in accounts receivables and how much in inventory. This was after they lowered my CL, and after speaking with them they gave me back part of it.

[PETERP]

shows up on the iPad app

  I can only see limit on Ink Plus on Ipad app. Have no balance on Ink Bold but don't think that makes
a difference.
Isn't the Plain IB a NPSL  card ?

[Reb Moshe]

I just checked my CL, it's up from 6.7k to 13.9k

[Dan]

Isn't the Plain IB a NPSL  card ?

Yes, it has a soft CL.